Writer: Eric Bank
Editor: Lillian Guevara-Castro
Reviewer: Ashley Fricker
Disclosure: When you apply through links on our site, we may earn a referral fee from our partners. For more, see our ad disclosure and review policy.
The heaviest credit cards are metal rather than plastic, giving them an air of permanence and solidity. Just holding one in your hand can make you feel, well, good.
Modern plastic credit cards weigh around 5 grams (5g). The heaviest metal card is more than five times heavier. Of course, a heavy card is not necessarily a great card, and that’s why we review here the best of the heavyweights.
If you are going to weigh down your wallet, you may as well get the most value per gram.
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Heaviest Credit Cards You Can Apply For
You can apply for any of the following cards without waiting for an invitation, as some of the heaviest credit cards require. All weigh at least 11g, and the trio of Luxury Cards tip the scales at 22g. As you’ll see, weight and value are not the same.
1. Mastercard® Gold Card™: 22g
The gold-plated Mastercard® Gold Card™ weighs in at 22 grams. Getting it will cost you and your co-owner more than $1,000, but you’ll receive good perks for airfare and cash back redemptions.
- Redeem at 2% value for airfare and 2% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $1000 cash back, issued as a direct deposit statement credit.
- Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
- $300 Annual Airline Credit: Receive up to $300 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.
- $200 Annual Dining Credit: Get up to $200 in annual statement credits when you use your Luxury Card at qualifying restaurants.
- $200 Ship&Play Credit: Send your belongings ahead of time with Ship&Play and receive up to $200 in credits annually.
- Receive up to $120 reimbursment credit for a Global Entry or TSA PreCheck® application for each Mastercard Gold Card Primary Cardmember and Authorized Users.
- 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
- With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
- Made with 24K Gold®: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its contactless patented card design and metal construction raises the standard. Carry a card with distinction.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $1,199 ($349 for each Authorized User). Terms and conditions apply.
The card provides VIP travel benefits, including a subscription to Luxury Magazine and complimentary Priority Pass lounge access. Luxury Card Concierge can help with your access to exclusive events, personal requests, and travel bookings through Luxury Card Travel.
2. Mastercard® Black Card®: 22g
The Mastercard® Black Card® has a more reasonable annual fee than its gold sibling. It offers the top rate on airfare redemptions but reduces its yearly airline credit and cash back rewards.
- Redeem at 2% value for airfare and 1.5% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $750 cash back, issued as a direct deposit statement credit.
- Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
- $200 Annual Airline Credit: Receive up to $200 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.
- $100 Annual Dining Credit: Get up to $100 in annual statement credits when you use your Luxury Card at qualifying restaurants.
- Receive up to $120 reimbursment credit for a Global Entry or TSA PreCheck® application fee. Global Entry includes access to TSA PreCheck® with no additional application or fee required.
- 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
- With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
- Black-PVD-Coated Metal Card and Made of Stainless Steel®: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its stainless steel, contactless patented card design and metal construction raises the standard. Carry a card with distinction.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $699 ($249 for each Authorized User). Terms and conditions apply.
As with the other Luxury Cards, this one may offer a 0% intro APR, and it never charges a foreign transaction fee. Luxury Card Concierge can arrange spa services and reservations for five-star restaurants anywhere you travel.
3. Mastercard® Titanium Card®: 22g
The Mastercard® Titanium Card® is the most affordable option among the trio, yet it maintains the same 22g weight and high airfare redemption rate.
- Redeem at 2% value for airfare and 1% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $500 cash back, issued as a direct deposit statement credit.
- Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
- 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
- With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
- Brushed Metal Card: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its contactless patented card design and metal construction raises the standard. Carry a card with distinction.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual fee: $299 ($149 for each Authorized User). Terms and conditions apply.
You don’t lose any Luxury Card Concierge privileges with this card. You also get a free subscription to Luxury Magazine and insurance against trip cancellations, rental car damage, and travel accidents.
4. Citi® / AAdvantage® Executive World Elite Mastercard®: 18g
The Citi® / AAdvantage® Executive World Elite Mastercard® is the only credit card that will give you free access to the American Airlines Admirals Club. Its annual fee costs less than a club membership.
Additional Disclosure: The information related to Citi® / AAdvantage® Executive World Elite Mastercard® has been collected by CardRates.com and has not been reviewed or provided by the issuer or provider of this product or service.
You and your traveling party receive free baggage check, and the card doesn’t charge foreign transaction fees.
5. The Platinum Card®: 17g
The Platinum Card® weighs 17 grams and charges one of the highest annual fees among the cards on this list.
