The Ultimate Guide to Credit Cards
Wednesday, February 19, 2025
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The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Finance In the News
Preventative Measures Help Merchants Mitigate Card Fraud

Preventative Measures Help Merchants Mitigate Card Fraud

In 2024, some 62 million Americans experienced credit or debt card fraud. And unauthorized purchases made with...

Andrew Allen Andrew Allen 2/18/2025

Opinion: A Rate Cap Could Do More Harm Than Good

Opinion: A Rate Cap Could Do More Harm Than Good

My husband is upset about the price of eggs. He eats them for breakfast almost every day and is very aware of the high...

Bobbi Rebell Bobbi Rebell 2/17/2025

Visa Planning to Offer A2A Payment Services in 2025

Visa Planning to Offer A2A Payment Services in 2025

Visa is preparing to offer account-to-account (A2A) payment services in 2025. The company plans to rollout its A2A...

Andrew Allen Andrew Allen 2/14/2025

Many Merchants Pass On Card Processing Fees to Customers

Many Merchants Pass On Card Processing Fees to Customers

Many small businesses are adding a surcharge fee to transactions in which customers pay with a credit card, according to...

Andrew Allen Andrew Allen 2/13/2025

No Buy 2025 Could Alter Credit Card Issuer Strategies

No Buy 2025 Could Alter Credit Card Issuer Strategies

A social media trend known as No Buy 2025 has made headlines for encouraging consumers to rein in their purchasing...

Andrew Allen Andrew Allen 2/12/2025

Citi Sticks by its Support of Hybrid Work Schedules

Citi Sticks by its Support of Hybrid Work Schedules

Citigroup will continue to follow a hybrid work schedule that allows employees to work from home two days per week...

Andrew Allen Andrew Allen 2/11/2025

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Credit Card Advice
How Accrued Interest Works on Credit Cards

How Accrued Interest Works on Credit Cards

Definitions of accrued interest tend to be complicated – so much so that I’m dismayed because the concept is simple and...

Marcie Geffner Marcie Geffner 12/16/2024

What is an Introductory Offer on a Credit Card?

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area...

Marcie Geffner Marcie Geffner 11/27/2024

What You Need to Know About Hard Inquiries

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can decline after applying for a loan...

Erica Sandberg Erica Sandberg 11/21/2024

What is a Credit Report? How Issuers View Your Credit History

What is a Credit Report? How Issuers View Your Credit History

There are three major credit reporting agencies — sometimes called credit bureaus — in the United States. The role of...

Erica Sandberg Erica Sandberg 10/7/2024

What Does Subprime Credit Mean? How Issuers Evaluate Risk

What Does Subprime Credit Mean? How Issuers Evaluate Risk

Here’s a confession: I’ve never had subprime credit. Yet as a financial writer, I’m well familiar with credit issues and...

Marcie Geffner Marcie Geffner 10/1/2024

How Bad Credit Impacts Credit Card Approval and Interest Rates

How Bad Credit Impacts Credit Card Approval and Interest Rates

If you worry about having bad credit, you’re not alone. I have counseled many clients who were distressed about their...

Erica Sandberg Erica Sandberg 9/23/2024

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CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.