Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.
Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.
If you or your business plan on doing a ton of online advertising — be it pay-per-click (PPC), native, display or otherwise — choosing the right credit card can make a world of difference. Keep reading for our choices for the six best credit cards for PPC and Google Adwords.
After all, why charge $50,000/month in Google Adwords spending to a debit card when you could earn $1,000/month back on that instead? Why cut Bing Adcenter a check each month when using an air miles card could get you tons of free travel instead? Credit cards have an array of perks and rewards these days and it’s worth paying attention to which ones you or your business could benefit from the most.
Let’s take a look at our break down of the best credit cards to use on PPC advertising. These cards not only boast awesome rewards but also high credit lines to accommodate your substantial ad spend:
1. Top Cash-Back Card for PPC (Businesses)
This card offers a market-leading cash-back rate, along with a nice one-time cash bonus just for using the card. As this is a business card, you must own or represent a business entity to apply:
Capital One Spark Cash for Business
This card is currently not available.
★★★★★
N/A
OVERALL RATING
N/A
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APRN/A
Annual FeeN/A
Credit NeededN/A
Additional Disclosure: Information for this card not reviewed by or provided by Capital One.
2. Top Cash-Back Card for PPC (Consumers)
If you do not own or represent a business, here’s your next best choice to earn a solid cash-back rate on your PPC advertising:
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
Do you travel a lot for work? Or for pleasure? Come away with tons of free flights and hotel stays on your PPC spend with this top-rated business air miles card:
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Transfer your miles to 15+ travel loyalty programs
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
$95 annual fee
Free employee cards which also earn unlimited 2X miles from their purchases
If you love the idea of earning free travel from your online advertising, but need to apply for a credit card on your personal credit, here’s our top pick for you:
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
5. “Fair/Limited Credit” Card for PPC (Businesses)
If your business is brand new and lacks an established credit history, this card is a great choice for getting an approved credit line that can help you earn cash back on your PPC ads:
Capital One® Spark® Classic for Business
This card is currently not available.
★★★★★
N/A
OVERALL RATING
N/A
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APRN/A
Annual FeeN/A
Credit NeededN/A
Additional Disclosure: Information for this card not reviewed by or provided by Capital One.
6. “Fair/Limited Credit” Card for PPC (Consumers)
And finally, if you don’t have a great credit history, and you need to apply for a card on your own credit rather than that of a business entity, this card offers a nice ongoing cash-back rate:
Capital One QuicksilverOne Cash Rewards Credit Card
4.5/5.0
About this rating
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Be automatically considered for a higher credit line in as little as 6 months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Help strengthen your credit for the future with responsible card use
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
While we compiled this list specifically with online advertising in mind, these cards are great for earning rewards on virtually any kind of purchase — business or otherwise. If you have needs other than cash back or air miles, be sure to check out our other popular categories of cards such as 0% intro APR, low ongoing APRs, balance transfers, and points rewards for our top picks in each.
Don’t take your choice of PPC funding lightly; with the right credit card in tow, you’ll find your next PPC campaign to be both well-funded and highly rewarding.
Advertiser Disclosure
CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.