The Ultimate Guide to Credit Cards
Monday, November 28, 2022

Citi® Double Cash Card

► 2022 Review, Application & Rates

"With an outstanding cash back rate and low, reasonable interest rates, this card is an excellent choice for those with a good credit history."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
0% Intro APR Period 18 months on Balance Transfers
17.74% - 27.74% (Variable)
$0
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #6 out of 17)
★★★★★
4.8
Best Overall
(Ranked #11 out of 156)
★★★★★
4.8
Cash Back
(Ranked #2 out of 52)
★★★★★
4.9
Excellent Credit
(Ranked #10 out of 60)
★★★★★
4.8
Gas Rebate
(Ranked #10 out of 29)
★★★★★
4.7
Good Credit
(Ranked #10 out of 61)
★★★★★
4.8

Advertiser Disclosure

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