The Ultimate Guide to Credit Cards
Thursday, May 22, 2025
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The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Finance In the News
Bank of America Enhances Credit Card Rewards

Bank of America Enhances Credit Card Rewards

Bank of America is ramping up the rewards offerings on two of its consumer credit cards to provide more value to people...

Andrew Allen Andrew Allen 5/21/2025

Capital One Finalizes its Acquisition of Discover

Capital One Finalizes its Acquisition of Discover

Capital One closed its deal to acquire Discover on Sunday. The acquisition, first announced in February 2024, figures to...

Andrew Allen Andrew Allen 5/20/2025

PEYD Turns Heads at CardCon with Its Corporate Solutions

PEYD Turns Heads at CardCon with Its Corporate Solutions

Credit card industry movers and shakers descended on Florida earlier this month to attend CardCon 2025. One company that...

Andrew Allen Andrew Allen 5/20/2025

GM and Barclays Unveil a New Rewards Credit Card

GM and Barclays Unveil a New Rewards Credit Card

General Motors revealed the launch of a new credit card and a redesign of its GM Rewards loyalty program that enhances...

Andrew Allen Andrew Allen 5/20/2025

CardCon Panel Focuses on Combating Affiliate Fraud Risk

CardCon Panel Focuses on Combating Affiliate Fraud Risk

Credit card companies aren’t strangers to mitigating fraud. But they may not have much experience in ensuring an...

Andrew Allen Andrew Allen 5/19/2025

Finfluencers Share Tips for Success at CardCon 2025

Finfluencers Share Tips for Success at CardCon 2025

Financial influencers told a crowd of credit card journalists and marketers at CardCon 2025 that the key element to...

Andrew Allen Andrew Allen 5/16/2025

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Credit Card Advice
How Accrued Interest Works on Credit Cards

How Accrued Interest Works on Credit Cards

Definitions of accrued interest tend to be complicated – so much so that I’m dismayed because the concept is simple and...

Marcie Geffner Marcie Geffner 12/16/2024

What is an Introductory Offer on a Credit Card?

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area...

Marcie Geffner Marcie Geffner 11/27/2024

What You Need to Know About Hard Inquiries

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can decline after applying for a loan...

Erica Sandberg Erica Sandberg 11/21/2024

What is a Credit Report? How Issuers View Your Credit History

What is a Credit Report? How Issuers View Your Credit History

There are three major credit reporting agencies — sometimes called credit bureaus — in the United States. The role of...

Erica Sandberg Erica Sandberg 10/7/2024

What Does Subprime Credit Mean? How Issuers Evaluate Risk

What Does Subprime Credit Mean? How Issuers Evaluate Risk

Here’s a confession: I’ve never had subprime credit. Yet as a financial writer, I’m well familiar with credit issues and...

Marcie Geffner Marcie Geffner 10/1/2024

How Bad Credit Impacts Credit Card Approval and Interest Rates

How Bad Credit Impacts Credit Card Approval and Interest Rates

If you worry about having bad credit, you’re not alone. I have counseled many clients who were distressed about their...

Erica Sandberg Erica Sandberg 9/23/2024

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CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.