The Ultimate Guide to Credit Cards
Thursday, May 26, 2022

BankAmericard® Credit Card

► 2022 Review, Application & Rates

"This card is best described as solid, but unspectacular: very good intro rates on purchases and balance transfers, but a subpar ongoing APR and virtually no rewards program for its cardholders."
- Toby Sembower,
Advertiser Disclosure
BankAmericard® Credit Card Review

at Bank Of America'ssecure website





  • Earn $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days, then a variable APR will apply
  • An optional overdraft protection service is available to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
  • No annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 18 billing cycles
0% Intro APR for 18 billing cycles (for balance transfers made in the first 60 days)
12.99% - 22.99% (Variable)

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #7 out of 18)
0% Intro APR
(Ranked #18 out of 34)
Best Overall
(Ranked #29 out of 155)
Excellent Credit
(Ranked #27 out of 61)
Good Credit
(Ranked #26 out of 63)
(Ranked #28 out of 43)

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