The Ultimate Guide to Credit Cards
Monday, August 2, 2021

Capital One Spark Cash for Business

► Terms, Details & Application

Advertiser Disclosure
Capital One Spark Cash for Business Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0
  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Purchase above your credit limit with no hassle and no over-limit fees
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
20.99% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #18 out of 130)
★★★★★
4.7
Business
(Ranked #1 out of 23)
★★★★★
4.7
Cash Back
(Ranked #6 out of 36)
★★★★★
4.7
Excellent Credit
(Ranked #15 out of 60)
★★★★★
4.7
Gas Rebate
(Ranked #11 out of 25)
★★★★★
4.7
Good Credit
(Ranked #13 out of 59)
★★★★★
4.7
Points & Gifts
(Ranked #4 out of 37)
★★★★★
4.7

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