Writer: Brittney Mayer
Editor: Lillian Guevara-Castro
Reviewer: Ashley Fricker
Key Takeaways
With so many credit cards out there, even comparison shopping has become challenging. We break down the best cards to give you a head start.
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Discover it® Cash Back: Best for cash back and a 0% intro APR offer. See rates & fees
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Capital One VentureOne Rewards Credit Card: Best for travel rewards with no annual fee. See rates & fees
According to a recent study from the Pew Research Center, 42% of respondents said they don’t use cash for purchases during a typical week. That’s up significantly from 24% who said the same thing a little over a decade ago.
That means the average American seems to be wondering, “Which credit card should I get?” With so many quality credit cards out there, it’s an important question. And we’re here to answer it with a breakdown of the best cards in the categories that matter to you.
Best Overall Credit Card Offers
Before we dive into the best cards in the most popular categories, let’s take a look at the best overall credit cards. This list includes cards that are ideal for cash back, travel, and 0% intro APR deals, so there’s a little something for everyone.
- Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 18.74% to 28.74% Standard Variable Purchase APR applies, based on credit worthiness
- INTRO OFFER: Receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening
- UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. No annual fee
- Terms and conditions apply
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.74% – 28.74% variable APR after that; balance transfer fee applies
- Top rated mobile app
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy – from gifts to groceries – BofA Rewards™ members earn more cash back.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% – 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Additional Disclosure: Bank of America is a CardRates advertiser.
- 0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 15.24% – 26.24% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
- No annual fee.
- No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Additional Disclosure: Bank of America is a CardRates advertiser.
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 18.74% – 28.74% variable APR after that; balance transfer fee applies
- Top rated mobile app
Each card has its benefits (and potential drawbacks) based on your current financial situation. For example, if you love to travel, a card that offers 1.5% cash back on all purchases may not be ideal for you.
That’s also why we’ve broken down our recommendations into categories so you can easily find the best credit card for your lifestyle and spending habits.
Compare the Best “Cash Back” Card Offers
A good cash back program is like a coupon that’s valid everywhere your credit card is accepted, giving you a percentage of your purchases as a statement credit or gift card.
When it comes to comparing cash back offers, the main factor to consider is the nature of the cash back program; you’ll need to decide whether you want your cash back to be an unlimited flat rate or if you want to receive bonus cash back rewards for spending in specific categories.
- Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 18.74% to 28.74% Standard Variable Purchase APR applies, based on credit worthiness
- INTRO OFFER: Receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening
- UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. No annual fee
- Terms and conditions apply
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy – from gifts to groceries – BofA Rewards™ members earn more cash back.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% – 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Additional Disclosure: Bank of America is a CardRates advertiser.
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 18.74% – 28.74% variable APR after that; balance transfer fee applies
- Top rated mobile app
In general, an unlimited flat-rate cash back program will offer a small percentage (1.5% -2% tends to be average) on any purchase made with your card. Some programs may offer a larger cash back rate in specific set categories, such as gas or restaurant purchases, while offering a lower unlimited rate on other purchases.
Another popular type of cash back program offers a large cash back rate in quarterly rotating categories, with a low, unlimited flat rate on everything else.
An additional factor to consider when comparing cash back offers is the signup bonus offered by the card. Many credit cards will give you a set bonus amount for reaching specific spending requirements within a certain time period, typically 90 days after account opening.
Of course, if you can’t meet the required amount without carrying that debt for months (or, worse, years) afterward, then the signup bonus loses its value. It only takes six months to negate a $200 signup bonus when you’re paying 20% interest on a $2,000 balance.
Compare the Best “Travel Rewards” Card Offers
In many ways, travel rewards operate very similarly to cash back rewards, offering a certain number of rewards points or airline miles for every qualifying credit card purchase.
These programs will generally offer a flat-rate point-per-dollar reward, with some programs also offering bonus rewards for spending in specific categories such as travel and dining.
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.74% – 28.74% variable APR after that; balance transfer fee applies
- Top rated mobile app
- LIMITED-TIME OFFER: Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app
- Low $95 annual fee.
- Receive 60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don’t expire as long as your account remains open.
- Turn daily purchases into everyday wins. Simply use your Premium Rewards credit card for the things you already buy – from gifts to getaways – BofA Rewards™ members earn more points.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at BofA Travel.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Additional Disclosure: Bank of America is a CardRates advertiser.
+Compare More Travel Rewards Cards
Also like cash back cards, travel rewards cards will often come with signup bonuses, granting a lump sum of points or miles for hitting specified spending requirements, so be sure to take that into account when comparing offers.
You’ll also want to look at any applicable annual fees, as these can take a significant bite out of your rewards.
While travel rewards will be most useful for those who frequently travel, they can be beneficial to those who don’t live in the proverbial saddle, as well.
In fact, redeeming your rewards for travel (and, sometimes, travel-related purchases) can often present the greatest per-point value.
Compare the Best “Balance Transfer” Card Offers
For many, the most impactful downside to credit cards is the interest fees they charge for carrying a balance. Often ranging from 17% to 29% (or more), interest fees can turn even a small balance into a big burden over time.
Thankfully, those who need a little relief from killer interest rates can often find it with a quality balance transfer credit card.
- 0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 15.24% – 26.24% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
- No annual fee.
- No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Additional Disclosure: Bank of America is a CardRates advertiser.
- 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.74% – 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- No Annual Fee – our low intro rates and all the benefits don’t come with a yearly charge.
- Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi® Flex Pay.
- Get free access to your FICO® Score online.
Additional Disclosure: Citi is a CardRates advertiser.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% – 28.74%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Additional Disclosure: Citi is a CardRates advertiser.
