The Ultimate Guide to Credit Cards
Wednesday, April 8, 2020

NetSpend® Visa® Prepaid Card

► 2020 Review, Application & Rates

"This card has plenty of nifty perks for a card that requires no credit check: cash back with NetSpend Payback Rewards, real-time activity alerts and prescription discounts. Great deal!"
- Toby Sembower,
Advertiser Disclosure
NetSpend® Visa® Prepaid Card Review

at Netspend'ssecure website

BEST OVERALL RATING

★★★★

3.6

OVERALL RATING

3.6/5.0
  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • No Overdraft Fees on purchases using your card.
  • Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card " for full details.
  • See additional NetSpend® Prepaid Visa® details.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
N/A
Up-to $9.95 monthly
Not applicable

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #8 out of 11)
★★★★
4.4
Best Overall
(Ranked #27 out of 39)
★★★★
3.6
Instant Approval
(Ranked #4 out of 7)
★★★★
4.4
No/Limited Credit
(Ranked #8 out of 9)
★★★★
4.0
Prepaid
(Ranked #2 out of 5)
★★★★★
4.7