The Ultimate Guide to Credit Cards
Tuesday, February 7, 2023

Surge® Platinum Mastercard®

► 2023 Review, Application & Rates

"With monthly reporting to credit bureaus and a manageable credit limit, the Surge card is a solid option for those looking to build or rebuild credit history."
- Toby Sembower,
Advertiser Disclosure
Surge® Platinum Mastercard® Review

at Celtic Bank'ssecure website





  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
See website for Details
See website for Details
29.99% APR (Variable)
See website for Details
See website for Details*

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #3 out of 33)
Best Overall
(Ranked #98 out of 148)
Fair Credit
(Ranked #5 out of 25)
Instant Approval
(Ranked #1 out of 16)
(Ranked #1 out of 14)

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