Are you considering the Luxury Card™ Mastercard® Titanium Card™? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.4 out of 5.0.
Not only a stunningly beautiful card to carry in your wallet, this card also happens to offer top-of-the-line perks, including exclusive Luxury Card Travel® benefits such as free concierge and complimentary food and drink along with zero liability, no foreign transaction fees, and much more.
Here's a rundown of the key features, rates, and terms of the Luxury Card™ Mastercard® Titanium Card™:
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BEST OVERALL RATING
★★★★★
4.4
- Brushed stainless steel and carbon card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
- 24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
- Members-only LUXURY MAGAZINE®.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
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N/A
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0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
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21.24%, 25.43% or 28.24%
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$195 ($95 for each Authorized User added to the account)
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Excellent
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There's certainly a lot to like about the Luxury Card™ Mastercard® Titanium Card™. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Luxury Card™ Mastercard® Titanium Card™ is right for you.
According to the issuer, the Luxury Card™ Mastercard® Titanium Card™ currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
- Regular APR: 21.24%, 25.43% or 28.24%
Here's the annual fee for the Luxury Card™ Mastercard® Titanium Card™ as listed by the issuer:
- Annual Fee: $195 ($95 for each Authorized User added to the account)
See site for details »
According to the issuer, the current general credit history requirement for the Luxury Card™ Mastercard® Titanium Card™ is:
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Luxury Card™ Mastercard® Titanium Card™ is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Luxury Card™ Mastercard® Titanium Card™, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Luxury Card™ Mastercard® Titanium Card™ resulted in a rating of 4.4 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Luxury Card™ Mastercard® Titanium Card™, here is the link the issuer's official application:
Are you ready to apply for the Luxury Card™ Mastercard® Titanium Card™ offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Luxury Card™ Mastercard® Titanium Card™:
Whether you decide on Luxury Card™ Mastercard® Titanium Card™ or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
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