The Ultimate Guide to Credit Cards
Thursday, September 28, 2023
Ray Prince
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About The Author

Miami-based Ray Prince is a finance writer for and He specializes in writing long-form content for the insurance, loan, and credit card industries. His work appears online at U.S. News & World Report, Freeway Insurance,, and Elite Personal Finance, and he has held roles as a digital operations manager at Pandora Media and iHeartMedia. He last attended Queens College in New York City after completing undergraduate studies at Purdue University, Complutense University of Madrid, and CIMBA in Paderno del Grappa, Italy.

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10 Best Personal Finance Blogs for Families in 2023

10 Best Personal Finance Blogs for Families in 2023

One of the biggest challenges for modern families is to get everybody on the same... read more »

Mike Senecal 9/27/2023
Patriot Software Recognized for Simplifying Small Businesses’ Payroll and Accounting Processes

Patriot Software Recognized for Payroll Solutions

Patriot Software understands how difficult it can be to manage a small business’s... read more »

Andrew Allen 9/27/2023
Veterans for Peace: Card Donations Support Anti-War Advocacy and Social Justice Work in 140 Chapters

Veterans for Peace: Donations Support Anti-War Advocacy

Since 1985, Veterans for Peace has stood at the forefront of antiwar advocacy... read more »

Mike Senecal 9/26/2023
7 Instant-Approval Payday Loans Online (Oct. 2023)

7 Online Payday Loans with Instant Approval

It used to be that you had to visit a brick-and-mortar storefront to get a payday... read more »

Eric Bank 9/26/2023
FreshBooks Simplifies Invoicing and Accounting to Help Small Business Owners Focus on Their Passions

FreshBooks Simplifies Accounting for SMB Owners

To say small business owners are busy is an understatement. FreshBooks provides... read more »

Andrew Allen 9/25/2023
America’s Christian Credit Union Offers Financial Products and Services With a Faith-Based Approach

America’s Christian Serves as a Faith-Based Credit Union

America’s Christian Credit Union is a financial institution that follows biblical... read more »

Andrew Allen 9/25/2023
15 Best 0% APR Cash Back Credit Cards (Oct. 2023)

15 Best Cash Back Cards With 0% APRs

If you’re old enough, you may remember the commercial for Certs breath mints and... read more »

Eric Bank 9/25/2023
Kennesaw State University’s Fintech Master’s Program Fuels Georgia’s Thriving Financial Industry

Kennesaw State Fuels Georgia's Thriving Fintech Industry

The state of Georgia in the southern US has rapidly become home to about 70% of the... read more »

Mike Senecal 9/21/2023
10 Best Finfluencers to Follow on TikTok in 2023

10 Best Finfluencers to Follow on TikTok

Brace yourselves because this statistic might surprise you: More than a third of... read more »

Jordan Sprogis 9/21/2023
7 Best Credit Cards with Rotating Categories (Sep. 2023)

Top 7 Cards with Rotating Rewards

I remember when I got my very first credit card. It was the Chase Freedom® card, a... read more »

Bob Haegele 9/21/2023
Purdue Federal Credit Union Recognized for Helping Its Members and Communities Achieve Financial Wellness

Purdue Federal Credit Union Recognized for Social Mission

 Purdue Federal Credit Union is committed to bettering the financial health of its... read more »

Andrew Allen 9/19/2023
20 Best Online Tools for Rewards Travelers in 2023

20 Best Online Tools for Rewards Travelers in 2023

Those who use credit cards strategically to earn points and cash rewards for travel... read more »

Mike Senecal 9/19/2023
7 Guaranteed Approval Auto Loans (Oct. 2023)

7 Guaranteed-Approval Auto Loans

Getting a car loan can seem tedious when you think about all the information and... read more »

Choncé Maddox 9/19/2023
5 Credit Cards With DashPass Benefits (Oct. 2023)

5 Best Cards With Free DashPass Benefits

When you’re a Chase cardholder, you can access a variety of benefits and perks. And... read more »

Zina Kumok 9/18/2023
10 Best Personal Finance YouTube Channels for 2023

10 Best Personal Finance YouTube Channels for 2023

If you’re unfamiliar with YouTube, you’ve been living on another planet for about... read more »

Mike Senecal 9/14/2023
6 Q&As About Business Credit Cards and Personal Guarantees

Business Credit and Personal Guarantees

According to the Small Business Administration (SBA), there are more than 33... read more »

John Ulzheimer 9/14/2023
Qlik Helps Financial Firms Generate Actionable Business Insights from Raw Data

Qlik Transforms Raw Financial Data into Actionable Insights

Modern banking, insurance, securities, and investment firms have copious amounts of... read more »

Mike Senecal 9/12/2023
7 Best Auto Loans After Bankruptcy (Oct. 2023)

7 Best Auto Loans After Bankruptcy

Life goes on after bankruptcy. And in America, driving is a large part of living... read more »

Eric Bank 9/12/2023
5 Highest-Limit Citi Credit Cards (Oct. 2023)

5 Citi Cards With High Credit Limits

As the threat of recession hangs over the US economy, more people are relying on... read more »

Zina Kumok 9/11/2023
Genesys Offers Cloud-Based Solutions and AI Tools To Help Banks Improve Customer Experience

Genesys Offers Cloud-Based Solutions and AI Tools for FIs

Customers hold financial institutions to high standards. Genesys helps banks to... read more »

Andrew Allen 9/7/2023