The Ultimate Guide to Credit Cards
Monday, June 27, 2022

Citi® Diamond Preferred® Card

► 2022 Review, Application & Rates

"The long introductory periods of 0% APR on purchases and balance transfers make this an attractive card for those looking to carry a balance. Beware its lack of a rewards program, however."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.24% - 25.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% 12 months on Purchases
0% 21 months on Balance Transfers
15.24% - 25.24% (Variable)
$0
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #3 out of 18)
★★★★★
4.9
0% Intro APR
(Ranked #19 out of 34)
★★★★★
4.5
Best Overall
(Ranked #66 out of 158)
★★★★★
4.5
Excellent Credit
(Ranked #42 out of 61)
★★★★★
4.5
Good Credit
(Ranked #42 out of 66)
★★★★★
4.5
Low APR
(Ranked #17 out of 43)
★★★★★
4.6

Advertiser Disclosure

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