Discover it® for Students

► 2016 Review, Application & Rates

Toby Sembower
"The lack of fees, combined with great perks like cash back and free credit score tracking, make this credit card a solid deal for college students."
- ,
Discover it® for Students Review

at Discover'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
  • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0%
6 months
10.99%
6 months
13.24%-22.24% Variable
$0
Fair Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
★★★★
4.0
0% Intro APR
★★★★
4.0
Best Overall
★★★★★
4.5
Cash Back
★★★★
4.4
Fair Credit
★★★★
4.4
Low APR
★★★★
4.0
No/Limited Credit
(Ranked #4 out of 17)
★★★★★
4.5
Student
(Ranked #1 out of 4)
★★★★★
4.9
Toby Sembower