Research | Credit Card Topics

17 Jaw-Dropping Credit Card Studies

By: Andrea Woroch, 8/17/2020

Credit cards have come a long way in the past 20 years. What once was considered a debt trap is now touted as a savvy financial tool that, when used wisely, can help you establish credit, earn valuable rewards, and get something back for the money you’re planning to spend anyway. However, not all credit cards are created equal, and not all consumers respond to them positively. Here’s a look at 17 credit card studies that shine a light on how these plastic forms of payment affect... read more »

Earth Island Institute Tackles Sustainability, Conservation, and Climate-Related Issues Around the Globe

By: Matt Walker, 7/31/2020

In a Nutshell: Since 1982, Earth Island Institute has been fighting for the health and sustainability of planet Earth. The nonprofit approaches this important work through a combination of key activist projects, teaching future generations to be good stewards of the environment, and raising awareness among the public. Earth Island Institute is currently involved in more than 80 initiatives around the world and runs three in-house programs as well. As a nonprofit organization, the... read more »

451 Research Brings Expert Insights on How COVID-19 is Impacting the Payments Industry via In-Depth Analysis and Reports

By: Matt Walker, 6/24/2020

In a Nutshell: The COVID-19 pandemic has presented unique challenges to the payments processing industry. 451 Research -- a global research and advisory firm -- has conducted in-depth investigations and analysis on this topic and recently shared its findings in the report, “COVID-19: The Impact of a Pandemic on the Payments Industry.” The payments ecosystem was seeing a drop in numbers as early as March, when consumer activity declined considerably. The firm also identified... read more »

Research Reveals How the Covid-19 Pandemic Wallops Disadvantaged Groups

By: Eric Bank, 6/18/2020

In a Nutshell: A recent study looked at the impact of the Covid-19 pandemic on occupations, industries, and demographic groups. The most important findings showed that employee layoffs have been more widespread in lower-paying occupations and industries. Moreover, historically disadvantaged groups have suffered the brunt of increased job loss and decreased hiring rates. These groups include women, minorities, young people, and those with lower education levels. It goes without saying... read more »

Earth League International: How to Support an Intelligence Agency That Protects Wildlife from Damaging and Criminal Actions

By: Matt Walker, 5/5/2020

In a Nutshell: Illegal wildlife networks operate around the world right under our noses. They not only mistreat animals and devastate their populations, but they also damage natural ecosystems. Earth League International is an NGO that functions as an intelligence agency to fight these illegal operations. The ELI goes undercover to produce in-depth reports that enforcement agencies can use to put an end to harmful and illegal activities. The NGO also aims to educate the public about... read more »

Texas Demographic Projections Help Inform Policy Makers and the Public about Financial Decisions and State Needs

By: Matt Walker, 4/29/2020

In a Nutshell: The Texas Demographic Center provides valuable data to policymakers and various entities in the Lone Star State. The center does this by working closely with the U.S. Census Bureau and using census data as a jumping-off point to provide its own population estimates and projections about Texas. The center has observed, for example, that while the Texas population, in the aggregate, is growing, the population in certain counties is actually decreasing. This type of... read more »

The SEISMIC Project Unites 10 Public Research Institutions to Address Equity and Inclusion in STEM Courses

By: Matt Walker, 3/23/2020

In a Nutshell: Science, technology, engineering, and mathematics -- also known as the STEM fields -- are extremely important to the advancement of society and national economies. The STEM fields have suffered from a lack of equity and inclusion over the years, but thanks to funding from the Alfred P. Sloan Foundation, future STEM demographics may look a bit different. The Sloan Equity and Inclusion in STEM Introductory Courses, or SEISMIC project, is bringing together 10 large public... read more »

DALBAR Sets Quality Standards in the Finance Industry via Research and Ratings While Providing Solutions to Help Businesses Improve

By: Matt Walker, 2/28/2020

In a Nutshell: In the competitive world of finance, DALBAR helps companies understand industry trends, keep up with competitors, and gain valuable insights into the industry. Since 1976, DALBAR has been helping set and raise standards in finance through its in-depth, independent research and ratings. The company also offers customizable solutions to improve performance in a wide range of areas, based on its rich data. DALBAR is also known for its prestigious awards that recognize... read more »

A Report Explores How the Minimum Wage and Earned Income Tax Credit Can Work Together to Reduce Poverty

By: Matt Walker, 2/17/2020

In a Nutshell: With income equality and wage stagnation presenting major challenges to low- and middle-income households, a recent report from the Economic Policy Institute explores how existing policies can help alleviate these problems. In the report, titled “The EITC and minimum wage work together to reduce poverty and raise incomes,” experts Ben Zipperer and Jesse Rothstein propose how the Earned Income Tax Credit and the federal minimum wage can complement each other to fight... read more »

How to Support the Lustgarten Foundation, Where 100% of Donations Go Toward Research, in Its Battle Against Pancreatic Cancer

By: Matt Walker, 2/10/2020

In a Nutshell: The Lustgarten Foundation was established by Marc Lustgarten and his colleagues after Lustgarten was diagnosed with pancreatic cancer in 1998. Unfortunately, Lustgarten passed away the following year, but his legacy lives on through the foundation. Pancreatic cancer is more difficult to diagnose than other cancers and is underfunded compared to more well-known cancers. The Lustgarten Foundation’s research has led to innovative detection methods and treatments for... read more »

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