The Ultimate Guide to Credit Cards™
Tuesday, September 29, 2026

Capital One Venture X Rewards Credit Card

Erica Sandberg

By: Erica Sandberg

Editor: Jon McDonald

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One Venture X Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

The Venture X is Capital One's premium card offering that provides an annual travel credit, airport lounge access, and a lucrative signup bonus that can get travelers quickly headed to their next destination.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Top rated mobile app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 19.49% - 28.49% (Variable)
Annual Fee $395
Credit Needed Excellent

Interest Rate & Annual Fee

According to the issuer, the Capital One Venture X Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 19.49% - 28.49% (Variable)

The following is the current annual fee for the Capital One Venture X Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $395
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One Venture X Rewards Credit Card is:

  • Credit Level: Excellent

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About the Author

Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. She's the author of "Expecting Money: The Essential Financial Plan for New and Growing Families" and recipient of the 2024 Financial Literacy and Education in Communities (FLEC) Award for National Excellence.