Explore how the right credit card can ease your European travel expenses and help you earn rewards while enjoying local cuisine and attractions.
Writer: Brittney Mayer
Brittney Mayer, Credit Analyst
Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of research experience to crafting in-depth consumer guides designed to help CardRates readers make better, more informed financial decisions.
Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.
Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.
Europe’s rich history, vibrant culture, and mouth-watering cuisine draw millions of vacationers every year. Many Americans are excited to cross the Atlantic and immerse themselves in everything the continent has to offer.
Even though a domestic vacation can easily set you back hundreds of dollars, a transcontinental adventure might come with a four-digit price tag. The good news is there are ways to keep your trip within budget.
Picking the right credit card can help you avoid fees and earn valuable rewards on your European getaway. This smart choice not only keeps more cash in your pocket but also enhances your travel experience.
Best “No Foreign Transaction Fee” Cards to Use in Europe
One of the most important fees to watch out for while traveling abroad are foreign transaction fees. Many credit cards charge foreign transaction fees on purchases made in a foreign currency to offset the cost of exchanging the currency from US dollars to the purchase currency.
That being said, there are a good number of credit cards that charge no foreign transaction fees, including many of the most popular travel rewards cards, and you can earn rewards regardless of the currency in which you make purchases.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
The miles earned with your Capital One Venture Rewards Credit Card can be redeemed for statement credit to cover a range of travel-related purchases made with your card, a category that includes most transportation from airlines to railways, hotel stays, travel agencies, and even timeshares. Miles can also be transferred to a qualifying frequent flyer program.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APR19.99% - 28.24% Variable
Annual Fee$95
Credit NeededGood/Excellent
Additional Disclosure: Non-Monetized. The information related to Chase Sapphire Preferred® Card was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
The Chase Sapphire Preferred® Card earns the popular Ultimate Rewards® points, which are lauded for their redemption flexibility and high per-point potential value. Earn 2X points per dollar on travel and dining, one point on everything else, and pay no foreign transaction fees for any of it.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
The Capital One Quicksilver Cash Rewards Credit Card is a straightforward unlimited cash back card that offers 1.5% cash back on every purchase, regardless of its category. With no foreign transaction fees, the Capital One Quicksilver Cash Rewards Credit Card can be good for your vacation expenses that don’t fall into bonus categories.
Best “Chip & PIN” Card to Use in Europe
Although EMV-chip credit cards have become the standard in most of the world, the chip cards in the UK and US vary in one key way: how they’re authenticated. In the US, we use a signature to authorize purchases (though even that’s being phased out).
In Europe, most credit card transactions need a four-digit PIN, much like US debit cards. While your US EMV card should work with many European merchants, some unattended kiosks, such as ticket machines and parking garages, usually require a chip-and-PIN card.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Intro (Purchases)0% Intro APR for 15 billing cycles for purchases
Intro (Transfers)0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 5%)
Regular APR17.49% - 27.49% Variable APR on purchases and balance transfers
Annual Fee$0
Credit NeededExcellent/Good
Additional Disclosure: Bank of America is a CardRates advertiser.
The chip-and-PIN enabled Bank of America® Travel Rewards Credit Card earns an unlimited 1.5X points per dollar spent on all purchases, with no foreign transaction fees. Points can be redeemed for a huge range of travel-related purchases, including the basics, such as flights and hotels, as well as things like select tourist attractions.
Best “Travel Rewards” Cards to Use in Europe
If you’re willing to be flexible with your travel dates, you might uncover some great deals. Still, it’s clear that travel expenses will likely be the biggest part of your European adventure budget.
