The Ultimate Guide to Credit Cards
Monday, November 23, 2020

Luxury Card™ Mastercard® Black Card™

► 2020 Review, Application & Rates

"While this card comes with a hefty annual fee, it's about as prestigious and exclusive as it gets. The group of select individuals who are approved for this card and who love to travel the world in luxury will surely appreciate all the perks and bonuses it has to offer."
- Toby Sembower,
Advertiser Disclosure
Luxury Card™ Mastercard® Black Card™ Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • Patented black-PVD-coated metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority PassTM Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
14.99%
$495 ($195 for each Authorized User added to the account)
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #25 out of 36)
★★★★★
4.5
Best Overall
(Ranked #46 out of 121)
★★★★★
4.5
Excellent Credit
(Ranked #38 out of 51)
★★★★★
4.5

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.