The Ultimate Guide to Credit Cards
Friday, March 28, 2025
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The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Finance In the News
U.S. Bank’s New Card Offers a Unique 24-Month 0% Intro APR

U.S. Bank’s New Card Offers a Unique 24-Month 0% Intro APR

Credit card debt is on the rise in the U.S. as consumers rack up balances they can’t — or choose not to — pay off each...

Andrew Allen Andrew Allen 3/27/2025

Credit Card Habits Remain Unchanged Over Time

Credit Card Habits Remain Unchanged Over Time

Obtaining a credit card for the first time can be a landmark moment in one’s financial life. You may have had to...

Andrew Allen Andrew Allen 3/27/2025

Chase, United Cards Add New Perks, Raise Annual Fees

Chase, United Cards Add New Perks, Raise Annual Fees

United Airlines announced on Monday that it is revamping its lineup of United Airlines co-branded Chase credit cards and...

Adam West Adam West 3/26/2025

Waste Reduction Efforts May be Impacting D.C. Card Spend

Waste Reduction Efforts May be Impacting D.C. Card Spend

Elon Musk and the Department of Government Efficiency (DOGE) have been busy over the past two months in the Trump...

Andrew Allen Andrew Allen 3/25/2025

Opinion: Why Seniors Struggle to Retire Credit Card Debt

Opinion: Why Seniors Struggle to Retire Credit Card Debt

I love a good retirement ad. They usually feature Adirondack chairs, a sunset, and of course, adorable grandchildren...

Bobbi Rebell Bobbi Rebell 3/24/2025

Visa’s Partnership with X Attracts Senate Attention

Visa’s Partnership with X Attracts Senate Attention

Elon Musk has been in the news quite a bit in 2025. His role in President Donald Trump’s administration has made waves...

Andrew Allen Andrew Allen 3/20/2025

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Credit Card Advice
How Accrued Interest Works on Credit Cards

How Accrued Interest Works on Credit Cards

Definitions of accrued interest tend to be complicated – so much so that I’m dismayed because the concept is simple and...

Marcie Geffner Marcie Geffner 12/16/2024

What is an Introductory Offer on a Credit Card?

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area...

Marcie Geffner Marcie Geffner 11/27/2024

What You Need to Know About Hard Inquiries

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can decline after applying for a loan...

Erica Sandberg Erica Sandberg 11/21/2024

What is a Credit Report? How Issuers View Your Credit History

What is a Credit Report? How Issuers View Your Credit History

There are three major credit reporting agencies — sometimes called credit bureaus — in the United States. The role of...

Erica Sandberg Erica Sandberg 10/7/2024

What Does Subprime Credit Mean? How Issuers Evaluate Risk

What Does Subprime Credit Mean? How Issuers Evaluate Risk

Here’s a confession: I’ve never had subprime credit. Yet as a financial writer, I’m well familiar with credit issues and...

Marcie Geffner Marcie Geffner 10/1/2024

How Bad Credit Impacts Credit Card Approval and Interest Rates

How Bad Credit Impacts Credit Card Approval and Interest Rates

If you worry about having bad credit, you’re not alone. I have counseled many clients who were distressed about their...

Erica Sandberg Erica Sandberg 9/23/2024

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About Us
Press Room

Press Room

CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.