The beauty of having a solid travel rewards credit card is that you can start collecting points or miles for your vacation even before you book it. This might just help cover your transportation or accommodation costs through smart redemptions. Plus, you’ll earn extra points for your taxi rides and rail tickets as you explore.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get more than $2,700 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
Member FDIC
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APR20.24% - 28.74% Variable
Annual Fee$795
Credit NeededGood/Excellent
Additional Disclosure: Non-Monetized. The information related to Chase Sapphire Reserve® was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
The Chase Sapphire Reserve® is by and large one of the most popular travel cards on the market. Not only does it earn 3X Chase Ultimate Rewards® points on travel purchases, it also offers airport lounge access, an annual travel credit, trip cancellation/delay insurance, and a host of other potentially valuable travel perks.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APR19.99% - 28.24% Variable
Annual Fee$95
Credit NeededGood/Excellent
Additional Disclosure: Non-Monetized. The information related to Chase Sapphire Preferred® Card was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
While the Chase Sapphire Preferred® Card has a much lower annual fee than its big sibling, it also earns fewer points, only offering 2X Ultimate Rewards® points per dollar on travel. It also doesn’t come with the travel credit or lounge access, though it does share the trip cancellation and lost baggage insurance.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
The Capital One Venture Rewards Credit Card offers unlimited 2X miles per dollar spent on travel-related purchases, and miles won’t expire for the life of the account. There’s no limit to how many you can earn.
Best “Dining Rewards” Cards to Use in Europe
Food is a major expense, especially during a European vacation when a kitchen isn’t available in your hotel room. This means your food costs can quickly climb.
Of course, with many of Europe’s favorite tourist spots also being renowned for their delicious food, most of us wouldn’t opt for cooking even if we had a kitchen. The good news is you can savor Europe’s flavors and earn rewards with these dining rewards credit cards.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Get more than $2,700 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
Member FDIC
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APR20.24% - 28.74% Variable
Annual Fee$795
Credit NeededGood/Excellent
Additional Disclosure: Non-Monetized. The information related to Chase Sapphire Reserve® was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
The Chase Sapphire Reserve® offers 3X Ultimate Rewards® points for qualifying dining purchases, a broad category that includes sit-down, fast food, and fine dining establishments. And since the card charges no foreign transaction fees, you can swipe without worry regardless of the currency.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APR19.99% - 28.24% Variable
Annual Fee$95
Credit NeededGood/Excellent
Additional Disclosure: Non-Monetized. The information related to Chase Sapphire Preferred® Card was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
The Chase Sapphire Preferred® Card offers many of the same perks as its big sibling, including no foreign transaction fees, but at a fraction of the cost with only a $95 annual fee. That lower fee may mean fewer rewards, however, as you’ll only earn 2X Ultimate Rewards® points per dollar on dining.
The Uber Visa Card not only offers 4% cash back on dining purchases, including restaurants and bars, but it also has a lot going for it in terms of utility abroad thanks to its Visa network and no foreign transaction fees.
Earn 4% cash back on dining purchases, including restaurants, takeout, bars, and UberEATS
Earn 3% cash back on hotel & airfare, 2% for online purchases
Earn 1% cash back on all other purchases
If you’re not carrying a better travel card, the Uber Visa Card can also be a good choice for certain travel purchases, offering 3% cash back on hotels and airfare, including vacation home rentals.
Best “Entertainment Rewards” Cards to Use in Europe
While there’s certainly plenty to see and do in Europe without spending on entertainment, chances are you’ll want to check out at least one museum, theater performance, or sporting event during your trip.
The cards in this category all offer bonus rewards for entertainment purchases, which can help you find a little more room in the budget for adding some extra culture — or just having a little more fun.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
For a limited time, earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
$0 annual fee and no foreign transaction fees
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
This card is a great option for entertainment purchases, offering 3% cash back on everything from concerts and sporting events to museums and zoos. If purchased through Capital One Entertainment, those purchases earn 8% cash back. Plus, cardholders can also earn 3% cash back on dining and at grocery stores.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
Additional Disclosure: Citi is a CardRates advertiser.
If you’re looking to earn points for travel that are transferable to your favorite airline loyalty program, the Citi Strata Premier® Card might be your perfect pick. It offers solid rewards points per dollar in multiple spending categories so users with broad purchase needs will reap the most benefit.
