The Ultimate Guide to Credit Cards
Monday, July 6, 2026

Danielle Spurlin

Finance Manager
Danielle Spurlin

About The Author

With more than 10 years of accounting experience, Danielle has a bachelor's degree from the University of Florida's Fisher School of Accounting and currently manages all accounts receivable and payable for CardRates and its sister brands. She works with credit card issuers and advertising partners to ensure our content meets compliance and regulatory standards.

Latest Posts

Worked On 39 Articles To Date
My Honest Review of the Capital One Quicksilver Student Cash Rewards Credit Card

Capital One Quicksilver Student Cash Rewards Credit Card Review

By: Jon McDonald 3/28/2026

When I was 18, I didn’t know much about credit. I applied for my first credit card outside of a... Read More »

5 Best Cash Back Prepaid Debit Cards

5 Best Prepaid Cards With Cash Back

By: Eric Bank 12/11/2023

Move over, cash back credit cards! Make room for prepaid debit cards with cash back rewards. Prepaid... Read More »

7 Best Student Rewards Credit Cards (2026)

7 Best Student Rewards Credit Cards

By: Ray Prince 11/30/2023

Whether you are a freshman in college or pursuing your master’s, the right student credit card can reward... Read More »

13 Best Credit Cards For Truck Drivers (June 2026)

13 Best Credit Cards For Truck Drivers

By: Ray Prince 11/16/2023

For truck drivers, road trip spending quickly adds up at places such as fuel stops and diners. Plus, with... Read More »

8 Best Debit Cards With No ATM Fees (2026)

8 Best Debit Cards With No ATM Fees

By: Bob Haegele 11/9/2023

Banks typically charge you a fee when you withdraw funds from an ATM that is not in your bank’s network... Read More »

37% of Cardholders Have Recently Fallen Behind on Credit Card Payments, Survey Finds

Cardholders are Falling Behind on Payments

By: Marcie Geffner 11/1/2023

Making your credit card payment on time every month is one of the best things you can do to protect or... Read More »

7 Best $200 Signup Bonus Credit Cards (2026)

7 Best Cards With $200+ Signup Bonuses

By: Ashley Fricker 6/20/2023

A signup bonus, also called a welcome bonus, is a marketing tactic credit card issuers use to attract new... Read More »

5 Secured Credit Cards With Cash Back Bonus (2026)

5 Secured Credit Cards With Cash Back

By: Ashley Fricker 4/24/2023

More and more credit cards designed for people with limited or bad credit are beginning to offer rewards... Read More »

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