The Ultimate Guide to Credit Cards
Thursday, July 18, 2024
Zina Kumok
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About The Author

Zina Kumok is a personal finance writer, certified financial health counselor, and certified student loan counselor. She works as a money coach helping people one on one at ConsciousCoins.com. Her advice has been featured in Lifehacker, FoxBusiness, Time Magazine, Investopedia, Forbes, and several other major financial brands. She paid off $28,000 worth of student loans in three years. She's a three-time Plutus Awards finalist for Best Personal Finance Contributor and a three-time speaker at FinCon, the premier financial media conference.

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Latest Posts

10 posts written/edited to date
8 Best 0% APR Business Credit Cards (March 2024)

8 Business Cards With 0% APR Promos

When you’re an entrepreneur or small business owner, you need a credit card that... read more »

Zina Kumok 10/16/2023
5 Credit Cards With DashPass Benefits (July 2024)

5 Best Cards With Free DashPass Benefits

When you’re a Chase cardholder, you can access a variety of benefits and perks. And... read more »

Zina Kumok 9/18/2023
5 Highest-Limit Citi Credit Cards (May 2024)

5 Citi Cards With High Credit Limits

As the threat of recession hangs over the US economy, more people are relying on... read more »

Zina Kumok 9/11/2023
5 Best Credit Cards For Paying Car Insurance (July 2024)

5 Best Cards for Paying Car Insurance

These days, you can put almost anything on a credit card. And if you’re like most... read more »

Zina Kumok 7/24/2023
5 Best Travel Credit Cards Reddit Users Love (July 2024)

5 Best Travel Cards Redditors Love

When traveling abroad, there’s so much to pack. I always bring my favorite... read more »

Zina Kumok 7/13/2023
Average Credit Card Debt By US Household in 2024

The Average Credit Card Debt by US Household

As a result of inflation, stagnating salaries, and mass layoffs, among other... read more »

Zina Kumok 6/27/2023
Average Credit Card Debt by Country in 2024

The Average Credit Card Debt in Each Country

Almost every developed and emerging country uses credit cards these days. But when... read more »

Zina Kumok 6/27/2023
5 High-Limit Secured Credit Cards (April 2024)

5 Secured Cards With High Credit Limits

About 16% of Americans have poor credit, while another 14% have no credit. And... read more »

Zina Kumok 6/26/2023
7 Preapproval Credit Cards For Fair Credit (June 2024)

7 Cards For Fair Credit With Preapproval

About 18% of Americans have fair credit, which can make qualifying for a credit... read more »

Zina Kumok 5/24/2023
5 Best Credit Cards to Use at Sam’s Club (June 2024)

5 Best Credit Cards to Use at Sam’s Club

At a time when grocery prices are still increasing, consumers looking to save money... read more »

Zina Kumok 5/18/2023