+Compare More Balance Transfer Cards
Pretty much as it sounds, a balance transfer involves transferring the balance on one credit card to a second credit card with a lower interest rate. Thus, when comparing balance transfer cards, the main factor to consider will be the interest rate charged by the new credit card.
Typically, balance transfer credit card offers will provide 0% APR on new balance transfers for a set period of time, often 15 to 21 months, so compare offers for the best introductory rate.
Another factor to consider when comparing balance transfer offers is the transfer fee, which is typically between 3% and 5% of the total balance being transferred.
Compare the Best “Business” Card Offers
For the most part, comparing credit cards for your business is the same as comparing personal credit cards. Businesses have many of the same costs, and credit cards come with many of the same perks as consumer cards, including cash back and travel rewards.
When looking at business cards, you’ll want to compare reward types and amounts, the size of (and requirements for) the signup bonus, and the annual fee you’ll need to pay.
Additionally, be sure to check out the APR, especially if you know you’ll have to carry the occasional balance. If you have employees who will be using the company card to make purchases, you’ll also want to look into any fees for additional cards when comparing offers.
- $500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You’ll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee.
- Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 16.99% to 26.99% will apply.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Additional Disclosure: Bank of America is a CardRates advertiser.
- Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
- Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- $95 annual fee
- Free employee cards which also earn unlimited 2X miles from their purchases
- Top rated mobile app
Another major point of comparison for business cards will be the qualification requirements. While your personal credit can influence your ability to obtain a business credit card, your company will also develop its own business credit score and history over time.
New businesses without established business credit may have a more difficult time obtaining the best business credit cards than established companies with long credit histories.
Compare the Best “Student” Card Offers
Be it academic lessons in the classroom, interpersonal lessons in the dorm room, or life lessons in the common room, your job as a student is to learn. And, as a student, one of the most important skills you can learn is to properly use and manage credit.
Thankfully, while some credit card issuers may blanch at your lack of credit history, others are more than happy to help you learn.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.74% – 25.74% applies
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount
- No annual fee
- Terms and conditions apply
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
- Build your credit with responsible card use
- Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you
- Top rated mobile app
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.74% – 25.74% applies
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You’ll still earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount
- No annual fee
- Terms and conditions apply
As you compare student credit cards, you’ll learn to weigh many of the same options as do other credit card users, like deciding between flat-rate or category-based cash back rewards.
Credit cards that report to the major bureaus are a key comparison point for student credit cards. One of the most important reasons to get a student credit card in the first place is to use the one advantage you have as a credit novice: time.
The earlier you start building a positive credit history, the better off your credit will be in the long run. Specifically, it’s important to establish credit early because of the impact of the age of your credit accounts on your overall credit score.
| FICO Score Factor | Percentage of Your Score |
|---|---|
| Payment History | 35% |
| Amounts Owed | 30% |
| Credit Age | 15% |
| Credit Mix | 10% |
| New Credit | 10% |
In fact, the length of your credit history, also called the average age of accounts, represents a full 15% of your FICO credit score.
This means that no matter how perfect the rest of your credit is, your credit score will never reach similar perfection without a long, well-established credit history. And the only thing that can truly increase the length of your credit history is time.
Compare the Best “Bad Credit” Card Offers
One of the many facts of life (perhaps the fact of life) is, simply, “stuff happens.” Sometimes, all the planning in the world can’t prevent or solve some problems, and the consequences can often have long-term effects.
When those effects are to your finances, your credit can suffer, making it difficult to obtain new credit through traditional methods, but not impossible.
When comparing credit cards for consumers with poor credit, the main point of comparison will be between unsecured and secured cards. With bad credit, unsecured credit cards will be harder to obtain from prime issuers, so you will need to obtain a subprime credit card.
- No annual or hidden fees. See if you’re approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get at least a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It’s free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One’s mobile app
- Top rated mobile app
- Guaranteed $700 credit limit if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Don’t Have Perfect Credit? No Problem!
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
- See if you are Pre-Approved with no impact to your credit score
- 3% cash back at gas and EV charging stations, grocery stores and drugstores
- 1% cash back on all other purchases
- No expiration dates and no limit to how much you can earn
- No annual fee
- Automatic review for credit line increase in as little as 6 months
- No surprise fees: No over-the-limit, no returned payment and no foreign transaction fees. Plus, no rate hike for making a late payment
- Zero Fraud Liability
+Compare More Bad Credit Cards
These cards often have very high interest rates and may also have large fees. Secured cards, on the other hand, require a security deposit to open, and your credit limit will be restricted to the size of your deposit.
Another option for those with poor credit will be brand or store credit cards. While only usable for specific locations or brands, these credit cards are often easier to obtain than unsecured credit cards from major issuers.
Look for cards that report to all three credit bureaus to ensure your new credit card is helping to grow and improve your credit score.
Shop Around to Find the Best Card for You
Not so long ago, the average American toted around pocketfuls of cash and coins with which to make his or her daily purchases, often literally weighed down by the currency needed to operate in the world.
Today, more and more shoppers are using plastic, not paper, for their purchases, lured by the convenience, security, and rewards represented by alternative currency formats.
Finding the right credit card is simply a matter of a little research and some solid comparison shopping. Consider each aspect of your new card, including rewards, fees, and credit requirements, to make the best choice for you and your personal needs.
Editorial Note: Our site content is not provided or commissioned by any credit card issuer(s). Opinions expressed on CardRates.com are the author's alone, not those of any credit card issuer, and have not been reviewed, approved, or otherwise endorsed by credit card issuers. Every reasonable effort has been made to maintain accurate information; however, all credit card offer details, including information about rewards, signup bonuses, introductory offers, and other terms and conditions, is presented without warranty. Clicking on any offer on CardRates.com will direct you to the issuer's website, where you can review the current terms and conditions of the offer.
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