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Wednesday, April 8, 2020

6 Expert Tips: How to Increase Your Discover Credit Limit

6 Expert Tips: How to Increase Your Discover Credit Limit

credit card advice

Ashley Dull
By: Ashley Dull
Updated: August 27, 2019
Advertiser Disclosure

Perhaps you recently landed a nice raise at work, reduced your credit utilization, or simply, you’ve had your Discover card account for a while now and have always paid on time — it may time to explore how to increase the credit limit on that Discover card.

As with any credit card issuer, Discover offers several ways for cardholders to request a credit limit increase on their card accounts. Here are all the options you’ll need:

Call or Login OnlineChoose a New Card6 Tips from Experts

1. Reach a Discover Credit Analyst by Phone or Online

1. To request an increase over the phone, call 1-800-347-2683.

2. To do it online, log in to your account.

Request a credit limit increase through Discover’s online account center.

If you don’t have an online account yet, click the orange “Register” button. You’ll need your credit card number and the expiration date, date of birth, and the last four digits of your social security number.

2. Choose a New Discover Card

It’s possible you have a low initial credit limit with Discover because of your credit history. But now that you’ve been a Discover customer for some time now, it may be advantageous to get a new card altogether. Discover has many great cards that offer 0% intro APRs, cash back, and sizable credit limits.

Discover it® Cash Back

This card is currently not available.

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Discover it® Balance Transfer

This card is currently not available.

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Discover it® chrome

This card is currently not available.

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Discover it® Miles

This card is currently not available.

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+ See more Discover credit card offers

3. Read the “6 Expert Tips” for Increasing Limits

If you decide to reach out to Discover by phone, you’ll want to read this first:

This article covers the six tips you’ll need for increasing your chances of approval. Learn what to say and what not to say to the credit analyst, the information you’ll need ready, what to expect, and more. Now go get ’em!