The Ultimate Guide to Credit Cards
Wednesday, May 25, 2022

Total Visa® Card

► 2022 Review, Application & Rates

"If you have a bad credit history and don't mind paying a program fee for a new card, Total Visa® Card might be for you. Its monthly reporting can help you rebuild your bad credit."
- Toby Sembower,
Advertiser Disclosure
Total Visa® Card Review

at Total Card'ssecure website

BEST OVERALL RATING

★★★★

3.5

OVERALL RATING

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
See Terms
See Terms
Fair, Bad Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #21 out of 38)
★★★★
4.3
Best Overall
★★★★
3.5
Fair Credit
(Ranked #22 out of 26)
★★★★
4.4
Instant Approval
(Ranked #6 out of 17)
★★★★★
4.5
No/Limited Credit
(Ranked #15 out of 34)
★★★★★
4.5
Unsecured
(Ranked #5 out of 12)
★★★★★
4.5

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.