Credit Unions | Credit Card Topics

OnPoint Community Credit Union Delivers Personal Service and Financial Education to Communities

By: Adam West, 10/14/2021

In a Nutshell: OnPoint Community Credit Union is the largest credit union in Oregon. However, its size doesn’t hinder its commitment to delivering quality, personalized service and education to members and communities. It offers many banking options, and the credit union team provides members the guidance and education they need to make the best financial decisions. And OnPoint Community CU's educational efforts extend beyond branches and members to public school students, inmates,... read more »

OUR Credit Union Offers Products and Support to Help Members and Communities Reach Their Goals

By: Jon McDonald, 10/4/2021

In a Nutshell: OUR Credit Union has made it its mission to benefit Michigan communities with its products and community support. OUR Credit Union offers card and loan products to help members build credit and achieve more all year long. The organization provides free financial wellness resources and services to energize communities, and it maintains a commitment to charitable giving that lifts those members most in need. When the colder weather yields in Michigan, residents often... read more »

Freedom First Credit Union Offers Something For Everyone With Beneficial Checking and Credit Products

By: Jon McDonald, 9/30/2021

In a Nutshell: Freedom First Credit Union is a Community Development Financial Institution committed to the financial success of its members, from people of modest means to those with accumulated wealth. It provides customized services tailored to its members’ specific needs, often in one-on-one sessions, in addition to no-cost financial counseling for the community. Its financial products are designed to meet the needs of low-income individuals while also incentivizing and... read more »

Georgia’s Own Credit Union Offers Flexible, Competitive Products and Accessible Financial Education

By: Jon McDonald, 9/28/2021

In a Nutshell: Georgia’s Own Credit Union has a long and storied history, but rather than letting its reputation rest on tradition, the institution strives to meet the current needs of consumers. Its variety of credit products and loans offers the flexibility to balance good interest rates and rewards, and helps people with poor credit build their credit histories to qualify for more beneficial products in the future. The credit union also provides financial education, ensuring its... read more »

Low Deposit Rates Challenge Credit Unions That Aim to Compete with Bank Technology and Accessibility

By: Jon McDonald, 9/23/2021

In a Nutshell: DepositAccounts is a digital platform that allows consumers to compare interest rates on deposit accounts from banks, credit unions, and fintech companies across the U.S. The site maintains its database through a combination of automated processes and human curation to ensure quality, updated content. Its data shows that partnerships with fintech companies can help credit unions compete with larger banks. That is especially important in the wake of the COVID-19 pandemic,... read more »

Alive Credit Union: Inspiring Financial Wellness and Credit-Building with a Healthcare and Community Focus

By: Jon McDonald, 9/21/2021

In a Nutshell: Alive Credit Union began as a co-op for healthcare providers in Jacksonville, Florida, but has expanded its mission to include everyone in the city. The institution makes certified financial counselors available at its branches to advise members on the right loan products for building credit. And its membership in the Juntos Avanzamos network ensures Spanish-speaking members receive the same high level of personalized service. Through its products, services, and... read more »

United Teletech Financial Federal Credit Union Takes a Personal Approach to Engagement and Building Credit

By: Adam West, 9/2/2021

In a Nutshell: In 1960s New Jersey, Bell Labs was the hub of a tech center that was a lot like today's Silicon Valley is today. Employees there started United Teletech Financial Federal Credit Union to help them build on their success. More than 24,000 community members in three counties now count on UTF's commitment to their financial health. UTF offers a diverse card lineup, staffs each of its branches with certified financial counselors, and even provides members with a chance to... read more »

WyHy Federal Credit Union Offers Credit-Building Cards that Encourage Member and Community Success

By: Jon McDonald, 8/30/2021

In a Nutshell: Every state has its unique history, traditions, and people, and Wyoming stands out for its citizens' self-reliance. Across the state, more than 15,000 members count on WyHy Federal Credit Union to safeguard their money and help them help themselves. The credit union offers credit-building cards and loan products to encourage all Wyomians to chart their own path to a successful future. WyHy FCU also provides financial literacy resources and charitable support to the... read more »

Navy Federal Credit Union: Card Products and Financial Resources for Military Members, Veterans, and Families

