The Ultimate Guide to Credit Cards
Wednesday, October 21, 2020

Citi® Diamond Preferred® Credit Card

► 2020 Review, Application & Rates

"The long introductory periods of 0% APR on purchases and balance transfers make this an attractive card for those looking to carry a balance. Beware its lack of a rewards program, however."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • 0% Intro APR for 18 months on purchases and balance transfers (balance transfer fee applies)
  • Get free access to your FICO® score online
  • With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences, and more
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • 24/7 access to customer service representatives
  • Enjoy the flexibility to choose the payment due date that works best for you - the beginning, middle or end of the month
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 18 months
0% for 18 months
14.74% - 24.74% Variable
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #2 out of 16)
★★★★★
4.9
0% Intro APR
(Ranked #11 out of 30)
★★★★★
4.7
Best Overall
(Ranked #25 out of 105)
★★★★★
4.6
Excellent Credit
(Ranked #25 out of 38)
★★★★★
4.6
Good Credit
(Ranked #24 out of 48)
★★★★★
4.6
Low APR
(Ranked #8 out of 35)
★★★★★
4.6

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.