On top of bonus rewards in multiple categories, this card also offers a generous signup bonus that can be redeemed for some serious travel rewards. With no foreign transaction fees and an annual hotel savings benefit, this is a fantastic card option for those traveling overseas.
The Marvel Mastercard® also pairs dining and entertainment, offering 3% cash back for both categories. While you’ll be stuck paying a 3% foreign transaction fee, if you can pre-purchase your tickets in US currency, you can score a decent return.
Earn 3% cash back on dining, select entertainment, and eligible Marvel merchandise purchases
Earn unlimited 1% cash back on all other purchases
Pay no annual fee
Unlike the Citi cards above, the Marvel card’s entertainment category excludes museums, art galleries, and sporting events from its bonus rewards. However, it does include movie theaters, theatrical and concert promoters, and amusement parks (including zoos and aquariums).
Best “Business” Cards to Use in Europe
Despite the focus on vacationers, of course, not everyone on their way to Europe is taking the trip for the sightseeing; business travelers spend billions of euros a year in European markets as they go about their, well, business.
On the plus side, while the business credit card market isn’t quite as flooded as the consumer market, there are still a number of great options for not only saving on your purchases in Europe, but on all of your qualifying business expenses.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APR20.24% - 26.24% Variable
Annual Fee$95
Credit NeededGood/Excellent
Additional Disclosure: Non-Monetized. The information related to Ink Business Preferred® Credit Card was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
The Ink Business Preferred® Credit Card has a ton of features that make it a great pick for your European purchases, including no foreign transaction fees, 3X rewards points on the first $150,000 in bonus category purchases that includes travel, and a 25% redemption bonus for travel redeemed through the Chase portal.
15. Capital One Spark Cash for Business
This card is currently not available.
Business Rating
★★★★★
N/A
OVERALL RATING
N/A
Intro (Purchases)N/A
Intro (Transfers)N/A
Regular APRN/A
Annual FeeN/A
Credit NeededN/A
Additional Disclosure: Information for this card not reviewed by or provided by Capital One.
With the Capital One Spark Cash for Business, you’ll earn unlimited 2% cash back on every purchase, regardless of currency, with no foreign transaction fees. Plus, you can obtain rewards-earning employee cards at no additional cost, making it easy to track expenses while your employees conduct business abroad.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
0% introductory APR for 12 months on purchases
Member FDIC
Intro (Purchases)0% Intro APR on Purchases 12 months
Intro (Transfers)N/A
Regular APR17.49% - 25.49% Variable
Annual Fee$0
Credit NeededGood/Excellent
Additional Disclosure: Non-Monetized. The information related to Ink Business Cash® Credit Card was collected by CardRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. CardRates does not receive commission for this product.
The Ink Business Cash® Credit Card is good for saving on business essentials no matter where you are thanks to no foreign transactions fees and rewards that include 5% cash back on up to $25,000 in office supply purchases and internet, cable, and phone services each year. Plus, earn 2% cash back on the first $25,000 in annual dining and gas purchases.
Shop Like a Local with the Right Card
If you’re captivated by Europe’s stunning castles, delicious French cheese, or simply the draw of its rich history, then a European vacation might justify the often hefty price tag.
You can truly enhance your trip’s value with some clever spending. For example, ensuring your main card doesn’t charge foreign transaction fees can save you 2% to 4% on every purchase you make in Europe.
With a reliable chip-and-PIN card, you can blend in and shop just like a local. It spares you from those awkward moments of searching for a pen for your US chip-and-signature card—or even worse, missing a train because your card doesn’t work at the kiosk.
No matter which cards you decide to take with you on your trip, however, be sure you contact your credit card issuers before you leave to let them know you’ll be making purchases in another country. Without advanced notification, your card issuer may consider foreign purchases to be a sign of fraud and put a hold on your card — which can put a crimp in your vacation agenda.
Advertiser Disclosure
CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.
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