The Ultimate Guide to Credit Cards
Tuesday, May 30, 2023

BankAmericard® credit card Review

"This card is best for those who want to finance a big purchase over time or transfer debt from another card and save on interest fees, thanks to its long introductory APR promotions. However, it doesn't offer any rewards."
- Toby Sembower,
Advertiser Disclosure
BankAmericard® credit card Review

at Bank Of America'ssecure website





  • 0% Introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.74% - 25.74% Variable APR will apply. A 3% fee applies to all balance transfers.
  • No annual fee.
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 21 billing cycles for purchases
0% Intro APR for 21 billing cycles for any balance transfers made in the first 60 days
15.74% - 25.74% Variable APR on purchases and balance transfers

Additional Disclosure: Bank of America is a CardRates advertiser.

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #2 out of 23)
0% Intro APR
(Ranked #1 out of 31)
Best Overall
(Ranked #35 out of 152)
Excellent Credit
(Ranked #28 out of 62)
(Ranked #30 out of 39)

Advertiser Disclosure is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across (including, for example, the order in which they appear). does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to BankAmericard® credit card

Be sure to visit the official website for BankAmericard® credit card to learn complete details about its features and terms. If you’re not quite sure if BankAmericard® credit card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the BankAmericard® credit card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.