The Ultimate Guide to Credit Cards
Friday, March 28, 2025

Choncé Maddox

Choncé Maddox

About The Author

Choncé is a Certified Financial Education Instructor (CFEI) and a nationally recognized personal finance and budgeting expert. She has paid off over $50,000 of personal debt, and her debt story has been highlighted in Essence Magazine and on "Good Morning America" as part of its 2020 Debt-Free Decade series. Her work has been featured on major media sites, including Business Insider, LendingTree, Credit Sesame, Barclaycard, and The New York Post. Choncé was named one of the top financial experts to follow on Instagram by Black Enterprise.

Latest Posts

16 posts written/edited to date
What is a Credit Card Cash Advance? The Basics, Drawbacks, and Alternatives

What is a Credit Card Cash Advance?

By: Choncé Maddox 9/4/2024

You know that moment when you face an emergency expense like a car repair and the mechanic only takes... Read More »

7 Best No-Fee Debit Cards (March 2025)

7 Best No-Fee Debit Cards

By: Choncé Maddox 1/17/2024

Debit cards are an essential part of modern-day banking and a convenient option to make purchases... Read More »

7 Best Pre-Approval Auto Loans (2024)

7 Best Pre-Approval Auto Loans

By: Choncé Maddox 10/17/2023

Are you looking for your next car, but don’t have the cash to pay for it upfront? Most people rely on... Read More »

7 Guaranteed Approval Auto Loans (2024)

7 Guaranteed-Approval Auto Loans

By: Choncé Maddox 9/19/2023

Getting a car loan can seem tedious when you think about all the information and requirements you need to... Read More »

5 Best Travel Credit Cards With Lounge Access (April 2025)

5 Best Travel Cards with Lounge Access

By: Choncé Maddox 4/27/2023

Spending time at the airport can be hectic and a little stressful. Airport lounges provide somewhere to... Read More »

How to Get Free Flights With Credit Cards (March 2025)

How to Get Free Flights With Credit Cards

By: Choncé Maddox 3/20/2023

Traveling can be one of the most exciting experiences, but depending on where you want to go, the costs... Read More »

5 Best Credit Cards For a 700 Credit Score (2024)

5 Best Cards For a 700 Credit Score

By: Choncé Maddox 12/19/2022

A 700 credit score (or higher) puts you in a great place to get some of the best loans and credit card... Read More »

7 Best Credit Cards for Military Personnel (2023)

7 Best Credit Cards for Military Personnel

By: Choncé Maddox 9/27/2022

There are plenty of options if you’re looking for the best credit cards for military personnel. Serving... Read More »

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