The Ultimate Guide to Credit Cards™
Sunday, May 28, 2023

Applied Bank® Secured Visa® Gold Preferred® Credit Card Review

"Featuring an incredibly low fixed APR and flexible deposit amounts up to $5,000, this is one of the best secured credit card offers we've ever seen."
- Toby Sembower,
Advertiser Disclosure
Applied Bank® Secured Visa® Gold Preferred® Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

3.7

OVERALL RATING

3.7/5.0
Our Review »
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
9.99% Fixed
$48
Poor/Fair/Limited/Damaged

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 9.99% Fixed
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: $48
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: Poor/Fair/Limited/Damaged
See site for details »
Go To Application »

Our Ratings By Category

Bad Credit
(Ranked #28 out of 33)
★★★★★
4.0
Best Overall
(Ranked #135 out of 152)
★★★★★
3.7
Instant Approval
(Ranked #5 out of 17)
★★★★★
4.4
Low APR
(Ranked #19 out of 39)
★★★★★
4.5
No/Limited Credit
(Ranked #29 out of 33)
★★★★★
3.9
Secured
(Ranked #7 out of 20)
★★★★★
4.4

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Applied Bank® Secured Visa® Gold Preferred® Credit Card

Be sure to visit the official website for Applied Bank® Secured Visa® Gold Preferred® Credit Card to learn complete details about its features and terms. If you’re not quite sure if Applied Bank® Secured Visa® Gold Preferred® Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Applied Bank® Secured Visa® Gold Preferred® Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.