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Saturday, February 24, 2024

Capital One SavorOne Cash Rewards Credit Card

Brittney Mayer

By: Brittney Mayer

Brittney Mayer
Brittney Mayer

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of research experience to crafting in-depth consumer guides designed to help CardRates readers make better, more informed financial decisions.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

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Reviewer: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Are you considering applying for the Capital One SavorOne Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

This card's rewards suit most people, particularly young adults who like to eat out or use popular streaming services. And it charges no annual fee -- all you have to do is charge purchases to the card and reap the rewards.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

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Capital One SavorOne Cash Rewards Credit Card Review

at Capital One®'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
  • No foreign transaction fee
  • No annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
19.99% - 29.99% (Variable)
$0
Excellent, Good

Interest Rate & Annual Fee

According to the issuer, the Capital One SavorOne Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: 0% for 15 months
  • Balance Transfer Intro: 0% for 15 months
  • Regular APR: 19.99% - 29.99% (Variable)

The following is the current annual fee for the Capital One SavorOne Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit requirement for the Capital One SavorOne Cash Rewards Credit Card is:

  • Credit Level: Excellent, Good

Our Ratings by Category

(Ranked #6 out of 27)
★★★★★
4.7
(Ranked #13 out of 155)
★★★★★
4.8
(Ranked #6 out of 55)
★★★★★
4.8
(Ranked #9 out of 61)
★★★★★
4.8
(Ranked #6 out of 58)
★★★★★
4.8
(Ranked #33 out of 43)
★★★★★
4.5

About the Author

Brittney Mayer
Brittney Mayer Finance Expert

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of research experience to crafting in-depth consumer guides designed to help CardRates readers make better, more informed financial decisions.

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Brittney Mayer