The Ultimate Guide to Credit Cards
Monday, October 18, 2021

The First Progress Platinum Elite MasterCard® Secured Credit Card

► 2021 Review, Application & Rates

"For people with bad credit, this card allows you to build a fresh credit history wherever life takes you and reports your responsible usage to the big three credit bureaus every month."
- Toby Sembower,
Advertiser Disclosure
The First Progress Platinum Elite MasterCard® Secured Credit Card Review

at First Progress'ssecure website





  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
19.99% (V)
Poor/Limited/No Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #37 out of 40)
(Ranked #14 out of 17)

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). does not include all credit card companies or all available credit card offers.