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Sunday, September 24, 2023

Capital One Quicksilver Secured Cash Rewards Credit Card

Toby Sembower

By: Toby Sembower

Toby Sembower
Toby Sembower

Toby founded Digital Brands, the parent company of CardRates.com and its sister sites, and now serves as Chairman of the Board. He lends his 15 years of credit card industry experience to educate consumers on the responsible use of credit. His knowledge base spans credit card reward programs to credit repair, lending, and credit bureau reporting.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

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Reviewer: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Her credit card commentary is often featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others.

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Are you considering applying for the Capital One Quicksilver Secured Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

This card is a solid cash back secured card for anyone who wants to improve their credit scores and earn a little bit of cash along the way. You'll be considered for credit limit increases and card upgrades with responsible use.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

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CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Capital One Quicksilver Secured Cash Rewards Credit Card Review

at Capital One®'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
30.49% (Variable)
$0
Limited, Bad

Interest Rate & Annual Fee

According to the issuer, the Capital One Quicksilver Secured Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 30.49% (Variable)

The following is the current annual fee for the Capital One Quicksilver Secured Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit requirement for the Capital One Quicksilver Secured Cash Rewards Credit Card is:

  • Credit Level: Limited, Bad

Our Ratings by Category

(Ranked #8 out of 31)
★★★★★
4.6
(Ranked #113 out of 151)
★★★★
4.0
(Ranked #8 out of 52)
★★★★★
4.8
(Ranked #13 out of 26)
★★★★★
4.7
(Ranked #8 out of 32)
★★★★★
4.6
(Ranked #5 out of 15)
★★★★★
4.7

Alternatives to Capital One Quicksilver Secured Cash Rewards Credit Card

Be sure to visit the official website for Capital One Quicksilver Secured Cash Rewards Credit Card to learn complete details about its features and terms. If you’re not quite sure if Capital One Quicksilver Secured Cash Rewards Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Capital One Quicksilver Secured Cash Rewards Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.

About the Author

Toby Sembower
Toby Sembower Finance Expert

Toby founded Digital Brands, the parent company of CardRates.com and its sister sites, and now serves as Chairman of the Board. He lends his 15 years of credit card industry experience to educate consumers on the responsible use of credit. His knowledge base spans credit card reward programs to credit repair, lending, and credit bureau reporting.

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Toby Sembower