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Thursday, June 8, 2023

Luxury Card™ Mastercard® Titanium Card™ Review

"Not only a stunningly beautiful card to carry in your wallet, this card also happens to offer top-of-the-line perks, including exclusive Luxury Card Travel® benefits such as free concierge and complimentary food and drink along with zero liability, no foreign transaction fees, and much more."
- Toby Sembower,
Advertiser Disclosure
Luxury Card™ Mastercard® Titanium Card™ Review

at Barclays Bank'ssecure website

BEST OVERALL RATING

★★★★

4.4

OVERALL RATING

  • Brushed stainless steel and carbon card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
19.99% Variable
$195 ($95 for each Authorized User added to the account)
Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #83 out of 153)
★★★★
4.4
Excellent Credit
(Ranked #54 out of 62)
★★★★
4.4
Points & Gifts
(Ranked #31 out of 39)
★★★★
4.3
Travel
(Ranked #35 out of 41)
★★★★
4.3

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Luxury Card™ Mastercard® Titanium Card™

Be sure to visit the official website for Luxury Card™ Mastercard® Titanium Card™ to learn complete details about its features and terms. If you’re not quite sure if Luxury Card™ Mastercard® Titanium Card™ is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Luxury Card™ Mastercard® Titanium Card™ offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.