The Ultimate Guide to Credit Cards
Saturday, February 24, 2024

Indigo® Mastercard® for Less than Perfect Credit Review

Toby Sembower

By: Toby Sembower

Toby Sembower
Toby Sembower

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

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Reviewer: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Indigo® Mastercard® for Less than Perfect Credit Review

Rated 3.8 /5.0 ★★★★

Are you considering the Indigo® Mastercard® for Less than Perfect Credit? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 3.8 out of 5.0.

If you have a poor credit history and want a second chance, this card may be right for you. It features low fees and a reasonable APR for high-risk applicants.

Here's a rundown of the key features, rates, and terms of the Indigo® Mastercard® for Less than Perfect Credit:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Indigo® Mastercard® for Less than Perfect Credit Review

at Indigo® Mastercard®'ssecure website

BEST OVERALL RATING

★★★★

3.8

OVERALL RATING

  • Now with higher credit limits
  • Increase your access to available credit
  • Higher limit than before, still no security deposit required!
  • Greater access to credit than before
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
35.9%
$175 - $199
Bad, Poor Credit

There's certainly a lot to like about the Indigo® Mastercard® for Less than Perfect Credit. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Indigo® Mastercard® for Less than Perfect Credit is right for you.

Interest Rate & Annual Fee

According to the issuer, the Indigo® Mastercard® for Less than Perfect Credit currently charges the following interest rates on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 35.9%

Here's the annual fee for the Indigo® Mastercard® for Less than Perfect Credit as listed by the issuer:

  • Annual Fee: $175 - $199
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the Indigo® Mastercard® for Less than Perfect Credit is:

  • Credit Level: Bad/Poor/Fair

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Keep in mind that rates and features may change, so if you like what the Indigo® Mastercard® for Less than Perfect Credit is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the Indigo® Mastercard® for Less than Perfect Credit, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

(Ranked #20 out of 30)
★★★★
4.3
(Ranked #135 out of 155)
★★★★
3.8
(Ranked #10 out of 16)
★★★★
4.4
(Ranked #9 out of 19)
★★★★
4.4
(Ranked #36 out of 39)
★★★
2.5
(Ranked #15 out of 32)
★★★★
4.4
(Ranked #9 out of 14)
★★★★
4.4

Bottom Line on Indigo® Mastercard® for Less than Perfect Credit

Indigo® Mastercard® for Less than Perfect Credit Review

All told, our team's review of the Indigo® Mastercard® for Less than Perfect Credit resulted in a rating of 3.8 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the Indigo® Mastercard® for Less than Perfect Credit, here is the link the issuer's official application:

About the Author

Toby Sembower
Toby Sembower Finance Expert

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.

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Toby Sembower