The Ultimate Guide to Credit Cards
Friday, July 18, 2025
Home Background

The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Finance In the News
Opinion: AI Can’t Console an Upset Borrower

Opinion: AI Can’t Console an Upset Borrower

The financial service industry is embracing artificial intelligence (AI) tools such as generative chatbots and...

Bobbi Rebell Bobbi Rebell 7/17/2025

Visa Commits to Powering Card Payments for Community Banks

Visa Commits to Powering Card Payments for Community Banks

Visa and Independent Community Bankers of America (ICBA) subsidiary ICBA Payments are renewing their relationship, which...

Andrew Allen Andrew Allen 7/17/2025

Mastercard Enhances Experience-Driven Benefits

Mastercard Enhances Experience-Driven Benefits

Mastercard has announced a new suite of enhanced benefits, which the company has branded The Mastercard Collection, and...

Andrew Allen Andrew Allen 7/17/2025

Zelle's Expansion Puts Credit Card Issuers on Alert

Zelle's Expansion Puts Credit Card Issuers on Alert

Digital payments network Zelle added 178 new financial institutions to its partner list during Q4 2024 and Q1 2025, the...

Andrew Allen Andrew Allen 7/17/2025

Court Tosses Case Alleging Apple-Card Network Deal

Court Tosses Case Alleging Apple-Card Network Deal

A judge has dismissed a lawsuit alleging that Apple accepted money from Mastercard and Visa in return for not moving to...

Andrew Allen Andrew Allen 7/16/2025

Wells Fargo is Cutting Ties With Bilt Amid Profitability Concerns

Wells Fargo is Cutting Ties With Bilt Amid Profitability Concerns

Wells Fargo is ending its partnership with Bilt ahead of schedule, as profits failed to materialize from the companies’...

Andrew Allen Andrew Allen 7/15/2025

See All Finance In the News »
Credit Card Advice
How Accrued Interest Works on Credit Cards

How Accrued Interest Works on Credit Cards

Definitions of accrued interest tend to be complicated – so much so that I’m dismayed because the concept is simple and...

Marcie Geffner Marcie Geffner 12/16/2024

What is an Introductory Offer on a Credit Card?

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area...

Marcie Geffner Marcie Geffner 11/27/2024

What You Need to Know About Hard Inquiries

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can decline after applying for a loan...

Erica Sandberg Erica Sandberg 11/21/2024

What is a Credit Report? How Issuers View Your Credit History

What is a Credit Report? How Issuers View Your Credit History

There are three major credit reporting agencies — sometimes called credit bureaus — in the United States. The role of...

Erica Sandberg Erica Sandberg 10/7/2024

What Does Subprime Credit Mean? How Issuers Evaluate Risk

What Does Subprime Credit Mean? How Issuers Evaluate Risk

Here’s a confession: I’ve never had subprime credit. Yet as a financial writer, I’m well familiar with credit issues and...

Marcie Geffner Marcie Geffner 10/1/2024

How Bad Credit Impacts Credit Card Approval and Interest Rates

How Bad Credit Impacts Credit Card Approval and Interest Rates

If you worry about having bad credit, you’re not alone. I have counseled many clients who were distressed about their...

Erica Sandberg Erica Sandberg 9/23/2024

See All Credit Card Advice »
About Us
Press Room

Press Room

CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.