The Ultimate Guide to Credit Cards
Thursday, December 8, 2022

Luxury Card™ Mastercard® Titanium Card™

► 2022 Review, Application & Rates

"Not only a stunningly beautiful card to carry in your wallet, this card also happens to offer top-of-the-line perks, including exclusive Luxury Card Travel® benefits such as free concierge and complimentary food and drink along with zero liability, no foreign transaction fees, and much more."
- Toby Sembower,
Advertiser Disclosure
Luxury Card™ Mastercard® Titanium Card™ Review

at Barclays Bank'ssecure website





  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
18.74% Variable
$195 ($95 for each Authorized User added to the account)

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #83 out of 158)
Excellent Credit
(Ranked #54 out of 60)
Points & Gifts
(Ranked #29 out of 34)
(Ranked #37 out of 44)

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