By: Adam West, 8/23/2021

In a Nutshell: Many financial consumers don't realize that they qualify for a Navy Federal Credit Union membership. However, the credit union is open to all active-duty, veteran, and retired military service personnel — and their families. More than 10 million members count on Navy Federal Credit Union to deliver financial services, including extensive card products, that enable them to grow and succeed. That's all part of Navy Federal Credit Union’s dedication to working with... read more »

UW Credit Union: A Community-Focused Institution That Helps Members Build Credit and Reach Financial Goals

By: Adam West, 8/6/2021

In a Nutshell: Although UW Credit Union started as a financial institution for faculty and staff at the University of Wisconsin in Madison, its membership has broadened considerably over the years. Now, more than 300,000 members in Wisconsin and beyond count on UW Credit Union to deliver financial products and services, including a credit-building package that combines checking and savings accounts with a credit card, that help them move forward. And UW Credit Union's strong commitment... read more »

UMassFive College Federal Credit Union Helps Make a Positive Financial Impact in Members’ Lives

By: Matt Walker, 8/3/2021

In a Nutshell: Credit unions are geared toward providing personalized customer services, competitive products and resources, and engaging the community. UMassFive College Federal Credit Union in Massachusetts certainly fits this bill. The credit union has been serving the Amherst region for more than 50 years. The not-for-profit organization offers a full range of modern financial services, including products aimed at helping members establish or rebuild their credit. UMassFive also... read more »

PSECU: A Digital-First Credit Union That Empowers Members and Encourages Community Growth

By: Adam West, 8/2/2021

In a Nutshell: A few Pennsylvania state employees banded together in 1934 to start the Pennsylvania State Employees Credit Union, or PSECU, with just $90 between them. Now it's the state's largest credit union, with 480,000-plus members and more than $7.5 billion in assets. But growth hasn't occurred at the expense of values. The digital-first credit union not only offers savings on cards and other financial products to help members reach their goals, but it also invests back in the... read more »

O Bee Credit Union’s Unique Pub-Style Approach and Card Products Celebrate Its Brewery History

By: Jon McDonald, 7/26/2021

In a Nutshell: The Olympia Brewing Company was a leading employer in Washington state for decades, and was affectionately known as O Bee Co. When an employee started a credit union for its workers in the 1950s, he decided to memorialize that name. Today, O Bee Credit Union is open to everyone who lives or works in Washington, but the credit union hasn't forgotten its roots. Its pub-style branches and unique card designs connect members with local history and make O Bee Credit Union's... read more »

We Florida Financial: A Community Credit Union That Helps 45,000+ Members Save and Build Credit

By: Adam West, 7/22/2021

In a Nutshell: We Florida Financial takes a neighborly approach to member success while serving individuals and businesses in 46 Florida counties. The credit union offers card and loan products that emphasize credit-building and hosts financial education programs to teach members and communities money management skills. That’s why We Florida Financial is a good fit for financial services newcomers, those who may need some help, and even people who have recently arrived in the U.S. ... read more »

Day Air Credit Union Enhances Members’ Financial Well-Being While Giving Back to the Community

By: Matt Walker, 6/30/2021

In a Nutshell: Day Air Credit Union has been an important part of the Miami Valley and Greater Dayton, Ohio, region for more than 75 years. The credit union offers an array of financial products and services suited for people in all financial situations. It also provides robust financial literacy resources for members of all ages, and maintains a financial education program to help people recently released from incarceration reenter society. Day Air Credit Union also gives back to the... read more »

LSC Resources and Processing Services Help 2,500+ Credit Unions Succeed in a Dynamic Financial Marketplace

By: Adam West, 6/23/2021

In a Nutshell: Credit unions deliver unique value to members and communities, and LSC works behind the scenes to ensure they can continue their missions. LSC, a subsidiary of the Illinois Credit Union League, offers low-cost card processing services and a free card onboarding program to more than 2,500 credit unions across the U.S. Along with its consulting and fraud protection tools, LSC programs support resource-strapped small credit unions as they compete in a changing marketplace. ... read more »

The Polish & Slavic Federal Credit Union Helps Members Navigate the U.S. Financial System

