The Ultimate Guide to Credit Cards
Sunday, January 29, 2023

Citi® Diamond Preferred® Card

► 2023 Review, Application & Rates

"The long introductory periods of 0% APR on purchases and balance transfers make this an attractive card for those looking to carry a balance. Beware its lack of a rewards program, however."
- Toby Sembower,
Advertiser Disclosure





  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.24% - 27.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% 12 months on Purchases
0% 21 months on Balance Transfers
17.24% - 27.99% (Variable)
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #4 out of 20)
0% Intro APR
(Ranked #21 out of 30)
Best Overall
(Ranked #68 out of 152)
Excellent Credit
(Ranked #47 out of 66)
Good Credit
(Ranked #37 out of 59)
(Ranked #16 out of 40)

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