The Ultimate Guide to Credit Cards
Tuesday, June 17, 2025
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The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Finance In the News
Amex Backs Coinbase in Launch of Crypto Credit Card

Amex Backs Coinbase in Launch of Crypto Credit Card

Coinbase is launching a brand-new card, on the American Express network, and it is letting users earn cryptocurrency...

Eric Bank Eric Bank 6/17/2025

How One Platform Uses AI to Personalize Credit Card Offers

How One Platform Uses AI to Personalize Credit Card Offers

Artificial intelligence is having its moment in finance, yet few are seeing its potential more than Kudos. The company...

Eric Bank Eric Bank 6/16/2025

25% of Shoppers Rotate Cards; Custom Offers Can Win Them

25% of Shoppers Rotate Cards; Custom Offers Can Win Them

A new study reveals that 1 out of 4 credit card users strategize when shopping, rotating cards to pay with the one that...

Andrew Allen Andrew Allen 6/16/2025

Citigroup’s Higher Provisions Hint at Credit Stress Ahead

Citigroup’s Higher Provisions Hint at Credit Stress Ahead

Citigroup is planning to increase the amount of money it sets aside to cover upcoming losses the company may experience...

Andrew Allen Andrew Allen 6/16/2025

PNC Unveils Mobile Card Solution for Micro Merchants

PNC Unveils Mobile Card Solution for Micro Merchants

PNC Bank has announced the launch of a new payments solution that empowers micro merchants to accept payments from...

Andrew Allen Andrew Allen 6/12/2025

April's 7% Revolving Credit Jump Points to Card Reliance

April's 7% Revolving Credit Jump Points to Card Reliance

Consumer revolving credit, which includes credit cards, grew at an annual rate of 7% in April — the highest rate...

Andrew Allen Andrew Allen 6/11/2025

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Credit Card Advice
How Accrued Interest Works on Credit Cards

How Accrued Interest Works on Credit Cards

Definitions of accrued interest tend to be complicated – so much so that I’m dismayed because the concept is simple and...

Marcie Geffner Marcie Geffner 12/16/2024

What is an Introductory Offer on a Credit Card?

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area...

Marcie Geffner Marcie Geffner 11/27/2024

What You Need to Know About Hard Inquiries

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can decline after applying for a loan...

Erica Sandberg Erica Sandberg 11/21/2024

What is a Credit Report? How Issuers View Your Credit History

What is a Credit Report? How Issuers View Your Credit History

There are three major credit reporting agencies — sometimes called credit bureaus — in the United States. The role of...

Erica Sandberg Erica Sandberg 10/7/2024

What Does Subprime Credit Mean? How Issuers Evaluate Risk

What Does Subprime Credit Mean? How Issuers Evaluate Risk

Here’s a confession: I’ve never had subprime credit. Yet as a financial writer, I’m well familiar with credit issues and...

Marcie Geffner Marcie Geffner 10/1/2024

How Bad Credit Impacts Credit Card Approval and Interest Rates

How Bad Credit Impacts Credit Card Approval and Interest Rates

If you worry about having bad credit, you’re not alone. I have counseled many clients who were distressed about their...

Erica Sandberg Erica Sandberg 9/23/2024

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CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.