- Earn 175,000 Membership Rewards® points after you use your new card to make $8,000 in purchases in your first 6 months of Card Membership
- Earn 5X Membership Rewards® points for flights booked directly through airlines or American Express Travel, on up to $500,000 on these purchases per calendar year. Also earn 5X Membership Rewards® points on prepaid hotels on AmexTravel.com.
- $600 annual hotel credit, $200 annual airline fee credit, $200 per year Uber cash credit, $300 per year digital entertainment credit, and more.
- Platinum Card Members have unlimited complimentary access to all locations of The Global Lounge Collection®, including 1,550 airport lounges.
- Apply with Confidence: Know if you’re approved for this Card with no credit score impact
- Fee Credit for Global Entry, TSA PreCheck®, CLEAR® Plus Membership
The rewards and benefits of this card underwent a significant overhaul. Still, if you like to travel, the statement credits and reimbursements can make this card a worthy addition to your wallet. Some benefits include free access to the Global Lounge Collection®, Gold status at Hilton Honors and Marriott Bonvoy programs, and the Platinum Travel Service.
6. Capital One Venture X Rewards Credit Card: 17g
The Capital One Venture X Rewards Credit Card is the heaviest card from Capital One, coming in at 17 grams. This card represents Capital One’s premium card offer with a sleek metal appearance to match. You get extra value when you use it with Capital One Travel.
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Top rated mobile app
Though it charges a hefty annual fee, the annual travel and anniversary credits make up for the cost of the card. And you’ll come out ahead if you take advantage of the Global Entry or TSA PreCheck® fee reimbursement.
7. HSBC Elite Credit Card: 17g
Unlike most heavy metal credit cards, the HSBC Elite Credit Card doesn’t charge an annual fee.
- Earn 60,000 Welcome Bonus Points, worth up to $900 in travel, when booked through HSBC Travel, after spending $4,000 in the first 3 months of opening the card
- Earn 5× Points on new travel purchases – including flights, hotels and car rentals
- Earn 2× Points at restaurants and dining out, and 1× Points on all other purchases
- Earn up to $400 of travel credits per year for all airfares, hotels and car rentals booked through HSBC Travel
- Elevate your airport experience with complimentary and unlimited lounge access for the cardholder and up to 2 guests worth more than $469 annually with Priority Pass
- Take 3 rides per month and receive a $5 Lyft App credit
- Provides reimbursements up to $800 per claim if your cellphone is stolen or damaged
- $495 Annual Fee
You can redeem rewards for travel through HSBC’s travel site or a statement credit for previous travel purchases. Additionally, you can transfer points to participating travel partners.
8. Verizon Visa® Card: 17g
Synchrony Financial is the issuer of the Verizon Visa® Card, weighing 17.28 grams and aimed at Verizon Wireless customers.
- Get $50 as a statement credit when you open an account and make one purchase in the first 90 days. Get an additional $100 statement credit when you spend $1,500 using your card in the first 90 days.
- New enrollees to Verizon’s Auto Pay can get up to $10/month off each eligible account or line, up to 12 lines max on select plans
- Earn 4% on gas, dining and takeout, on grocery store purchases and on Verizon purchases (excluding bill payments). Plus 1% on all other purchases when you open a Verizon Visa® Card.
- There are no limits to how much you can earn and no expiration dates
- You can redeem your Verizon Dollars for merchandise in the Verizon store, apply them toward your Verizon Wireless bill, use them on travel, or get gift cards from your favorite brands.
- This card is exclusively offered to Verizon Wireless customers
- $0 Annual Fee
You earn a statement credit spread across the first 24 months when you use your card to pay your monthly bills. You can collect another monthly statement credit when you enroll in Verizon’s Auto Pay program. Each eligible purchase earns Verizon Dollars rewards to pay for a new phone, accessories, or your monthly bill.
9. Capital One Venture Rewards Credit Card: 16g
The Capital One Venture Rewards Credit Card weighs 16 grams and offers unlimited miles on all purchases. You also get up to a $120 credit for TSA Pre√® or Global Entry fees. The card’s miles never expire while you keep the account open.
- Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app
You can redeem the miles you earn in several ways. You can transfer them to more than a dozen travel partners. You can also use your miles to fly any airline or stay at any hotel with no blackout dates. The Capital One Venture Rewards Credit Card charges no foreign transaction fees, offers a competitive signup bonus, and provides extra value when you use it at Capital One Travel.
