The Ultimate Guide to Credit Cards
Wednesday, October 20, 2021

Luxury Card™ Mastercard® Gold Card™

► 2021 Review, Application & Rates

"A gold card means luxury, and this card is certainly no exception. Only a very select group of individuals is approved for this exclusive card, and those that are enjoy amazing perks for free travel, concierge, complimentary food and beverage, and much more."
- Toby Sembower,
Advertiser Disclosure
Luxury Card™ Mastercard® Gold Card™ Review

at the issuer'ssecure website





  • Patented 24K-gold-plated front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
  • Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
$995 ($295 for each Authorized User added to the account)

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #21 out of 39)
Best Overall
(Ranked #62 out of 145)
Excellent Credit
(Ranked #41 out of 58)

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). does not include all credit card companies or all available credit card offers.