The Ultimate Guide to Credit Cards
Friday, December 13, 2024
Choncé Maddox
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About The Author

Choncé is a Certified Financial Education Instructor (CFEI) and a nationally recognized personal finance and budgeting expert. She has paid off over $50,000 of personal debt, and her debt story has been highlighted in Essence Magazine and on "Good Morning America" as part of its 2020 Debt-Free Decade series. Her work has been featured on major media sites, including Business Insider, LendingTree, Credit Sesame, Barclaycard, and The New York Post. Choncé was named one of the top financial experts to follow on Instagram by Black Enterprise.

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Latest Posts

16 posts written/edited to date
What is a Credit Card Cash Advance? The Basics, Drawbacks, and Alternatives

What is a Credit Card Cash Advance?

You know that moment when you face an emergency expense like a car repair and the... read more »

Choncé Maddox 9/4/2024
7 Best No-Fee Debit Cards (2024)

7 Best No-Fee Debit Cards

Debit cards are an essential part of modern-day banking and a convenient option to... read more »

Choncé Maddox 1/17/2024
7 Best Pre-Approval Auto Loans (2024)

7 Best Pre-Approval Auto Loans

Are you looking for your next car, but don’t have the cash to pay for it upfront?... read more »

Choncé Maddox 10/17/2023
7 Guaranteed Approval Auto Loans (2024)

7 Guaranteed-Approval Auto Loans

Getting a car loan can seem tedious when you think about all the information and... read more »

Choncé Maddox 9/19/2023
5 Best Travel Credit Cards With Lounge Access (2023)

5 Best Travel Cards with Lounge Access

Spending time at the airport can be hectic and a little stressful. Airport lounges... read more »

Choncé Maddox 4/27/2023
How to Get Free Flights With Credit Cards (Dec. 2024)

How to Get Free Flights With Credit Cards

Traveling can be one of the most exciting experiences, but depending on where you... read more »

Choncé Maddox 3/20/2023
5 Best Credit Cards For a 700 Credit Score (2024)

5 Best Cards For a 700 Credit Score

A 700 credit score (or higher) puts you in a great place to get some of the best... read more »

Choncé Maddox 12/19/2022
7 Best Credit Cards for Military Personnel (2023)

7 Best Credit Cards for Military Personnel

There are plenty of options if you’re looking for the best credit cards for... read more »

Choncé Maddox 9/27/2022
9 Best Prepaid Debit Cards For Minors (2024)

9 Best Prepaid Debit Cards For Minors

Prepaid debit cards for minors are becoming increasingly common. Most people use... read more »

Choncé Maddox 6/15/2022
5 Prepaid Cards That Build Credit (2024)

5 Prepaid Credit Cards That Build Credit

Prepaid cards that build credit don’t really exist if you’re thinking in terms of a... read more »

Choncé Maddox 6/9/2022
Capital One Secured Credit Card Reviews of 2024

We Review Capital One's 2 Secured Credit Cards

Capital One secured credit card reviews provide the best opportunity to compare... read more »

Choncé Maddox 11/23/2021
5 Best Prepaid Debit Cards For Vacations (2024)

5 Best Prepaid Debit Cards For Vacations

The best prepaid debit cards for vacations can help protect your money and allow... read more »

Choncé Maddox 9/30/2021
14 Best Subprime Credit Cards (2024)

14 Best Cards For Subprime Credit

Today, the best subprime credit cards are not difficult to find. But you may have... read more »

Choncé Maddox 8/25/2021
7 Prepaid Debit Cards With Mobile Deposit (2024)

7 Prepaid Debit Cards With Mobile Check Deposit

On the surface, it may seem as though prepaid debit cards don’t offer the same... read more »

Choncé Maddox 8/9/2021
9 Best Credit Cards for Employee Spending Limits (2023)

9 Best Business Cards With Employee Spending Limits

If your business is growing, you’ll want to consider some of the best credit cards... read more »

Choncé Maddox 6/10/2021
7 Best Credit Cards To Use Abroad (Dec. 2024)

7 Best Credit Cards To Use Abroad

When you’re traveling abroad, the last thing you probably want to think about is... read more »

Choncé Maddox 2/15/2021