The Ultimate Guide to Credit Cards
Saturday, June 15, 2024
Mike Randall
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About The Author

Mike Randall is an expert in the areas of credit scores and credit cards, having written on those topics for national publications for more than a decade. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies.

Aside from credit cards and scores, Mike enjoys writing about changes in the subprime market and how they directly impact financial decisions.

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Latest Posts

29 posts written/edited to date
9 Guaranteed Approval Credit Cards For Bad Credit

9 Guaranteed Approval Credit Cards for Bad Credit

While “guaranteed approval” may sound like the answer to your credit card woes, the... read more »

Mike Randall 1/27/2022
9 Best Reloadable Credit Cards (April 2024)

9 Best Reloadable Credit Cards

Credit cards are a convenient and effective way to pay for all sorts of goods or... read more »

Mike Randall 1/26/2022
8 Prestigious Credit Cards Used by Millionaires (Feb. 2024)

8 Cards Used by Millionaires

Just in case you weren’t entirely convinced about the growing wealth gap in America... read more »

Mike Randall 10/19/2020
8 Best Cards to Consolidate Credit Card Debt (June 2024)

8 Best Cards & Loans to Consolidate Credit Card Debt

With interest rates on the rise thanks to an improving economy, many may be... read more »

Mike Randall 8/13/2018
9 Best Credit Cards for Paying Down Debt (June 2024)

9 Best Credit Cards for Paying Down Debt

With so many credit cards out there these days, finding the best credit cards for... read more »

Mike Randall 7/23/2018
Huntington Bancshares Voice Credit Card™ Recognized with Our Editor’s Choice Award for 2018’s Most Flexible Rewards Offer

Huntington Bancshares Voice Card™ Recognized with Editor’s Choice

With so many credit cards now offering rewards, a low APR, or no annual fee, you’d... read more »

Mike Randall 6/12/2018
How StackPath’s Intelligent Machine Learning Protects Financial Institutions Against Cyberattacks

How StackPath's Machine Learning Protects Financial Institutions

 Cybercrime and the theft of sensitive user data is on the rise, with attacks... read more »

Mike Randall 5/11/2018
Afford Anything — Paula Pant Shares the Secrets to Her Success in Real Estate Investing and Achieving Financial Freedom

Afford Anything’s Paula Pant Shares Her Secrets to Financial Freedom

Afford Anything is the highly rated podcast and website of Paula Pant, speaker... read more »

Mike Randall 4/25/2018
PeoplesBank Demonstrates How One Community Bank Can Make a Difference for the Environment

How PeoplesBank Makes a Difference for the Environment

Awareness of global climate change and the threats it poses has led organizations... read more »

Mike Randall 1/30/2018
Balancing Consumer Privacy and Advertising: How the DAA Helps Both Sides Win

Balancing Privacy and Targeted Ads: How the DAA Helps Both Sides

The internet has become our default tool for gathering information, maintaining... read more »

Mike Randall 12/19/2017
tablehopper Gives San Francisco Diners an Insider’s View of Where Best to Spend Their Restaurant Rewards Points

tablehopper — Frisco Diners' Guide for Where to Spend Rewards Points

If you love to earn and spend your credit cards’ reward points on new and exciting... read more »

Mike Randall 12/8/2017
Transcendental Meditation May Help Reduce Impulse Spending and Promote Healthier Financial Habits and Lives

Transcendental Meditation May Reduce Impulse Spending

Everyone knows stress can kill, but it can also leave your finances on life support... read more »

Mike Randall 11/14/2017
Hilton Honors Card from American Express Wins Our Editor’s Choice™ Award for Best Hotel Rewards Card

Hilton Honors American Express Awarded Best Hotel Rewards Card

For those who love to travel — and do it often — it can pay off to invest in a... read more »

Mike Randall 10/12/2017
Valley National Bank’s Free Educational Seminars Lead to Better Financial Decisions

Valley National Bank® Offers Free Financial Education Seminars

Valley National Bank takes an active role in the communities it serves, which... read more »

Mike Randall 9/21/2017
2017’s Top P2P Personal Lending Platform — LendingClub Earns Our Editor’s Choice™ Award for Connecting Borrowers & Investors

LendingClub Recognized as 2017's Top P2P Personal Lending Platform

Founded in 2007, LendingClub is a peer-to-peer lending platform where borrowers can... read more »

Mike Randall 8/24/2017
Bank of America’s ESG Efforts Remain Nationally Recognized for Gender Equality

Bank of America Remains Nationally Lauded for Gender Equality

Through conscious social investment in women, Bank of America has become one of the... read more »

Mike Randall 7/28/2017
Build Your Brand & Promote Your Passion: Offers Side Hustlers Marketing Solutions that Scale with Growing Demand’s Solutions for Side Hustlers Scale with Your Business

Offering free personalized webpages, is a platform where freelancers... read more »

Mike Randall 7/14/2017 Educational Resources & Tools that Help Americans Understand Their Options for Getting Out of Debt & Improving Credit Helps Americans with Options for Getting Out of Debt

Consumer debt remains one of the biggest challenges many Americans face in their... read more »

Mike Randall 6/30/2017
How Do Credit Cards Work? Expert’s Guide (June 2024)

An In-Depth Guide to How Credit Cards Work

Credit cards have become such an ingrained part of our modern society that most of... read more »

Mike Randall 4/7/2017
2 Ways to Check Chase Credit Card Application Status (June 2024)

How to Check Your Chase Credit Card Application Status

With all of the credit card choices offered by Chase, it’s no wonder they are one... read more »

Mike Randall 2/23/2017