Are you considering the Applied Bank® Secured Visa® Gold Preferred® Credit Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.0 out of 5.0.
Featuring an incredibly low fixed APR and flexible deposit amounts up to $5,000, this is one of the best secured credit card offers we've ever seen.
Here's a rundown of the key features, rates, and terms of the Applied Bank® Secured Visa® Gold Preferred® Credit Card:
Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
Advertiser Disclosure
CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.
BEST OVERALL RATING
★★★★★
4.0
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
|
|
|
|
|
|
N/A
|
N/A
|
9.99% Fixed
|
$48
|
Poor/Fair/Limited/Damaged
|
There's certainly a lot to like about the Applied Bank® Secured Visa® Gold Preferred® Credit Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Applied Bank® Secured Visa® Gold Preferred® Credit Card is right for you.
According to the issuer, the Applied Bank® Secured Visa® Gold Preferred® Credit Card currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: N/A
- Balance Transfer Intro: N/A
- Regular APR: 9.99% Fixed
Here's the annual fee for the Applied Bank® Secured Visa® Gold Preferred® Credit Card as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the Applied Bank® Secured Visa® Gold Preferred® Credit Card is:
- Credit Level: Poor/Fair/Limited/Damaged
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Applied Bank® Secured Visa® Gold Preferred® Credit Card is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Applied Bank® Secured Visa® Gold Preferred® Credit Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Applied Bank® Secured Visa® Gold Preferred® Credit Card resulted in a rating of 4.0 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Applied Bank® Secured Visa® Gold Preferred® Credit Card, here is the link the issuer's official application:
Are you ready to apply for the Applied Bank® Secured Visa® Gold Preferred® Credit Card offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Applied Bank® Secured Visa® Gold Preferred® Credit Card:
Whether you decide on Applied Bank® Secured Visa® Gold Preferred® Credit Card or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
Our finance experts work hard to show you the best credit cards. Want to show your appreciation? Share this page!
