The Ultimate Guide to Credit Cards
Thursday, April 15, 2021

Secured Mastercard® from Capital One

► Terms, Details & Application

Advertiser Disclosure
Secured Mastercard® from Capital One Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • No annual fee
  • Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
  • Accepted at millions of locations worldwide
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • We will monitor your account, and as you use it responsibly by doing things like making on-time payments, you may be able to earn back your deposit as a statement credit
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
26.99% (Variable)
$0
Limited, Bad

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #1 out of 33)
★★★★★
4.6
Best Overall
(Ranked #90 out of 138)
★★★★
4.0
Instant Approval
(Ranked #2 out of 16)
★★★★★
4.7
No/Limited Credit
(Ranked #5 out of 29)
★★★★★
4.5
Secured
(Ranked #1 out of 18)
★★★★★
4.7

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