The Ultimate Guide to Credit Cards™
Tuesday, September 29, 2026

Capital One VentureOne Rewards Credit Card

Toby Sembower

By: Toby Sembower

Editor: Lillian Guevara-Castro

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One VentureOne Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

It's easy to see why this is such a popular card for travel rewards, given the very generous bonus miles and redemption options. The intro APR is a nice perk as well.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Intro (Purchases) 0% for 15 months
Intro (Transfers) 0% for 15 months
Regular APR 18.49% - 28.49% (Variable)
Annual Fee $0
Credit Needed Excellent, Good

Interest Rate & Annual Fee

According to the issuer, the Capital One VentureOne Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: 0% for 15 months
  • Balance Transfer Intro: 0% for 15 months
  • Regular APR: 18.49% - 28.49% (Variable)

The following is the current annual fee for the Capital One VentureOne Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One VentureOne Rewards Credit Card is:

  • Credit Level: Excellent, Good

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About the Author

Toby Sembower has been a leading expert on credit cards since 2004, disseminating advice, reviews, and credit card comparisons to audiences of millions in that time.

A frequent contributor at CardRates.com, Toby's work has also appeared on Yahoo! Finance, CreditCards.com, Entrepreneur.com, BadCredit.org, and many other popular finance platforms.

In addition to lessons learned from his compelling personal story — having used credit cards responsibly to raise his own FICO score from 550 to 820 — Toby's connections and conversations with card issuers (Chase, Capital One, Bank of America, and others) enable him to give readers unique insights into the credit card marketplace.

Toby holds degrees in business administration and public relations from the University of Florida. Today, Toby is president of Digital Brands, a company that provides online advice and comparisons to millions of consumers on personal finance, tech, and lifestyle topics.