The Ultimate Guide to Credit Cards
Friday, March 21, 2025

All articles tagged Budgeting (12)

Study Reveals the Extent to Which Americans Turn to Alcohol When Making Big Financial Decisions 

Study Reveals the Extent to Which Americans Turn to Alcohol When Making Big Financial Decisions 

Navigating significant financial decisions such as buying a home, consolidating credit card debt, or even declaring bankruptcy are among the most challenging and impactful choices people face in their lives. These decisions carry substantial emotional and financial weight, making it crucial to approach them with a clear and rational mindset. But many Americans, when confronted with these difficult financial choices, often resort to avoidance strategies rather than addressing them... read more »

9 Best Credit Cards to Pay in Full Monthly (March 2025)

9 Best Credit Cards to Pay in Full Monthly (March 2025)

All credit cards let you spread your payments over multiple months. Even so-called “charge cards” (predominantly from American Express®) allow you to pay over time instead of repaying the total amount monthly.  Yet, as we’ll explain, you can reap financial benefits if you repay your entire bill each month. You can double down on those benefits by choosing cards that pay rewards on your purchases without charging an annual fee.  We’ve rounded up the best of the... read more »

Lunch Money Makes Managing Finances and Avoiding Credit Pitfalls Possible Without Compromising Privacy

Lunch Money Makes Managing Finances and Avoiding Credit Pitfalls Possible Without Compromising Privacy

Lunch Money has entered the world of personal finance apps with a fresh and friendlier take on money management. Tools for tracking bank accounts, credit cards, and investments combine with sophisticated analytics to generate tips and insights at just the right time -- all in an easy-to-use web app that has attracted a growing community of developer enthusiasts. Plus, because Lunch Money works on a subscription basis, it doesn't sell sensitive data to generate ad... read more »

MoneyMagpie Uses an Educational Approach to Inform U.K. Readers on the Best Ways to Make, Save, and Manage Their Money

MoneyMagpie Uses an Educational Approach to Inform U.K. Readers on the Best Ways to Make, Save, and Manage Their Money

Jasmine Birtles was already a financial expert in the U.K., with several books to her name, when she decided to launch the website, MoneyMagpie, in 2008. Birtles said that money trends are constantly changing so books were proving to be too slow to provide the most timely information to U.K. consumers. With MoneyMagpie, Birtles provides articles, videos, and other information for nearly any financial situation readers may come up against. Three of the main categories on... read more »

Moneydance Provides Tools for Complete Personal Finance Management, Including Online Banking and Bill Payment, in a Secure and Private Application

Moneydance Provides Tools for Complete Personal Finance Management, Including Online Banking and Bill Payment, in a Secure and Private Application

In a Nutshell: Moneydance was among the first competitors to the biggest names in personal finance software, providing tools for complete financial management while maintaining a focus on privacy and the user experience. The software boasts a robust set of features, including online banking, bill payment, account management, and investment tracking. While many personal finance applications utilize a third party to interface with banks, the Moneydance software interacts directly with... read more »

Intuit’s Recently Updated Mint App for iOS Provides Users a Holistic View of Their Finances with Personalized, Actionable Tips

Intuit’s Recently Updated Mint App for iOS Provides Users a Holistic View of Their Finances with Personalized, Actionable Tips

Backed by Intuit, Mint is the free personal finance application that lets users track their spending, monitor account balances, know when bills are due, and even check their credit score, all from their mobile devices. And thanks to a recent update, Mint users have more power at their fingertips with a refreshed app for iOS. The updated app provides more insights into spending habits through MintSights and shows users trends in their financial management. Mint can boost... read more »

Meet Kyle James: How the Man & Voice Behind Rather-Be-Shopping.com Helps Shoppers Become Better Savers

Meet Kyle James: How the Man & Voice Behind Rather-Be-Shopping.com Helps Shoppers Become Better Savers

Rather-Be-Shopping.com, a pioneer in the online savings  space, is a coupon site that offers deals from over 850 national retailers and partners with brands like Wal-Mart, Best Buy, and Kohl's. Since 2000, founder Kyle James grew the hand-built site into a great resource of savings tips and coupons as a one-man show. From cracking the 'price tag code' on big-box retailers' internal pricing systems to giving savings advice on his blog, Kyle goes the extra mile... read more »

Where Content Meets Commerce: Offers.com Aids Consumers with Savings Tips & Coupon Codes to Help Drive Conversions

Where Content Meets Commerce: Offers.com Aids Consumers with Savings Tips & Coupon Codes to Help Drive Conversions

In a Nutshell: When it comes to e-commerce purchases, consumer expectations are on the rise. Things that online shoppers once considered luxuries, such as fast shipping and discounts, they now expect as almost routine. Offers.com, a company that creates meaningful shopper-friendly content and distributes coupons, has maintained a focus on helping consumers avoid paying full price on their favorite products, which, in turn, has helped its partners achieve higher conversions and expand... read more »

SavingStar: Earn Cash Back on Groceries & Online Shopping — for FREE!

SavingStar: Earn Cash Back on Groceries & Online Shopping — for FREE!

In a Nutshell: SavingStaris a brand that provides free digital offers on groceries, allows you to earn cash back at hundreds of online stores, and helps you save even more when you use the SavingStar American Express Card. Buying groceries and online shopping burns a hole in your wallet. On top of that, using coupons is out of the question because somehow those little clippings get lost, or you forget to print out the week's sales and deals. Before throwing in the... read more »

Living Rich With Coupons: Teaching Readers to Make the Most of Their Budgets so They Live a Life of Plenty

Living Rich With Coupons: Teaching Readers to Make the Most of Their Budgets so They Live a Life of Plenty

Living Rich With Coupons was founded by Cindy Livesey in 2009 after her husband lost his job, and her family found itself on a tight budget. Within the first year of using coupons to compensate for her limited budget, Cindy saved her family over $11,000 and realized that the skills she had learned could be helpful to others with similar struggles. Living Rich With Coupons teaches consumers how to save a significant amount of money using legitimate couponing methods and... read more »

Give Every Dollar a Purpose: How Mvelopes Provides a Digital Update to a Time-Tested Budgeting Method

Give Every Dollar a Purpose: How Mvelopes Provides a Digital Update to a Time-Tested Budgeting Method

As our money goes digital so, too, must our budgets. Bringing the tried-and-true method of envelope budgeting into the modern age, Mvelopes helps users build financial awareness and take control of their money. Available online and mobile, the Mvelopes app lets you carry unlimited envelopes in your pocket, allowing you to keep track of your cash flow and see where every dollar belongs. The Mvelopes Learning Center houses hundreds of articles and videos on a variety of... read more »

Make Budgets, Track Investments, and Now Pay Bills: Mint Introduces New Bill Payment and Tracking Features

Make Budgets, Track Investments, and Now Pay Bills: Mint Introduces New Bill Payment and Tracking Features

With an abundance of bills, copious credit cards, and a variety of miscellaneous payments due every month, it can be easy to forget a due date -- especially without effective financial organization. Unfortunately, that small oversight can come with a big fee. Intuit's popular personal finance platform, Mint, is working to solve the problem of late-payment fees. The newest update of the software integrates a host of intelligent features designed to help users avoid... read more »