Are you considering the Discover it® Chrome? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.8 out of 5.0.
What's not to love? Great intro rates, low ongoing APR, cash-back rewards, and great customer service make this card a solid choice.
Here's a rundown of the key features, rates, and terms of the Discover it® Chrome:
Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
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BEST OVERALL RATING
★★★★★
4.8
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem
- Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Terms and conditions apply.
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0% Intro APR for 15 months
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0% Intro APR for 15 months
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17.24% - 28.24% Variable APR
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$0
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Excellent/Good
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There's certainly a lot to like about the Discover it® Chrome. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Discover it® Chrome is right for you.
According to the issuer, the Discover it® Chrome currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: 0% Intro APR for 15 months
- Balance Transfer Intro: 0% Intro APR for 15 months
- Regular APR: 17.24% - 28.24% Variable APR
Here's the annual fee for the Discover it® Chrome as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the Discover it® Chrome is:
- Credit Level: Excellent/Good
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Discover it® Chrome is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Discover it® Chrome, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Discover it® Chrome resulted in a rating of 4.8 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Discover it® Chrome, here is the link the issuer's official application:
Are you ready to apply for the Discover it® Chrome offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Discover it® Chrome:
Whether you decide on Discover it® Chrome or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
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