17 Credit Scoring Secrets Exposed (By a FICO Expert)
Your credit scores play an important role in your financial life. That’s certainly no secret. But credit scoring systems are complicated, and there is no shortage of mystery behind those three-digit numbers. Since 1991, I have been a part of the consumer credit industry with time spent at both Equifax and FICO as an employee and at dozens of other credit-related entities as a contractor and expert witness. If I've learned anything in my more than 30 years in the credit business,... read more »