The Ultimate Guide to Credit Cards
Saturday, May 17, 2025

Ray Prince

Ray Prince

About The Author

Miami-based Ray Prince is a former finance writer for CardRates.com and BadCredit.org. He specializes in writing long-form content for the insurance, loan, and credit card industries. His work appears online at U.S. News & World Report, Freeway Insurance, Compare.com, and Elite Personal Finance, and he has held roles as a digital operations manager at Pandora Media and iHeartMedia. He last attended Queens College in New York City after completing undergraduate studies at Purdue University, Complutense University of Madrid, and CIMBA in Paderno del Grappa, Italy.

Latest Posts

5 posts written/edited to date
7 Best Student Rewards Credit Cards (May 2025)

7 Best Student Rewards Credit Cards

By: Ray Prince 11/30/2023

Whether you are a freshman in college or pursuing your master’s, the right student credit card can reward... Read More »

13 Best Credit Cards For Truck Drivers (2025)

13 Best Credit Cards For Truck Drivers

By: Ray Prince 11/16/2023

For truck drivers, road trip spending quickly adds up at places such as fuel stops and diners. Plus, with... Read More »

7 Best Credit Cards for Farmers (2025)

7 Best Credit Cards for Farmers

By: Ray Prince 10/26/2023

Whether you are a new farmer with 20 acres or a seasoned agricultural veteran with hundreds of acres, the... Read More »

5 Longest 0% APR Balance Transfer Cards (2024)

5 Longest Balance Transfer Cards

By: Ray Prince 10/12/2023

The average credit card balance was $5,910 in 2022. Combined with sky-high Federal Reserve interest rates... Read More »

11 Best Mid-Tier Credit Cards (May 2025)

11 Best Mid-Tier Credit Cards

By: Ray Prince 9/28/2023

Mid-tier credit cards allow cardholders to earn travel points, statement credits, cash back, and enjoy... Read More »