The Ultimate Guide to Credit Cards
Tuesday, October 4, 2022

Capital One Platinum Secured Credit Card

► Terms, Details & Application

"This is a secured credit card, meaning that the cardholder must submit a security deposit in order to have a credit limit. This card offers reasonable terms for those with subpar credit."
- Toby Sembower,
Advertiser Disclosure
Capital One Platinum Secured Credit Card Review

at Capital One®'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
28.49% (Variable)
$0
Limited, Bad

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #5 out of 37)
★★★★★
4.6
Best Overall
★★★★
4.0
Instant Approval
(Ranked #2 out of 17)
★★★★★
4.7
No/Limited Credit
(Ranked #14 out of 36)
★★★★★
4.5
Secured
(Ranked #2 out of 20)
★★★★★
4.7

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