The Ultimate Guide to Credit Cards
Friday, November 27, 2020

Total Visa® Card

► 2020 Review, Application & Rates

"If you have a bad credit history and don't mind paying a program fee for a new card, Total Visa® Card might be for you. Its monthly reporting can help you rebuild your bad credit."
- Toby Sembower,
Advertiser Disclosure
Total Visa® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

3.5

OVERALL RATING

3.5/5.0
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
See Terms
See Terms
Fair, Bad Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #12 out of 32)
★★★★★
4.5
Best Overall
★★★★
3.5
Fair Credit
(Ranked #10 out of 17)
★★★★
4.4
Instant Approval
(Ranked #8 out of 18)
★★★★★
4.5
No/Limited Credit
(Ranked #16 out of 27)
★★★★★
4.5
Unsecured
(Ranked #7 out of 17)
★★★★★
4.5

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.