Are you considering the NetSpend® Visa® Prepaid Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 3.8 out of 5.0.
This card has plenty of nifty perks for a card that requires no credit check: cash back with NetSpend Payback Rewards, real-time activity alerts and prescription discounts. Great deal!
Here's a rundown of the key features, rates, and terms of the NetSpend® Visa® Prepaid Card:
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- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional NetSpend® Prepaid Visa® details.
Up-to $9.95 monthly
There's certainly a lot to like about the NetSpend® Visa® Prepaid Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the NetSpend® Visa® Prepaid Card is right for you.
According to the issuer, the NetSpend® Visa® Prepaid Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: N/A
Here's the annual fee for the NetSpend® Visa® Prepaid Card as listed by the issuer:
See site for details »
- Annual Fee: Up-to $9.95 monthly
According to the issuer, the current general credit history requirement for the NetSpend® Visa® Prepaid Card is:
- Credit Level: Not applicable
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the NetSpend® Visa® Prepaid Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the NetSpend® Visa® Prepaid Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the NetSpend® Visa® Prepaid Card resulted in a rating of 3.8 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the NetSpend® Visa® Prepaid Card, here is the link the issuer's official application: