The Ultimate Guide to Credit Cards
Monday, October 18, 2021

Capital One Platinum Secured Credit Card

► Terms, Details & Application

Advertiser Disclosure
Capital One Platinum Secured Credit Card Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
26.99% (Variable)
$0
Limited, Bad

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #4 out of 33)
★★★★★
4.6
Best Overall
★★★★
4.0
Instant Approval
(Ranked #2 out of 16)
★★★★★
4.7
No/Limited Credit
(Ranked #10 out of 32)
★★★★★
4.5
Secured
(Ranked #1 out of 17)
★★★★★
4.7

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.