The Ultimate Guide to Credit Cards™
Monday, June 5, 2023

Secured Chime® Credit Builder Visa® Credit Card Review

"This card is easy to get and can help you build credit by reporting your payments to the three credit bureaus. Its downsides are that it doesn't offer rewards or the option to upgrade to a fully unsecured credit card after a period of responsible use."
- Toby Sembower,
Advertiser Disclosure
Secured Chime® Credit Builder Visa® Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.0

OVERALL RATING

4.0/5.0
Our Review »
  • No credit check to apply
  • Adjustable credit limit based on what you transfer to the secured account
  • No interest* or annual fees
  • Chime Checking Account and qualifying direct deposit required to apply
  • The secured Chime Credit Builder Visa® Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
  • *Out-of-network ATM withdrawal fees may apply. See here for details.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
$0
None

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: N/A
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: $0
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: None
See site for details »
Go To Application »

Our Ratings By Category

Bad Credit
(Ranked #13 out of 32)
★★★★★
4.5
Best Overall
(Ranked #118 out of 149)
★★★★★
4.0
No/Limited Credit
(Ranked #16 out of 32)
★★★★★
4.5
Secured
(Ranked #4 out of 20)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Secured Chime® Credit Builder Visa® Credit Card

Be sure to visit the official website for Secured Chime® Credit Builder Visa® Credit Card to learn complete details about its features and terms. If you’re not quite sure if Secured Chime® Credit Builder Visa® Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Secured Chime® Credit Builder Visa® Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.