13 Cool Credit Cards Every Wallet Wants (2019‘s Best Designs)

13 Cool Credit Cards Every Wallet Wants (2019‘s Best Designs)

credit card advice

Linsey Knerl
By: Linsey Knerl
Updated: January 14, 2019
Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Our articles follow strict editorial guidelines and are updated regularly.

When most of us choose a credit card, design is rarely at the top of our minds. Honestly, there are so many other features to consider. Perks, interest rate, intro APR, and card protections are considered more often when selecting a card than its aesthetic appeal.

But what if all things were created equal? Could a card’s look persuade you to apply?

Card companies know that looks aren’t everything — but flash any one of these 13 cards the next time you go out, and get noticed! There are cool options available for all credit types.

1. Discover it® chrome

Discover it Chrome

You no longer have to qualify for that titanium card to show some precious metal. This slick-looking card has a brushed metal look and all the perks that people love about Discover cards. If you don’t like the metal look, you can actually choose from more than 40 card designs!

2. Chase Sapphire Preferred® Card

Chase Sapphire Preferred Card

A beautiful blue color and striking “gem” design make this card an attractive addition to any wallet. It even has a solid piece of metal inside. The popular card is more than just a pretty face, however. Its perks and sign-up bonus offers are among the most buzzed about.

3. Discover it® Student Cash Back

Discover it Student Cash Back

This card designed for younger credit holders with shorter credit history is much like the Chrome mentioned before. Both cards have the option to choose from a selection of unique and fun card designs. Or pick from a range of vibrant textured solids in blue, green, purple, and more!

4. Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa

This big bank has joined some of the others to allow existing cardholders the chance to design their own card. Once you’ve applied for and been approved, you’ll receive a standard card in the mail. You can then log in to your account and upload your choice of photo or illustration to create a completely customized card like no other!

5. Citi Prestige® Card

Citi Prestige Credit Card

If you have excellent credit, you can enjoy this uniquely designed card with your account number on the back! With a groovy spiral design, Citibank logo, and established date, it’s like no other card out there. And with its bonus rewards for travel and dining, you’ll earn big no matter what cool things are on your agenda.

6. NFL Extra Points Visa Signature Card

NFL Extra Points Visa Card

NFL fans who plan on spending some cheddar on football-related expenses may want to check out this card, issued by Barclays. It features excellent NFL perks, and cardholders can select their favorite NFL team for a design. Not particularly loyal to any one team? They offer a generic “NFL” design, as well.

7. American Express Centurion® Card (The Black Card)

American Express Centurion Card

This card has no need for photos, designs, or distractions. This completely black anodized card is the crème-de-la-crème and is what most people refer to when speaking of “the black card.” Did you know that it is actually made with genuine titanium?

8. J.P. Morgan Reserve Card

JP Morgan Reserve Card

This rich-looking metal card just begs for attention. That’s because most applicants have $10 million or more in assets before they get the invite. With a JP Morgan signature scrawled across the top, it’s a shiny addition to any well-kept wallet.

  • This card is by invitation only.

9. Capital One® Platinum Credit Card

Capital One Platinum Card

If you believe the coolest card design is one you create, then you’ll love this! Capital One has joined the ranks of card issuers letting you upload your own photo. While they do have final say on the photo before they create it, most people have been able to place pets, kids, and their favorite memories on their VISA with no issues.

10. Japan’s ANA EPOS Card


Here’s a card that deserves to be on the list, though it’s for Japanese cardholders only. The card company ANA actually has a card design competition to find the best artwork for their cards. Collectible designs have included mixtapes and unwrapped bars of chocolate. The cards are so popular that expired ones have been in collector’s auctions!

  • This card is only available in Japan.

11. BankAmericard Cash Rewards™ Card

WWF BankAmericard Cash Rewards Card

Bank of America is changing its affiliations all the time, but they usually offer a handful of attractive cards linked to special perks and bonus offers. Current partnerships include MLB, World Wildlife Fund, and Susan G. Komen. The card design for each is unique to Bank of America.

12. Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One QuicksilverOne Card

This card is not only a good choice for those with average, fair, or limited credit, but it has the look of high-end cards. With a smooth metallic finish and bold font, it definitely represents the Quicksilver brand. It answers the question “What’s in your wallet?” with something pretty cool!

13. Chase Disney Visa® Premier Card

Chase Disney Visa Card

Are you a big Disney fan? If you spend a good amount each year on Disney merchandise and property visits, this card offers unique rewards and 10 Disney-themed designs to choose from. Options change regularly, but they include Frozen and Star Wars!

How this List was Selected

Cards were chosen for this list based on aesthetic appeal and what we’ve heard card users say are their favorites. While we think all of the cards on this list are stunning to look it, we also understand that beauty is in the eye of the beholder. What you might find to be a cool card, others might eschew in favor of something more low-key. In the end, we hope that you choose a card that helps you meet your financial goals and build credit that you can use for a lifetime.

Many of the cards on the list also come with the option to change your look after a time. If you’ve grown tired of that picture of a puppy, most cards will let you update the design. Simply inquire at the phone number on the back of your card, or log in to your accounts and access card design options from the services menu.