The Ultimate Guide to Credit Cards
Saturday, March 6, 2021

Surge Mastercard®

► 2021 Review, Application & Rates

"With monthly reporting to credit bureaus and a manageable credit limit, the Surge card is a solid option for those looking to build or rebuild credit history."
- Toby Sembower,
Advertiser Disclosure
Surge Mastercard® Review

at Celtic Bank'ssecure website

BEST OVERALL RATING

★★★★

4.1

OVERALL RATING

4.1/5.0
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
See website for Details
N/A
25.90% – 29.99% (Variable)
See website for Details
Bad, Poor Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #2 out of 32)
★★★★★
4.6
Best Overall
(Ranked #85 out of 136)
★★★★
4.1
Fair Credit
(Ranked #3 out of 20)
★★★★★
4.6
Instant Approval
(Ranked #1 out of 17)
★★★★★
4.8
Unsecured
(Ranked #1 out of 14)
★★★★★
4.7

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.