The Ultimate Guide to Credit Cards
Tuesday, March 2, 2021

Discover it® chrome

► 2021 Review, Application & Rates

"What's not to love? Great intro rates, low ongoing APR, cash-back rewards, and great customer service make this card a solid choice."
- Toby Sembower,
Advertiser Disclosure
Discover it® chrome Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. Based Customer Service available any time.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 14 months
0% for 14 months
11.99% - 22.99% Variable APR
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #6 out of 136)
★★★★★
4.8
Cash Back
(Ranked #23 out of 39)
★★★★★
4.5
Excellent Credit
(Ranked #7 out of 61)
★★★★★
4.8
Gas Rebate
(Ranked #3 out of 32)
★★★★★
4.8
Good Credit
(Ranked #7 out of 62)
★★★★★
4.8
Low APR
(Ranked #3 out of 45)
★★★★★
4.8

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The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.