credit card advice
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Our articles follow strict editorial guidelines and are updated regularly.
To increase the credit limit on your Citi card account, you have a few options available for quick and easy service. We’ve outlined the steps to request a higher limit from your Citibank credit card login page, choose a new credit card, or find out more information about credit limits. If you’re ready to jump ahead, use the links below:
Call or Log in Online | Choose a New Card | 6 Expert Tips
1. Contact Citi by Phone or Log In to Your Online Account
As a cardholder, you can call Citi’s Customer Service at 1-888-248-4226 or log in to your online account and easily increase your credit limit.
Request a credit limit increase online from the Citibank credit card login page for your account.
When you log in to your Citi account, click on “Services” and select “Card Services.” You can then choose either a Temporary Credit Limit Increase or Permanent Credit Limit Increase. You’ll need to provide your card number, desired credit limit, effective date, and reason for the increase. When you’re done, click “Next” to finish applying. Temporary increases to credit limit on Citi cards last up to 60 days from the date of approval.
If you don’t already have an online account with Citi, you can click on the gray “Register” button to sign up. For your Citi card login, you’ll need your credit card number, security code, and the last four digits of your social security number.
2. Apply for a New Citibank Credit Card
It could be that your Citi card has a low credit limit because of your credit history, but this doesn’t have to hold you back. As a responsible and longstanding Citi cardholder, you can qualify for another card with a higher credit limit.
Pick out a Citi Card that’s right for you!
Whether it’s the Citi® Secured MasterCard® or Citi ThankYou® Preferred Card, a new credit card could be exactly what you need to start fresh with an increased credit limit. It can also be a good time to re-evaluate your spending habits and needs to ensure the card you’re using every day is the best one for your lifestyle.
3. Read the “6 Expert Tips” for Increasing Credit Limits
If you’d rather increase the limit on the Citi card you already have, then you’ll need to prep yourself to know what to expect. Before talking to Citi, we recommend reading this informative article:
Once you understand all the ins and outs of credit limit increases, you’ll know what to say (and what not to say), so you’re sure to be approved by Citi. Good luck!
Photo credits: Online.citi.com
Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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