11 Best Prepaid Cards to Use Abroad (July 2026)

Prepaid cards have some amazing perks: they’re not just safer than carrying cash, but also super easy to obtain, widely accepted, and incredibly handy. Some cards even let you load them with local currency ahead of your trip, helping you save on exchange fees. Plus, since these aren’t credit cards, you don’t need to fret about a credit check or having a high credit score to snag one.

Prepaid cards are tailored for all kinds of travelers and destinations. We’ve checked out the options available today and picked our favorites for the best prepaid cards to use abroad. If you’re planning a trip soon, keep reading to discover some of the top prepaid cards we recommend.

While travelers from Europe, Asia, and the Middle East have been using prepaid travel cards for years, these cards are still relatively new to Americans. This means there are fewer options for American travelers heading overseas.

Let’s take a look at four of the top prepaid travel cards you can find in the U.S., along with their key features:

1

Chime®

CardRates Expert Rating

Chime®

4.1/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

See Our Review»

Ashley Fricker Senior Editor

Close

★★★★★ 4.1/5.0

at the issuer'ssecure website

Our Review »

• Your Chime® Checking Account comes with a Visa® Debit Card, no monthly fees or minimum balance fees.
• Over 47,000 fee-free ATMs^¹ — more than the top 3 national banks combined!
• Get paid up to 2 days early with direct deposit, terms apply.^²
• Chime will spot you up to $200 on debit card purchases and cash withdrawals with no overdraft fees. Eligibility requirements and limits apply.^³
• Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.
  ^¹Out-of-network ATM withdrawal and over the counter advance fees may apply.
  ^²Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
  ^³Chime SpotMe is an optional service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR N/A

Annual Fee $0

Credit Needed None

2

GO2bank™

CardRates Expert Rating

GO2bank™

4.1/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

See Our Review»

Ashley Fricker Senior Editor

Close

★★★★★ 4.1/5.0

at the issuer'ssecure website

Our Review »

• Overdraft protection up to $300 with opt-in and eligible direct deposit*
• No monthly fees with eligible direct deposit, otherwise $5 per month
• Earn up to 7% cash back when you buy eGift Cards in the app
• Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
• High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

• *Terms and conditions apply. GO2bank™ cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft fees may apply. Click Apply Now to learn more.

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR N/A

Annual Fee N/A

Credit Needed All Credit Types Considered

3

Greenlight – Debit Card For Kids

CardRates Expert Rating

Greenlight – Debit Card For Kids

4.2/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

See Our Review»

Ashley Fricker Senior Editor

Close

★★★★★ 4.2/5.0

at the issuer'ssecure website

Our Review »

• Greenlight is a debit card for kids, managed by parents
• Parents set flexible controls and receive real-time alerts while kids monitor their balances, set goals, and learn how to manage money
• Feel secure knowing Greenlight blocks unsafe spending categories
• Receive Mastercard’s Zero Liability Protection
• Upload a photo of your choice to create a unique custom card
• Debit cards are FDIC-insured up to $250,000
• Easily turn your Greenlight card on or off and receive real-time spending notifications

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR N/A

Annual Fee See Pricing

Credit Needed Not applicable

4

Current Visa Debit

CardRates Expert Rating

Current Visa Debit

4.0/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

See Our Review»

Ashley Fricker Senior Editor

Close

★★★★★ 4.0/5.0

at the issuer'ssecure website

Our Review »

• Earn points on swipes: Earn up to 7x the points on card swipes at over 14,000 participating merchants, then redeem them for cash back in your account.*
• Get paid up to 2 days faster with direct deposit*
• If you qualify, you can access up to $750 before payday with a paycheck advance
• Qualifying direct deposits receive fee-free overdrafts*
• No minimum balance fees, no overdraft fees, no bank transfer fees
• Access to more than 40,000 fee-free ATMs*
• *View product disclosures here.

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR N/A

Annual Fee N/A

Credit Needed N/A

5

Serve® American Express® Prepaid Debit Account

CardRates Expert Rating

Serve® American Express® Prepaid Debit Account

3.8/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

Ashley Fricker Senior Editor

Close

★★★★★ 3.8/5.0

at the issuer'ssecure website

• Enjoy FREE withdrawals at over 37,000 MoneyPass® ATM locations nationwide.
• 24/7 access to world-class American Express Customer Service
• No monthly fee when you direct deposit $500 or more within a statement period
• Use Online Bill Pay to help you save time and help you avoid late fees. Terms apply.
• Check your balance and recent transactions, pay bills on the go, get SMS text alerts, and send money to family or friends who have a Serve Account
• No credit check, no hidden fees
• Seamlessly transfer funds between Serve Accounts in no time and without a fee

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR N/A

Annual Fee N/A

Credit Needed Not applicable

When you’re looking into prepaid travel cards, it’s important to focus on factors like ATM withdrawal limits, how you can load and reload funds, and any spending caps. Each card has its own set of advantages and disadvantages, so it’s crucial to do your homework.

Travelers heading to the U.S. from the United Kingdom have a lot more options available when it comes to prepaid travel cards. In fact, they can purchase prepaid dollar cards from a variety of sources.

Here are some of the best prepaid dollar cards for Brits planning to visit the U.S.:

1. Caxton Currency Card

• Card fee: None
• Transaction fees: None
• ATM fee: None abroad; £1.50 domestic
• Other fees: Charges a dormancy fee of £2 per month if the card has a balance but hasn’t been used in 12 months.

2. FairFX Multi-Currency Card

• Card fee: None
• Transaction fees: None
• ATM fee: £1.00 domestic and abroad
• Other fees: 2.25% out-of-currency fee for purchases outside of its 20 supported currencies. Also, a £2 per month expired card administration fee on expired cards with leftover balances.

3. Post Office UK Travel Money Card

• Card fee: None
• Transaction fees: None
• ATM fee: $2.50 and a daily withdrawal limit of $500 USD
• Other fees: If you load the card with pounds sterling (GBP), you’ll pay a load fee of 1.5%. Also, a maintenance fee of £2 per month applies if any balance is left after 12 months.

Travelers looking to make purchases in Euros also have a range of prepaid card options to help make purchasing easier, many of which charge the same low fees as offered by cards for U.K. travelers.

Here are some of the best deals on prepaid cards for travel around Europe:

1. FairFX Multi-Currency Card

• Card fee: None (when minimum amount is preloaded onto card)
• Transaction fees: None
• ATM fee: £1.00 domestic and abroad
• Other fees: 1.75% out-of-currency fee for purchases outside of its 15 supported currencies

2. Revolut Standard Account Card

• Card fee: None
• Transaction fees: None
• ATM fee: None at more than 55,000 in-network ATMs and 2% after the first £200/month or five withdrawals abroad
• Other fees: None for the Standard Account. You pay $9.99 per month for Premium and $16.99 per month for Metal

3. EasyFX Travel Money Card

• Card fee: None
• Transaction fees: None
• ATM fee: £1.5 for domestic ATMs, free for international ATMs
• Other fees: A £2 monthly fee is applied for each month the card is inactive after 12 months and you must make a £50 deposit to open the account

Prepaid cards are a great option for anyone wanting to closely monitor their spending. More and more travelers, especially those venturing abroad, are opting for these cards to manage their expenses. Surveys indicate that this trend is growing.

If you’re gearing up for a trip to Europe, the UK, or traveling within the U.S., think about using a prepaid travel card instead of carrying cash. These cards help you stay on budget, enjoy better exchange rates, and offer protection against fraud or theft. This way, you can relax and soak up your vacation without financial worries. Bon voyage!