10. U.S. Bank Altitude® Reserve Visa Infinite® Card: 16g
The U.S. Bank Altitude® Reserve Visa Infinite® Card is for consumers with excellent credit. Although it has a sizable annual fee, you can easily recoup the cost and more due to rewards and yearly credits.
U.S. Bank Altitude® Reserve Visa Infinite® Card
This card is currently not available.
The card provides complimentary access to airport lounges. You also receive a set of Visa Infinite benefits that add significantly to the card’s value. You can redeem points for travel, gift cards, merchandise, live events, cash back, magazines, and other rewards.
11. Apple Card: 15g
The Apple Card works with Apple Pay (rather than a bank) to provide you daily cash back on all eligible purchases.
- Get 3% Daily Cash back on everything you buy from Apple and other select merchants when you use Apple Card with Apple Pay
- Get 2% Daily Cash back when you use your iPhone or Apple Watch to pay with Apple Card
- Pay for your new Apple products over time, interest‑free with Apple Card Monthly Installments
- With advanced security technologies like Face ID, Touch ID, and unique transaction codes, Apple Card with Apple Pay is designed to make sure you’re the only one who can use it
- The only credit card made of titanium — a sustainable metal known for its beauty and durability
- No annual fees, no foreign transaction fees, or late fees. No fees, period.
The physical Apple Card doesn’t have any external numbers—all the details are stored on an internal chip. You can use the iPhone version with security features like Touch ID, Face ID, and unique transaction codes. The Apple Pay app helps you track your cash back balance and estimate your monthly interest.
12. American Express® Gold Card: 15g
The American Express® Gold Card weighs in at 15 grams, with generous dining, grocery shopping, and travel rewards to boot.
- Earn as high as 100,000 Membership Rewards® points after you spend $8,000 in purchases on your new card within the first 6 months of card membership. Welcome offers vary and you may not be eligible for an offer.
- Earn 4X Points at U.S. supermarkets on up to $25,000 per calendar year in purchases. Also earn 4X Points at restaurants on up to $50,000 per year in purchases, 5X points on prepaid hotels booked through AmexTravel.com or Amex Travel App™, 3X points on flights booked through AmexTravel.com or Amex Travel App™ or directly through airlines, and 2X points on prepaid car rentals booked through AmexTravel.com or Amex Travel App™ and cruises booked and paid through AmexTravel.com.
- No foreign transaction fees
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at participating partners. This can be an annual savings of up to $120. Enrollment required.
- Take advantage of a $100 credit towards eligible charges at over 1,300 upscale hotels worldwide every time you book The Hotel Collection through AmexTravel.com or Amex Travel App™
- $325 Annual Fee
You also receive a monthly credit when you dine at select restaurants or take advantage of Grubhub or Seamless meal delivery. Another benefit of the Amex Gold Card is Entertainment Access®, which lets you purchase by-invitation-only tickets to events in select cities.
13. Marriott Bonvoy Brilliant® American Express® Card: 15g
The Marriott Bonvoy Brilliant® American Express® Card makes travel more rewarding, especially for Marriott loyalists. You can accumulate points quickly through the signup bonus and rewards on Marriott Bonvoy purchases.
- Earn 185,000 Marriott Bonvoy Bonus Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
- Earn 6X Points on hotels for eligible purchases at participating Marriott Bonvoy hotels, 3X Points at U.S. restaurants and flights booked directly with airlines, and 2X Points for each dollar on everything else.
- Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® Card at restaurants worldwide.
- Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®
- Book direct using a special rate for a 2-night minimum stay at The Ritz-Carlton® or St. Regis® and get up to $100 in credit for qualifying charges.
- With Card Membership, you can enroll in Priority Pass™ Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying.
- $650 Annual Fee
Statement credits significantly offset the hefty annual fee. Plus, you enjoy complimentary access to airport lounges and free night awards at select hotels.
14. Delta SkyMiles® Platinum American Express Card: 15g
You can earn bonus miles on Delta purchases with the Delta SkyMiles® Platinum American Express Card. This makes the card an excellent choice for Delta fans but not necessarily for travelers seeking other travel options.
- Earn 90,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 6 months
- Earn 3X miles on Delta purchases and hotels, 2X miles at restaurants (including takeout and delivery) and U.S. supermarkets, all other purchases earn 1 point per $1
- With MQD Headstart, you can receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to elevated Status for next Medallion Year.
- Get your first bag free on Delta flights booked with your card
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your card
- Receive a 20% savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- $350 Annual Fee
Benefits include a free flight for a companion each year, free baggage check, and a rebate on Delta inflight purchases.
