5 Capital One No Hassle Rewards® Card Questions (Answers & Reviews)

It just figures. You’ve been a good little shopper, using your rewards credit card diligently to rack up the points, and it’s finally time to redeem them for that trip of your dreams — when you hit a blackout date. Trip canceled.

Rewards may be one the of the best reasons to use your credit card these days, but most companies don’t make it easy to reap those rewards. Those rewards don’t seem very rewarding if you feel like they are nearly impossible to redeem, or if you’re planning trips around blackout dates rather than dates that are actually best for you and your family. Those who are tired of the blackout grind have turned to Capital One No Hassle Rewards® cards.

The name “No Hassle” is more than just hype for Capital One, which allows users to redeem points, miles, and cash back rewards at any time, without facing redemption restrictions. Get answers to our top seven Capital One No Hassle Rewards® card questions below.

Where to Apply | Top Cards | Rewards Catalog | Cash Back | Check Status

The most convenient — and informative — method for getting to the application is to use the links on any of our Capital One credit card reviews, where you can compare cards, pick your favorite, and go straight to the application.

You can also apply at your local Capital One branch, through the Capital One website, or by calling this number to speak with a representative:

1-800-695-5500

The application process requires you to answer basic questions about your identity, income, and employment. Applications can be approved in as little as 60 seconds for well-qualified applicants. If your application needs to be reviewed, it may take up to a week before you get notice one way or the other.

When it comes to Capital One cards, the reviews indicate there really isn’t a bad option in the bunch. That being said, we know not all cards can be the best cards, so here are our experts’ top five Capital One rewards cards:

1. Capital One Venture Rewards Credit Card

EXPERT'S RATING

★★★★★

4.9

Capital One Venture Rewards Credit Card

4.9/5.0

About this rating

Our in-house credit card experts rate Capital One® cards based on:

• Reward rates and redemptions
• Regular and promotional APRs
• Signup bonuses
• Annual and other fees
• Travel insurance and credits

We also consider other cardholder needs and data points specific to the category. We then compare it to similar card offers and evaluate the terms before assigning a numerical value, in which 5.0 represents the best. Ratings are updated as issuer changes occur, and issuers have no influence on our ratings.

See Our Review»

Ashley Fricker Senior Editor

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OVERALL RATING

4.8/5.0

Capital One Venture Rewards Credit Card

4.8/5.0

About this rating

Our in-house credit card experts rate Capital One® cards based on:

• Reward rates and redemptions
• Regular and promotional APRs
• Signup bonuses
• Annual and other fees
• Travel insurance and credits

We also consider other cardholder needs and data points specific to the category. We then compare it to similar card offers and evaluate the terms before assigning a numerical value, in which 5.0 represents the best. Ratings are updated as issuer changes occur, and issuers have no influence on our ratings.

See Our Review»

Ashley Fricker Senior Editor

Close

Our Review »

• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $120 credit for Global Entry or TSA PreCheck®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
N/A	N/A	19.99% - 29.49% (Variable)	$95	Excellent, Good

2. Capital One VentureOne Rewards Credit Card

EXPERT'S RATING

★★★★★

4.9

Capital One VentureOne Rewards Credit Card

4.9/5.0

About this rating

Our in-house credit card experts rate Capital One® cards based on:

• Reward rates and redemptions
• Regular and promotional APRs
• Signup bonuses
• Annual and other fees
• Travel insurance and credits

We also consider other cardholder needs and data points specific to the category. We then compare it to similar card offers and evaluate the terms before assigning a numerical value, in which 5.0 represents the best. Ratings are updated as issuer changes occur, and issuers have no influence on our ratings.

See Our Review»

Ashley Fricker Senior Editor

Close

OVERALL RATING

4.9/5.0

Capital One VentureOne Rewards Credit Card

4.9/5.0

About this rating

Our in-house credit card experts rate Capital One® cards based on:

• Reward rates and redemptions
• Regular and promotional APRs
• Signup bonuses
• Annual and other fees
• Travel insurance and credits

We also consider other cardholder needs and data points specific to the category. We then compare it to similar card offers and evaluate the terms before assigning a numerical value, in which 5.0 represents the best. Ratings are updated as issuer changes occur, and issuers have no influence on our ratings.

See Our Review»

Ashley Fricker Senior Editor

Close

Our Review »

• $0 annual fee and no foreign transaction fees
• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• Earn unlimited 1.25X miles on every purchase, every day
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
0% for 15 months	0% for 15 months	19.49% - 29.49% (Variable)	$0	Excellent, Good

4. Capital One Quicksilver Cash Rewards Credit Card

EXPERT'S RATING

★★★★★

4.9

Capital One Quicksilver Cash Rewards Credit Card

4.9/5.0

About this rating

Our in-house credit card experts rate Capital One® cards based on:

• Reward rates and redemptions
• Regular and promotional APRs
• Signup bonuses
• Annual and other fees
• Travel insurance and credits

We also consider other cardholder needs and data points specific to the category. We then compare it to similar card offers and evaluate the terms before assigning a numerical value, in which 5.0 represents the best. Ratings are updated as issuer changes occur, and issuers have no influence on our ratings.

See Our Review»

Ashley Fricker Senior Editor

Close

OVERALL RATING

4.9/5.0

Capital One Quicksilver Cash Rewards Credit Card

4.9/5.0

About this rating

Our in-house credit card experts rate Capital One® cards based on:

• Reward rates and redemptions
• Regular and promotional APRs
• Signup bonuses
• Annual and other fees
• Travel insurance and credits

We also consider other cardholder needs and data points specific to the category. We then compare it to similar card offers and evaluate the terms before assigning a numerical value, in which 5.0 represents the best. Ratings are updated as issuer changes occur, and issuers have no influence on our ratings.

See Our Review»

Ashley Fricker Senior Editor

Close

Our Review »

• Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase, every day
• $0 annual fee and no foreign transaction fees
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
• No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
• 0% intro APR on purchases and balance transfers for 15 months; 19.49% - 29.49% variable APR after that; balance transfer fee applies

• See application, terms and details.

See Rates & Fees

Intro (Purchases)	Intro (Transfers)	Regular APR	Annual Fee	Credit Needed
0% for 15 months	0% for 15 months	19.49% - 29.49% (Variable)	$0	Excellent, Good

+See More Capital One Credit Card Offers

Capital One takes its No Hassle policy seriously, making it simple to redeem your rewards at any time. Redemption can be done through the website by logging into your Capital One account. You can also cash in your rewards through the Capital One mobile application.

However you access your account, redemption will occur through the rewards catalog, where you can see the variety of redemption options. Your Capital One rewards, including miles, can be redeemed for flights, hotels, or even gift cards.

For a miles card, you’ll likely see an equivalent value of around $0.01 per mile redeemed — so your 40,000 miles will net you $400 in travel. Your cash back value will vary based on your card offer, but averages around 1.5% of your purchases.

You can actually get cash back from your Capital One rewards cards in two ways. The first is to get a dedicated cash back card, such as the Capital One Quicksilver Cash Rewards Credit Card.

If you have a Capital One miles card, but can’t use up all the miles you’ve accrued, you can get cash back from your rewards, too. Miles earned with your rewards card can be redeemed for a cash and gift cards at any time.

All the rewards in the world won’t do you any good if you don’t know you have them. Thankfully, checking the status of your Capital One rewards is as easy as signing into your account dashboard, either through the website or mobile application.

From your account dashboard, you can check on your rewards or redeem your points and miles, at any time. The “No Hassle” in Capital One No Hassle Rewards, means you can get the rewards you want, when you want, without fear of blackout dates or other redemption restrictions.