The Ultimate Guide to Credit Cards
Sunday, November 17, 2019

6 Best Credit Cards for PPC & Google Adwords

6 Best Credit Cards for PPC & Google Adwords

credit card advice

Toby Sembower
By: Toby Sembower
Updated: October 22, 2019

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If you or your business plan on doing a ton of online advertising — be it pay-per-click (PPC), native, display or otherwise choosing the right credit card can make a world of difference. Keep reading for our choices for the six best credit cards for PPC and Google Adwords.

After all, why charge $50,000/month in Google Adwords spending to a debit card when you could earn $1,000/month back on that instead? Why cut Bing Adcenter a check each month when using an air miles card could get you tons of free travel instead? Credit cards have an array of perks and rewards these days and it’s worth paying attention to which ones you or your business could benefit from the most.

Let’s take a look at our break down of the best credit cards to use on PPC advertising. These cards not only boast awesome rewards but also high credit lines to accommodate your substantial ad spend:

1. Top Cash-Back Card for PPC (Businesses)

This card offers a market-leading cash-back rate, along with a nice one-time cash bonus just for using the card. As this is a business card, you must own or represent a business entity to apply:

BEST OVERALL RATING

★★★★★
4.8

OVERALL RATING

4.8/5.0
  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
18.74% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

2. Top Cash-Back Card for PPC (Consumers)

If you do not own or represent a business, here’s your next best choice to earn a solid cash-back rate on your PPC advertising:

BEST OVERALL RATING

★★★★★
4.8

OVERALL RATING

4.8/5.0
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
15.74% - 25.74% (Variable)
$0
Excellent, Good

3. Top Air Miles Card for PPC (Businesses)

Do you travel a lot for work? Or for pleasure? Come away with tons of free flights and hotel stays on your PPC spend with this top-rated business air miles card:

BEST OVERALL RATING

★★★★★
4.7

OVERALL RATING

4.7/5.0
  • Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more
  • Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
18.74% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

4. Top Air Miles Card for PPC (Consumers)

If you love the idea of earning free travel from your online advertising, but need to apply for a credit card on your personal credit, here’s our top pick for you:

BEST OVERALL RATING

★★★★★
4.9

OVERALL RATING

4.9/5.0
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.49% - 24.74% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

5. “Fair/Limited Credit” Card for PPC (Businesses)

If your business is brand new and lacks an established credit history, this card is a great choice for getting an approved credit line that can help you earn cash back on your PPC ads:

BEST OVERALL RATING

★★★★★
4.5

OVERALL RATING

4.5/5.0
  • Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • No annual fee
  • Build and strengthen credit for your business by using this credit card responsibly
  • $0 Fraud Liability if your card is lost or stolen
  • Free employee cards, which also earn unlimited 1% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
24.74% (Variable)
$0
Average, Fair, Limited

6. “Fair/Limited Credit” Card for PPC (Consumers)

And finally, if you don’t have a great credit history, and you need to apply for a card on your own credit rather than that of a business entity, this card offers a nice ongoing cash-back rate:

BEST OVERALL RATING

★★★★★
4.5

OVERALL RATING

4.5/5.0
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
26.99% (Variable)
$39
Average, Fair, Limited

While we compiled this list specifically with online advertising in mind, these cards are great for earning rewards on virtually any kind of purchase business or otherwise. If you have needs other than cash back or air miles, be sure to check out our other popular categories of cards such as 0% intro APR, low ongoing APRs, balance transfers, and points rewards for our top picks in each.

Don’t take your choice of PPC funding lightly; with the right credit card in tow, you’ll find your next PPC campaign to be both well-funded and highly rewarding.