15. Amazon Business Prime Card: 14g
The Amazon Business Prime Card gives you a gift card for signing up without any purchase requirements or annual fees. But you must be an Amazon Prime member to get this business card.
Amazon Business Prime Card
This card is currently not available.
Business owners will appreciate the card’s expense management tools and employee cards. This card offers a better APR than that of some other business cards.
16. City National Crystal® Visa Infinite® Credit Card: 14g
The City National Crystal® Visa Infinite® Credit Card is from consumer-based City National Bank.
- Earn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.
- Receive a statement credit of up to $350 per account, per calendar year for Qualifying Airline Purchases.
- Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend. Applies to any airline lounge club worldwide.
- Apply for Global Entry, a U.S. Customs and Border Protection program, using your Crystal Visa Infinite Card to pay your application fee and receive a $120 statement credit.
- Crystal Visa Infinite Cardholders Priority Pass Select program members and their accompanying guests can experience a more relaxing way to travel, with access to a global network of more than 1,300 airport lounges worldwide
- A 24/7 concierge at your fingertips. Receive customized assistance with airline, hotel and restaurant reservations, and virtually any personal or business requests.
- $400 Annual fee
City National Rewards® Points combined with an airline incidental fees statement credit and a complimentary card membership statement credit may recoup your annual fee.
17. Chase Sapphire Reserve®: 13g
The Chase Sapphire Reserve® card weighs 13 grams and is Chase’s premium travel card. You can earn a statement reimbursement for travel purchases each anniversary year. You also get up to $100 every four years for TSA PreCheck® or Global Entry fee reimbursement.
- Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get more than $2,700 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
- Member FDIC
Additional Disclosure: Non-Monetized. The information related to Chase Sapphire Reserve® was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
Points are worth 50% more for travel, hotels, cruises, and car rentals when you redeem them through Chase. For example, you would get $900 in value if you redeemed 60,000 points for travel purchases, with no travel restrictions or blackout dates. Other benefits include complimentary airport lounge access, unique hotel benefits, and several types of travel insurance.
18. Chase Sapphire Preferred® Card: 13g
The Chase Sapphire Preferred® Card weighs 13 grams. Points are worth 25% more when you redeem them for flights, car rentals, hotel stays, or cruises via Chase Trravel.
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
Additional Disclosure: Non-Monetized. The information related to Chase Sapphire Preferred® Card was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
You can transfer your miles 1:1 to Chase’s travel and hotel partners. You also get many travel benefits, including trip cancellation and interruption service, auto rental collision damage waiver, insurance for delayed trips or baggage, and travel emergency assistance. Points don’t expire while the account is open.
19. Prime Visa: 13g
Chase Bank issues the Prime Visa to Amazon Prime customers. It weighs 13 grams, just as the other metal cards from Chase do. While the card has no annual fee, you must pay for a Prime subscription. Signing up for the card gives you an instant Amazon gift card.
- Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
- No annual credit card fee
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
- Member FDIC
Additional Disclosure: Non-Monetized. The information related to Prime Visa was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
Your cash back balance is available when you check out at Amazon.com. You get several travel benefits, including travel accident insurance, baggage loss/delay coverage, auto rental collision damage waiver, travel and emergency assistance, and no foreign transaction fees. You also get roadside dispatch, purchase protection, and extended warranty protection.
20. Delta SkyMiles® Reserve American Express Card: 12g
The Delta SkyMiles® Reserve American Express Card offers modest rewards that make sense for frequent Delta flyers. You earn bonus miles and Medallion Qualification miles on purchases.
- Earn 100,000 Bonus Miles after you spend $5,000 in purchases on your new card in your first 6 months of ownership
- Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year
- Earn 3X miles on Delta purchases made directly with Delta — all other purchases earn 1 mile per $1
- Complimentary access to The Centurion Lounge
- Enjoy a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card
- As a benefit of Card Membership, you can check your first bag free on Delta flights booked with your card
- Fee Credit for Global Entry or TSA Precheck®
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- $650 Annual Fee
The card provides complimentary access to Priority Pass airport lounges, periodic companion certificates, and free baggage check. You also receive reimbursement for TSA Precheck and Global Entry fees.
21. U.S. Bank Altitude® Go Visa Signature® Card: 12g
The U.S. Bank Altitude® Go Visa Signature® Card is a no-annual-fee card with surprisingly generous rewards. Those who enjoy travel and dining will get the most from this card.
- Earn 20,000 bonus points when you spend $1,000 in the first 90 days of account opening. That’s a $200 value redeemable toward merchandise, gift cards, cash back, travel, and more. Points never expire.
