The Ultimate Guide to Credit Cards
Thursday, September 17, 2026

Capital One Venture Rewards Credit Card

Erica Sandberg

By: Erica Sandberg

Editor: Jon McDonald

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One Venture Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

The air miles on this card are unheard of, and the rates and fees are reasonable as well. All in all, an outstanding card if you seek free air travel from your credit card purchases.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • LIMITED-TIME OFFER: Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 19.49% - 28.49% (Variable)
Annual Fee $95
Credit Needed Excellent, Good

Interest Rate & Annual Fee

According to the issuer, the Capital One Venture Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 19.49% - 28.49% (Variable)

The following is the current annual fee for the Capital One Venture Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $95
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One Venture Rewards Credit Card is:

  • Credit Level: Excellent, Good

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About the Author

Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. She's the author of "Expecting Money: The Essential Financial Plan for New and Growing Families" and recipient of the 2024 Financial Literacy and Education in Communities (FLEC) Award for National Excellence.