The Ultimate Guide to Credit Cards™
Wednesday, September 30, 2026

Capital One Quicksilver Cash Rewards Credit Card

Jon McDonald

By: Jon McDonald

Editor: Lillian Guevara-Castro

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One Quicksilver Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

Most cash back cards have hidden gimmicks, but not this one. What you see is truly what you get. Its interest rates and fees are also very attractive considering the substantial cash back rewards.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Intro (Purchases) 0% for 15 months
Intro (Transfers) 0% for 15 months
Regular APR 18.74% - 28.74% (Variable)
Annual Fee $0
Credit Needed Excellent, Good

Interest Rate & Annual Fee

According to the issuer, the Capital One Quicksilver Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: 0% for 15 months
  • Balance Transfer Intro: 0% for 15 months
  • Regular APR: 18.74% - 28.74% (Variable)

The following is the current annual fee for the Capital One Quicksilver Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One Quicksilver Cash Rewards Credit Card is:

  • Credit Level: Excellent, Good

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About the Author

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.