The Ultimate Guide to Credit Cards
Thursday, November 14, 2019

Capital One® Spark® Cash for Business

► Terms, Details & Application

Capital One® Spark® Cash for Business Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
18.74% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #11 out of 59)
★★★★★
4.8
Business
(Ranked #3 out of 10)
★★★★★
4.8
Cash Back
(Ranked #6 out of 24)
★★★★★
4.7
Excellent Credit
(Ranked #17 out of 22)
★★★★★
4.7
Gas Rebate
(Ranked #7 out of 19)
★★★★★
4.7
Good Credit
(Ranked #14 out of 22)
★★★★★
4.7
Points & Gifts
(Ranked #9 out of 11)
★★★★★
4.7
Toby Sembower