The Ultimate Guide to Credit Cards
Thursday, June 8, 2023

Luxury Card™ Mastercard® Gold Card™ Review

"A gold card means luxury, and this card is certainly no exception. Only a very select group of individuals is approved for this exclusive card, and those that are enjoy amazing perks for free travel, concierge, complimentary food and beverage, and much more."
- Toby Sembower,
Advertiser Disclosure
Luxury Card™ Mastercard® Gold Card™ Review

at Barclays Bank'ssecure website





  • 24K-Gold-Plated and stainless steel card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
  • Simple and flexible rewards without the hoops. 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
  • Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Gold Card and we will automatically apply the credit to your account. That’s it. No need to activate or designate an airline.
  • Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
  • 24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
19.99% Variable
$995 ($295 for each Authorized User added to the account)

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #70 out of 153)
Excellent Credit
(Ranked #46 out of 62)
Points & Gifts
(Ranked #23 out of 39)
(Ranked #32 out of 41)

Advertiser Disclosure is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across (including, for example, the order in which they appear). does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Luxury Card™ Mastercard® Gold Card™

Be sure to visit the official website for Luxury Card™ Mastercard® Gold Card™ to learn complete details about its features and terms. If you’re not quite sure if Luxury Card™ Mastercard® Gold Card™ is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Luxury Card™ Mastercard® Gold Card™ offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.