The Ultimate Guide to Credit Cards
Tuesday, January 25, 2022

Luxury Card™ Mastercard® Titanium Card™

► 2022 Review, Application & Rates

"Not only a stunningly beautiful card to carry in your wallet, this card also happens to offer top-of-the-line perks, including exclusive Luxury Card Travel® benefits such as free concierge and complimentary food and drink along with zero liability, no foreign transaction fees, and much more."
- Toby Sembower,
Advertiser Disclosure
Luxury Card™ Mastercard® Titanium Card™ Review

at the issuer'ssecure website





  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
$195 ($95 for each Authorized User added to the account)

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Air Miles
(Ranked #21 out of 39)
Best Overall
(Ranked #66 out of 152)
Excellent Credit
(Ranked #45 out of 61)

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). does not include all credit card companies or all available credit card offers.