The Ultimate Guide to Credit Cards
Tuesday, March 28, 2023

Citi® Double Cash Card

► 2023 Review, Application & Rates

"With an outstanding cash back rate and low, reasonable interest rates, this card is an excellent choice for those with a good credit history."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
0% Intro APR Period 18 months on Balance Transfers
18.49% - 28.49% (Variable)
$0
Excellent, Good

Additional Disclosure: Citi is a CardRates advertiser.

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #7 out of 22)
★★★★★
4.8
Best Overall
(Ranked #11 out of 155)
★★★★★
4.8
Cash Back
(Ranked #2 out of 52)
★★★★★
4.9
Excellent Credit
(Ranked #9 out of 62)
★★★★★
4.8
Gas Rebate
(Ranked #11 out of 29)
★★★★★
4.7
Good Credit
(Ranked #9 out of 59)
★★★★★
4.8

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.