- Earn 4X points on dining, takeout, and restaurant delivery on your first $2,000 each quarter
- Earn 2X points at grocery stores, grocery delivery, streaming services, gas stations, and EV charging stations — all other purchases earn 1 point per $1
- Enjoy a 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies
- $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more
- $0 Annual Fee
The card provides an annual credit for streaming services and a low intro APR. You can redeem points as a statement credit instantly via text message
22. Bank of America® Premium Rewards® credit card: 11g
The Bank of America® Premium Rewards® credit card is one of the best cards for consumers who want extended warranties on their purchases.
Additional Disclosure: Bank of America is a CardRates advertiser.
This card offers flexible rewards redemption options, annual travel statement credits, a signup bonus, and several other perks valuable to cardholders. Bank of America Preferred Rewards members earn 25% to 75% more points on every purchase.
Heaviest Credit Cards By Invitation Only
Some credit cards are a little snooty. They decide who to invite to their chummy little club of cardholders, and you can’t get in without an invitation. It’s no surprise that these cards are also heavy — it would be surprising if they weren’t.
23. JP Morgan Reserve: 27g
John Pierpont Morgan was a genius at business and personal finance. He was a big man, and his namesake card, JP Morgan Reserve, is big, too, tipping the scales at 27 grams (of palladium, no cheesy platinum or gold). This premium credit card features laser engraving, giving it a unique look.
24. American Express Centurion Card: 17g
The American Express Centurion Card, notoriously nicknamed the Black Card, is for millionaires only. That is, millionaires who receive invitations to apply. It has a $10,000 initiation charge, a $5,000 annual fee, and a rumored $250,000 required spending annually. Excellent credit is required.
Honorable Mentions
We would give details about the Citi Chairman American Express Card, the Royale Mastercard by Dubai First, Coutts World Silk Card, or the Status Rewards Visa White Card — all undoubtedly “heavy” metal cards — but their weight, as with much else about them, is shrouded in secrecy.
What is the Heaviest Credit Card?
The J.P. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g).
Several other cards weigh in at 17g, including The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card. Both offer premium benefits and have high annual fees, which is not surprising. High annual fees pay for expensive benefits and thicker metal.
The Platinum Card® will set you back quite a bit in annual fees. It comes with a generous signup bonus for new cardmembers and provides high rewards for travel-related expenses. Moreover, it delivers all sorts of premium benefits, including access to airport lounges, the Amex Platinum Travel Service, and Gold status with a few hotel reward programs.
(Non-Monetized. The information related to J.P. Morgan Reserve® was collected by CardRates.com and has not been reviewed or provided by the issuer of this product. Product details may vary. Please see issuer website for current information. Product details may vary. Please see issuer website for current information. CardRates.com does not receive commission for this product/card.)
What is the Best Credit Card Made of Metal?
We haven’t identified the best overall metal credit card, but we have a winner in several categories. Therefore, the best credit card depends on what is important to you.
If travel is your thing, we give top marks to the Capital One Venture Rewards Credit Card. This card provides double miles on all purchases, plus you receive a statement credit for your TSA Preè or Global Entry fees. It also lets you transfer your miles to other travel partners.
For folks with deep pockets and deeper needs, you may like our choice for the top premium card, Chase Sapphire Reserve®. This card gives you a generous introductory bonus point offer, an annual reimbursement for travel purchases, and best-in-class travel insurance. Speaking of reimbursement, you get up to a $100 credit for TSA PreCheck® or Global Entry fees.
If you want a heavy card with no annual fee, our top recommendation is the U.S. Bank Altitude® Go Visa Signature® Card. It offers a bevy of perks for which you’d expect to pay an annual fee.
Do Heavier Cards Offer Any Additional Benefits?
Holding a heavy, metal credit card in your hand can feel satisfying and luxurious. And that is perhaps the biggest benefit of owning a weightier version. After all, heavier credit cards tend to be more exclusive, have higher credit limits, and cater to people who have plenty of money.
The only other advantage of a metal credit card is that it is more durable than the plastic version. But durability isn’t a common concern among cardholders. Most consumers don’t mind a lighter credit card as long as it isn’t weighed down by debt.
So, Does Your Card Hold Its Weight in Value?
Well, we’ve had a little fun talking about the physical weight of the heaviest credit cards. Frankly, plastic cards (and electronic cards) work just as well as metal ones, and they’re lighter to carry.
But there is also a kernel of truth in treating metal cards as more valuable. When you see a metal card, you have an indication that it provides substantial benefits and rewards. Indeed, the cards in this review are all metal and all good choices. And if a metal card floats your boat — go for it!
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