The Ultimate Guide to Credit Cards
Tuesday, February 25, 2020

Discover it® Balance Transfer

► 2020 Review, Application & Rates

Toby Sembower
"One of our favorite cards of the year. With a ridiculously good deal on balance transfers, low APR's, and a generous cash-back program, we can see why this card is so popular."
- Toby Sembower,
Advertiser Disclosure
Discover it® Balance Transfer Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★★

4.9

OVERALL RATING

4.9/5.0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 6 months
0% for 18 months
13.49% - 24.49% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #1 out of 6)
★★★★★
5.0
Best Overall
(Ranked #4 out of 60)
★★★★★
4.9
Excellent Credit
(Ranked #5 out of 22)
★★★★★
4.9
Good Credit
(Ranked #5 out of 22)
★★★★★
4.9
Low APR
(Ranked #2 out of 25)
★★★★★
4.8
Toby Sembower