The Ultimate Guide to Credit Cards
Sunday, November 17, 2019

Discover it® chrome

► 2019 Review, Application & Rates

Toby Sembower
"What's not to love? Great intro rates, low ongoing APR, cash-back rewards, and great customer service make this card a solid choice."
- Toby Sembower,
Discover it® chrome Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 14 months
0% for 14 months
13.49% - 24.49% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #8 out of 59)
★★★★★
4.8
Cash Back
★★★★★
4.5
Excellent Credit
(Ranked #9 out of 22)
★★★★★
4.8
Gas Rebate
(Ranked #4 out of 19)
★★★★★
4.8
Good Credit
(Ranked #8 out of 22)
★★★★★
4.8
Low APR
(Ranked #3 out of 25)
★★★★★
4.8
Toby Sembower