The Ultimate Guide to Credit Cards
Wednesday, November 25, 2020

NetSpend® Visa® Prepaid Card

► 2020 Review, Application & Rates

"This card has plenty of nifty perks for a card that requires no credit check: cash back with NetSpend Payback Rewards, real-time activity alerts and prescription discounts. Great deal!"
- Toby Sembower,
Advertiser Disclosure
NetSpend® Visa® Prepaid Card Review

at Netspend'ssecure website

BEST OVERALL RATING

★★★★

3.6

OVERALL RATING

3.6/5.0
  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • No Overdraft Fees on purchases using your card.
  • Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card " for full details.
  • See additional NetSpend® Prepaid Visa® details.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
Up-to $9.95 monthly
Not applicable

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #13 out of 32)
★★★★
4.4
Best Overall
★★★★
3.6
Instant Approval
(Ranked #10 out of 18)
★★★★
4.4
No/Limited Credit
(Ranked #19 out of 27)
★★★★
4.3
Prepaid
(Ranked #5 out of 10)
★★★★★
4.7

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.