Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.
Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.
Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.
Disclosure: When you apply through links on our site, we may earn a referral fee from our partners. For more, see our ad disclosure and review policy.
For many of us, credit cards are utilitarian products — a means to an end — but there’s a lot to be said about aesthetic appeal. Have you ever considered what kinds of options are out there for cute credit cards?
Between gas, lunch, and that mid-afternoon pick-me-up, chances are good you pull out your trusty credit card several times a day to make a purchase. But despite the fact that many of us look at our credit cards on a daily basis, the sad fact is that most of those little plastic cards are downright boring to behold.
Most — but not all.
Some credit card issuers offer cards that come with a wide range of graphic and color options, customizable image uploads, or fashionable designs that make a real statement.
As one of the youngest of the major credit card issuers, it makes sense that Capital One might be a little more fashion-forward than some of its centenarian counterparts. Moreover, Capital One puts the design power in your hands, allowing cardholders to customize their graphics through the Capital One Image Card design studio.
Not only can users select from a large catalog of available graphics, but they can also upload their own images for a completely personalized card. And if you want a fashionable credit card that feels more substantial, the bank’s popular travel option, the Capital One Venture Rewards Credit Card, is available to new cardholders in a sleek metal finish that is sure to raise a few eyebrows.
Our experts rate Capital One® cards based on rewards, APRs, signup bonuses, and fees, with a focus on features like cash back categories and ongoing benefits. We also consider travel perks, such as insurance and credits, to ensure the best value. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Our experts rate Capital One® cards based on rewards, APRs, signup bonuses, and fees, with a focus on features like cash back categories and ongoing benefits. We also consider travel perks, such as insurance and credits, to ensure the best value. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
Our experts rate Capital One® cards based on rewards, APRs, signup bonuses, and fees, with a focus on features like cash back categories and ongoing benefits. We also consider travel perks, such as insurance and credits, to ensure the best value. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Customizing your Capital One credit card is remarkably easy, and the entire process can be completed online through your Capital One account. Simply sign into your online account and select “Change Image On Card” from the drop-down Services menu. You’ll be taken to the design studio where you can select a graphic from the available options or upload your own image.
Once you’ve finished your edits to make the image just right, Capital One will review your design to ensure it doesn’t violate any of its guidelines. As long as your submitted design doesn’t violate copyright or contain prohibited or controversial subject matter, Capital One will send it to the printers. You should receive your new, customized card in a matter of weeks.
Best Picks for Cute Discover Credit Cards
The pioneer of credit card cash back rewards, Discover has also long offered cardholders a variety of designs to customize their Discover rewards cards. Discover it® Cash Back cardholders can choose from a collection of 25 credit card designs that include things like a fun and retro mixtape and a relaxing tropical island.
If graphic designs aren’t your cup of tea, you can choose from a variety of textured solids with a classic finish inspired by brushed nickel. The color palette is broad, with names inspired by nature, including charcoal, copper, gold, garnet, quartz, ocean, spruce, raspberry, and plum.
Our experts rate Discover® cards based on reward rates, APRs, and fees, with an emphasis on cash back categories and rotating bonus rewards. We also consider features like 0% APR offers and other perks to ensure the best value. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount
Apply and you could get a decision in as little as 90 seconds. No annual fee.
Start shopping and earning rewards in minutes with your digital card, before your physical card arrives in the mail, if eligible.
Get a 0% intro APR for 15 months on purchases. Then 18.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
Our experts rate Discover® cards based on reward rates, APRs, and fees, with an emphasis on cash back categories and rotating bonus rewards. We also consider features like 0% APR offers and other perks to ensure the best value. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase
No annual fee
Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
0% intro APR for 15 months on purchases. Then 18.24% - 27.24% Standard Variable Purchase APR will apply.
Discover is accepted at 99% of places that take credit cards nationwide.
Our experts rate Discover® cards based on reward rates, APRs, and fees, with an emphasis on cash back categories and rotating bonus rewards. We also consider features like 0% APR offers and other perks to ensure the best value. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Get a 0% intro APR for 18 months on balance transfers. Then 18.24% to 27.24% Standard Variable APR applies, based on credit worthiness.
If you already have a Discover it® card and want to choose a new card design, you can do so easily online through your Discover account. Simply log into your account and head to the “Manage My Card” section. Here, you’ll be able to choose to order an additional card or to order a card to replace your current one — either of which is free — then you can pick your preferred card design. New cards should arrive in the mail within four to six business days.
Best Picks for Cute Chase Credit Cards
While most everyone loves an adorable family photo or cute-as-can-be puppy at play, sometimes you may want something a little more refined than Fido’s drool-covered face on your credit card. True to its reputation as an issuer of some of the top credit cards on the market, Chase doesn’t try to out-cute its credit card competitors; instead, the bank has two high-fashion cards that make a lasting impression.
In particular, the Chase Sapphire Reserve® and its sister card, the Chase Sapphire Preferred®, offer fashionable, classic styles in sophisticated metal finishes that look — and feel — both solid and luxurious. Although these cards won’t make you, “Awww!” at the cuteness, coming in at a hefty 13 grams, they may make you (and everyone else), “Oooh!” at the fantastic design.
Our experts rate Chase® cards based on their APRs, signup bonuses, and fees, with a focus on Ultimate Rewards® and travel perks like insurance, credits, and point transfer options. We also consider benefits like airport lounge access and rotating cash back categories. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
Get more than $2,700 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
Our experts rate Chase® cards based on their APRs, signup bonuses, and fees, with a focus on Ultimate Rewards® and travel perks like insurance, credits, and point transfer options. We also consider benefits like airport lounge access and rotating cash back categories. Issuers have no influence on our ratings.
Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
As awesome as their metallic finishes are, however, the looks of these two fashionable Chase credit cards aren’t the only things premium about them. The more affordable of the two, the Chase Sapphire Preferred® card, is a popular travel option for mid-budget travelers who want to enjoy the flexibility of Ultimate Rewardspoints.
And the Chase Sapphire Reserve® is widely considered a top premium travel credit card. With the Reserve, you can not only earn an impressive 3X points per $1 on travel and dining purchases, but also receive airport lounge access through Priority Pass™ Select, an annual travel credit, and up to $100 application fee credit for Global Entry or TSA PreCheck®.
What Does Your Credit Card Design Say About You?
Other than our phones and keys, our credit cards are likely the items that we take everywhere. That being the case, it’s little surprise that so many of us want our credit cards to have a little style, a bit of pizazz, or that je ne sais quoi that really sets it apart from every other boring old credit card in the store.
While it’s certainly not a great idea to choose your credit card solely for how it looks (that advice applies to selecting shoes, cars, and romantic partners, too, FYI) a card’s “Wow!” factor can often be the deciding factor when it comes to choosing between cards with similar rates and rewards. So, what does your credit card’s design say about you?
Advertiser Disclosure
CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.