6 Gas Cards for Bad Credit (2018) Earn Cash Back

6 Gas Cards for Bad Credit (2018) Earn Cash Back

credit card advice

Ashley Dull
By: Ashley Dull
Posted: May 9, 2018
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Site may be compensated through the issuer affiliate programs.

The thing about having bad credit, as you likely already know, is that it makes it very difficult to obtain loans and lines of credit. This includes many popular gas station credit cards, like the Valero gas card, the 76 gas card, or any other station-branded card  — these gas cards generally require the borrower to have good credit to be approved.

But that doesn’t mean you’re excluded from getting a gas rewards card. In fact, we’ve found six credit cards for bad credit that offer at least 1 percent cash back on all of your gas purchases. Credit One in particular is a great issuer for these types of cards for multiple reasons:

  • Credit One awards cash back on both gas purchases and groceries.
  • They automatically review accounts for credit line increase opportunities.
  • They offer the ability to pick your own due date for payments.

Below are six Credit One cards that accept poor credit and can be used as gas credit cards — simply by swiping at the pump and being rewarded for it.

6 Credit One Cards With Gas Rewards

What’s really nice about Credit One cards is that, unlike so-called “branded” gas station cards, there are no restrictions as to where they can be used. The ExxonMobile card, for instance, can only be used at ExxonMobile stations. Imagine if your low-fuel light came on and the only gas station within 50 miles is not an Exxon station…yikes!

Not only do these cards approve bad credit, but they can be used at any gas station that accepts Visa credit cards:

Credit One Bank® Unsecured Visa® for Rebuilding Credit Review

at Credit One'ssecure website

  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 25.49% Variable
$0 - $99
Fair
Credit One Bank® Unsecured Visa® with Cash Back Rewards Review

at Credit One'ssecure website

FAIR CREDIT RATING

★★★★★
4.7

OVERALL RATING

3.8/5.0
  • See if you Pre-Qualify without harming your credit score
  • This unsecured card requires no deposit and can help build your credit
  • Track your progress with free online access to your Experian credit score, terms apply
  • Build your credit history—we report to the credit bureaus monthly
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Enjoy the flexibility to choose your payment due date, terms apply
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 25.49% Variable
$0 - $99
Fair
Credit One Bank® Unsecured Visa® with Free Credit Score Tracking Review

at Credit One'ssecure website

FAIR CREDIT RATING

★★★★★
4.5

OVERALL RATING

3.8/5.0
  • Find the card that’s right for you without affecting your credit score.
  • Show off your personality by selecting from a variety of card designs, a fee may apply.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
  • Set up custom email or text alerts so you'll always be aware of your payment due date, when your payment posts, or if your available credit runs low.
  • Don’t get stuck with a payment date that doesn’t work with your schedule. Credit One Bank allows you to choose your monthly payment due date. Terms apply.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 25.49% Variable
$0 - $99
Fair
Credit One Bank® Platinum Visa® with Cash Back Rewards Review

at the issuer'ssecure website

FAIR CREDIT RATING

★★★★
4.3

OVERALL RATING

3.8/5.0
  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Enjoy more buying power with credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 25.49% Variable
$0 - $99
Fair
Credit One Bank® Platinum Visa® for Rebuilding Credit Review

at the issuer'ssecure website

FAIR CREDIT RATING

★★★★
4.3

OVERALL RATING

3.8/5.0
  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Receive opportunities for credit line increases, a fee may apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 25.49% Variable
$0 - $99
Fair
Credit One Bank® Visa® Credit Card Review

at Credit One'ssecure website

BAD CREDIT RATING

★★★★
4.0

OVERALL RATING

3.7/5.0
  • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Know you’re protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • Give your credit a boost with credit line increase opportunities, a fee may apply.
  • Eligible purchases such as gas, groceries, mobile phone, internet, cable and satellite TV will automatically earn 1% cash back rewards. Terms apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 25.49% Variable
$0 - $99
Poor

+View more credit cards for bad credit

Using Gas Credit Cards to Rebuild Credit

Another benefit with these cards, or any credit card when you have less than perfect credit for that matter, is that with responsible use it can help rebuild your credit score.

All of the cards above report your account activity to the major credit bureaus, meaning if you’re making your payments on time each month and keeping your balance low relative to your card’s credit limit (the suggested credit utilization ratio is below 30 percent), your credit score can increase with time.

With improved credit, you can eventually apply for station-branded cards if you still wish to go that route. Happy shopping!