The Ultimate Guide to Credit Cards
Friday, January 17, 2025
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The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Credit Card Advice
How Accrued Interest Works on Credit Cards

How Accrued Interest Works on Credit Cards

Definitions of accrued interest tend to be complicated – so much so that I’m dismayed because the concept is simple and...

Marcie Geffner Marcie Geffner 12/16/2024

What is an Introductory Offer on a Credit Card?

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area...

Marcie Geffner Marcie Geffner 11/27/2024

What You Need to Know About Hard Inquiries

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can decline after applying for a loan...

Erica Sandberg Erica Sandberg 11/21/2024

What is a Credit Report? How Issuers View Your Credit History

What is a Credit Report? How Issuers View Your Credit History

There are three major credit reporting agencies — sometimes called credit bureaus — in the United States. The role of...

Erica Sandberg Erica Sandberg 10/7/2024

What Does Subprime Credit Mean? How Issuers Evaluate Risk

What Does Subprime Credit Mean? How Issuers Evaluate Risk

Here’s a confession: I’ve never had subprime credit. Yet as a financial writer, I’m well familiar with credit issues and...

Marcie Geffner Marcie Geffner 10/1/2024

How Bad Credit Impacts Credit Card Approval and Interest Rates

How Bad Credit Impacts Credit Card Approval and Interest Rates

If you worry about having bad credit, you’re not alone. I have counseled many clients who were distressed about their...

Erica Sandberg Erica Sandberg 9/23/2024

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Finance In the News
How Taxpayers Subsidize Climate Change Inaction

How Taxpayers Subsidize Climate Change Inaction

Every law has unintended consequences, and new research from the Institute for Policy Studies demonstrates the laws...

Mike Senecal Mike Senecal 1/13/2025

New Research Explores Gen Z's Credit Competency

New Research Explores Gen Z's Credit Competency

As more members of the Gen Z cohort, born between 1997 and 2012, strive to make their way in the world, financial...

Mike Senecal Mike Senecal 12/19/2024

Pending State Legislation Threatens Digital Payments

Pending State Legislation Threatens Digital Payments

Merchant-acquiring banks pay interchange fees to credit card issuers to fund payment network operations and innovations...

Mike Senecal Mike Senecal 12/18/2024

Proactive Expense and Fuel Risk Management for Fleets

Proactive Expense and Fuel Risk Management for Fleets

Fleet logistics optimization often takes a back seat to the constant pressures of competition. The result is that many...

Mike Senecal Mike Senecal 12/18/2024

Fuel Cards Allow SMBs to Save Cash and Keep on Trucking

Fuel Cards Allow SMBs to Save Cash and Keep on Trucking

Businesses must manage their expenditures to keep their operating costs in check and maximize profits. TransConnect...

Andrew Allen Andrew Allen 12/17/2024

Fleet Cards Put Businesses on the Road to Savings

Fleet Cards Put Businesses on the Road to Savings

Cutting costs is always on a business’s to-do list, and fuel is a significant expense for companies that manage fleets...

Andrew Allen Andrew Allen 12/16/2024

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CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.