Name: Ollo Everyday Rewards
Brand: Ollo Everyday Rewards
SKU: 178203

The Ultimate Guide to Credit Cards™

By: Danielle Spurlin

Editor: Lillian Guevara-Castro

Reviewer: Ashley Fricker

9/21/2026

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Our Rating 4.6 /5.0 ★★★★★

Are you considering the Ollo Everyday Rewards? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 4.6 out of 5.0.

This card is a great option for those looking to improve credit and simultaneously earn rewards. With affordable fees and a relatively low APR for the space, you also have peace of mind that applying won't impact your credit score since it offers a pre-qualification option.

Here's a rundown of the key features, rates, and terms of the Ollo Everyday Rewards:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Ollo Everyday Rewards

at Merrick Bank'ssecure website

Our Review »

See if you are Pre-Approved with no impact to your credit score
3% cash back at gas and EV charging stations, grocery stores and drugstores
1% cash back on all other purchases
No expiration dates and no limit to how much you can earn
No annual fee
Automatic review for credit line increase in as little as 6 months
No surprise fees: No over-the-limit, no returned payment and no foreign transaction fees. Plus, no rate hike for making a late payment
Zero Fraud Liability

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR 23.99%-29.99% (Variable)

Annual Fee $0

Credit Needed Bad/Fair/Good

See Rates & Fees »

There's certainly a lot to like about the Ollo Everyday Rewards. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Ollo Everyday Rewards is right for you.

Interest Rate & Annual Fee

According to the issuer, the Ollo Everyday Rewards currently charges the following interest rates on purchases and balance transfers:

Purchase Intro: N/A
Balance Transfer Intro: N/A
Regular APR: 23.99%-29.99% (Variable)

Here's the annual fee for the Ollo Everyday Rewards as listed by the issuer:

Annual Fee: $0

See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the Ollo Everyday Rewards is:

Credit Level: Bad/Fair/Good

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Visit the official application:
Ollo Everyday Rewards

Keep in mind that rates and features may change, so if you like what the Ollo Everyday Rewards is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the Ollo Everyday Rewards, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

Bad Credit

(Ranked #4 out of 23)

★★★★★

4.9

Best Overall

(Ranked #62 out of 136)

★★★★★

4.6

Cash Back

(Ranked #40 out of 42)

★★★★★

3.9

Fair Credit

(Ranked #5 out of 18)

★★★★★

4.8

Gas Rebate

(Ranked #25 out of 27)

★★★★★

4.4

Good Credit

(Ranked #49 out of 50)

★★★★★

3.8

Unsecured

(Ranked #3 out of 15)

★★★★★

4.8

Bottom Line on Ollo Everyday Rewards

All told, our team's review of the Ollo Everyday Rewards resulted in a rating of 4.6 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the Ollo Everyday Rewards, here is the link the issuer's official application:

Go To Application »

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