Writer: Ashley Fricker
Editor: Lillian Guevara-Castro
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Perhaps you recently landed a nice raise at work, reduced your credit utilization, or simply, you’ve had your Discover card account for a while now and have always paid on time — it may time to explore how to increase the credit limit on that Discover card.
As with any credit card issuer, Discover offers several ways for cardholders to request a credit limit increase on their card accounts. Below are all the options you’ll need, including how to reach Discover via phone or login on the company’s website. We’ll also look at how to choose a new card and provide a link to some top tips from our experts on how to potentially increase your credit limits.
Call or Login Online | Choose a New Card | 6 Tips from Experts
1. Reach a Discover Credit Analyst by Phone or Online
1. To request an increase over the phone, call 1-800-347-2683.
2. To do it online, log in to your account.
Request a credit limit increase through Discover’s online account center.
If you don’t have an online account yet, click the orange “Register” button. You’ll need your credit card number and the expiration date, date of birth, and the last four digits of your social security number.
2. Choose a New Discover Card
It’s possible you have a low initial credit limit with Discover because of your credit history. But now that you’ve been a Discover customer for some time now, it may be advantageous to get a new card altogether. Discover has many great cards that offer introductory APRs on both balance transfers and purchases, cash back rewards, and sizable credit limits.
This card is currently not available. Additional Disclosure: The Discover it® Balance Transfer is no longer available and the offer details may be outdated.Discover it® Balance Transfer
+ See more Discover credit card offers
3. Read the “6 Expert Tips” for Increasing Limits
If you decide to reach out to Discover by phone, you’ll want to read this first:
- 6 Expert Tips: Increase Your Credit Limit
This article covers the six tips you’ll need for increasing your chances of approval. Learn what to say and what not to say to the credit analyst, the information you’ll need ready, what to expect, and more. Now go get ’em!
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