By: Matt Walker, 4/20/2021

In a Nutshell: The Polish & Slavic Federal Credit Union offers a place where members can bank and procure other important financial products and services. The credit union understands the challenges that accompany those who arrive in a new country with no established credit history. The organization offers educational resources as well as a variety of products that help members establish and build credit in the U.S. PSFCU also engages in the community in a number of ways, including... read more »

Blue Federal Credit Union is Committed to Its Members via Quality Products and Giving Back

By: Matt Walker, 4/15/2021

In a Nutshell: Blue Federal Credit Union can trace its roots back to 1951 in Cheyenne, Wyoming. Over the years, the institution has expanded its footprint and membership while maintaining the competitive rates, personalized service, and community engagement that were among its founding principles. Today, Blue Federal Credit Union provides a full range of modern financial products and services, including credit-building products like its secured credit card. It also promotes financial... read more »

Freedom FCU Combines Enterprise Services with the Flexibility and Personal Touch of a Local Credit Union

By: Adam West, 4/7/2021

In a Nutshell: When financial institutions halted in-person services early on during the COVID-19 pandemic, Freedom Federal Credit Union increased its staff to ensure members knew their digital options. Freedom FCU also took that commitment a step further by rolling out a new online platform that seamlessly merged mobile and desktop experiences. The platform also powers a suite of credit cards that provide members and businesses with better deals. It's all part of a service standard... read more »

Coastal Credit Union’s Financial Products and Digital Tools Help Consumers Manage Their Spending

By: Adam West, 4/1/2021

In a Nutshell: Credit cards can be a financial boon or burden, depending on how consumers use them. That's why Coastal Credit Union provides members with a range of credit options and the educational resources they need to use them responsibly. The credit union offers the CardNav app, which allows users to manage and track their cards and spending in real time. Coastal Credit Union aims to offer more products and services that help consumers improve their financial situations, no... read more »

Idaho Central Credit Union Helps Members Achieve Success via Credit Products and Support

By: Matt Walker, 3/24/2021

In a Nutshell: Idaho Central Credit Union was created in 1940 to serve employees of other credit unions. But today its membership is open to people all across Idaho and some parts of Washington. The credit union’s mission is to help its members achieve financial success, and it does this in a variety of ways. ICCU’s suite of credit cards has something for everyone, from those just starting out to well-seasoned spenders who like to take advantage of rewards programs. The institution... read more »

Credit Union ONE Helps Members Build Credit While Contributing to the Good of the Community

By: Matt Walker, 3/3/2021

In a Nutshell: Credit unions hold a reputation for focusing on the needs of their members and serving the community, and Michigan’s Credit Union ONE does just that. The credit union has been serving Michigan for nearly 90 years and offers a full suite of modern banking products and services. It also offers a number of options for members who are looking to build their credit, including its Credit Builder Loan, a secured credit card, and a second chance checking account. Credit Union... read more »

First Alliance Credit Union: Building Credit, Embracing Tech, and Supporting the Community

By: Matt Walker, 2/23/2021

In a Nutshell: First Alliance Credit Union has been serving the southeast Minnesota region for nearly 90 years and maintains its original vision to deliver quality financial services and customer service. The institution offers an array of products and services, a number of which -- such as its credit builder loan -- are aimed at members establishing or rebuilding credit. And First Alliance is not averse to technology. In fact, it embraces it and is in the process of installing... read more »

Loyola Credit Union Delivers Quality Service and Competitive Financial Products to Members

By: Matt Walker, 2/10/2021

In a Nutshell: Credit unions in the U.S. have long been heralded for their focus on quality customer service. And thanks to technological advances, organizations like Loyola Credit Union are able to offer personalized service and competitive products and services similar to those offered by big banks. The credit union serves employees and families of Loyola University Chicago and the Loyola University Health System as well as students, interns, and residents. As with many other... read more »

CO-OP Financial Services Strengthens Credit Unions with a Nationwide Network and Advisory Services

By: Matt Walker, 2/2/2021

In a Nutshell: Credit unions in the U.S. have historically focused on relatively small membership pools compared to the large national banks. This gives credit unions an advantage in that they can provide attentive customer service. And because they are nonprofit, member-owned organizations, they can often provide competitive rates. But they don’t have to operate in a vacuum. CO-OP Financial Services serves credit unions to help them improve in a variety of ways, from growing their... read more »

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