The Ultimate Guide to Credit Cards
Thursday, May 26, 2022

“How to Apply for a Credit Card Online” – (4 Steps, 5 Best Cards)

How To Apply For A Credit Card Online

credit card advice

Lauren Keys

Written by: Lauren Keys

Lauren Keys

Edited by: Lillian Guevara-Castro

Lillian Guevara-Castro

Lillian is a Content Editor who brings her journalism experience in business and consumer finance to ensure CardRates news articles and reports have been edited for overall clarity, accuracy, and reader engagement. Her primary goal is to assure editorial content meets the highest level of quality and precision.

See full bio »
Advertiser Disclosure

I was in college when I first realized the importance of establishing a credit history, and I began to explore how to apply for a credit card online. At the time, there weren’t as many guides and resources around like there are today. So I took to my laptop to peruse numerous applications and read the fine print on card offerings.

I selected a card that seemed suitable for someone with a limited credit history and waited. It wasn’t until I finally saw my name printed along the bottom of my first credit card that I realized the process of applying wasn’t as difficult as I once believed. Since that day, I’ve applied and been approved for over 50 credit cards.

Using what I’ve learned from my personal experiences, this guide will walk you through the necessary steps for getting a new credit card in your wallet as quickly and easily as possible. Because your credit rating ultimately determines which cards you’ll be approved for, I’ve also rounded up the best credit cards to apply for based on your current credit score. So, let’s dive in as we explore how to apply for credit cards online and take a look at some top picks for excellent credit, good credit, fair credit, bad credit, and even no credit.

+ See more cards for fair credit

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.