The Ultimate Guide to Credit Cards
Monday, January 30, 2023

Discover it® chrome

► 2023 Review, Application & Rates

"What's not to love? Great intro rates, low ongoing APR, cash-back rewards, and great customer service make this card a solid choice."
- Toby Sembower,
Advertiser Disclosure
Discover it® chrome Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Every $1 you earn in cash back is $1 you can redeem.
  • Get a 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "Apply Now" to see terms and conditions.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 15 months
0% Intro APR for 15 months
16.24% - 27.24% Variable APR
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #10 out of 152)
★★★★★
4.8
Cash Back
(Ranked #31 out of 50)
★★★★★
4.5
Excellent Credit
(Ranked #8 out of 66)
★★★★★
4.8
Gas Rebate
(Ranked #15 out of 29)
★★★★★
4.6
Good Credit
(Ranked #8 out of 59)
★★★★★
4.8
Low APR
(Ranked #5 out of 40)
★★★★★
4.8

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.