The Ultimate Guide to Credit Cards
Wednesday, February 8, 2023

BankAmericard® credit card

► 2023 Review, Application & Rates

"This card is best for those who want to finance a big purchase over time or transfer debt from another card and save on interest fees, thanks to its long introductory APR promotions. However, it doesn't offer any rewards."
- Toby Sembower,
Advertiser Disclosure
BankAmericard® credit card Review

at Bank Of America'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

  • New longer intro period! 0% Introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • No annual fee.
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 21 billing cycles for purchases
0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days
16.24% - 26.24% Variable APR on purchases and balance transfers
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #2 out of 19)
★★★★★
4.9
0% Intro APR
(Ranked #1 out of 29)
★★★★★
4.9
Best Overall
(Ranked #35 out of 149)
★★★★★
4.6
Excellent Credit
(Ranked #30 out of 63)
★★★★★
4.6
Low APR
(Ranked #28 out of 39)
★★★★
4.2

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.