The Ultimate Guide to Credit Cards
Monday, May 29, 2023

NetSpend® Visa® Prepaid Card Review

"The cash-back aspect of this offering from NetSpend is rare for a so-called "prepaid" card, giving cardholders good reason to use the card for big purchases and other spending."
- Toby Sembower,
Advertiser Disclosure
NetSpend® Visa® Prepaid Card Review

at NetSpend'ssecure website





  • With Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
  • Card use is subject to activation and ID verification. Terms and Costs apply.
  • Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
  • See additional NetSpend® Prepaid Visa® details.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
Variable Monthly Fee
Not applicable

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #16 out of 33)
Best Overall
Instant Approval
(Ranked #12 out of 17)
No/Limited Credit
(Ranked #23 out of 33)
(Ranked #2 out of 12)

Advertiser Disclosure is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across (including, for example, the order in which they appear). does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to NetSpend® Visa® Prepaid Card

Be sure to visit the official website for NetSpend® Visa® Prepaid Card to learn complete details about its features and terms. If you’re not quite sure if NetSpend® Visa® Prepaid Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the NetSpend® Visa® Prepaid Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.