13 Coolest Credit Card Designs

When most of us choose a credit card, design is rarely at the top of our minds. Honestly, there are so many other features to consider. Perks, interest rate, intro APR, and card protections are considered more often when selecting an aesthetically cool credit card.

But what if all things were created equal? Could a card’s look persuade you to apply?

Card companies know that looks aren’t everything — but flash any one of these 13 cards the next time you go out, and get noticed! There are cool options available for all credit types. In this article, we’ll take a look at these cool cards that include options for consumers with good credit, fair credit, cards for students, cards with appealing cash back offers, cards for air miles, and more.

1

Discover it® Chrome

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Discover it® Chrome

4.8/5.0

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★★★★★ 4.8/5.0

at Discover Card'ssecure website

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• INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
• Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
• Get a 0% intro APR for 18 months on balance transfers. Then 17.49% to 26.49% Standard Variable APR applies, based on credit worthiness.
• Redeem cash back for any amount
• No annual fee.
• Terms and conditions apply.

Show MoreShow Less See application, terms and details »

Intro (Purchases) 0% Intro APR for 6 months

Intro (Transfers) 0% Intro APR for 18 months

Regular APR 17.49% - 26.49% Variable APR

Annual Fee $0

Credit Needed Excellent/Good

See Rates & Fees »

You no longer have to qualify for that titanium card to show some precious metal. This slick-looking card has a brushed metal look and all the perks that people love about Discover cards. If you don’t like the metal look, you can actually choose from 25 card designs!

2

Chase Sapphire Preferred® Card

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Chase Sapphire Preferred® Card

4.9/5.0

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Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

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★★★★★ 4.9/5.0

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• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
• 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

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Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR 19.99% - 28.24% Variable

Annual Fee $95

Credit Needed Good/Excellent

A beautiful blue color and striking “gem” design make this card an attractive addition to any wallet. It even has a solid piece of metal inside. The popular card is more than just a pretty face, however. Its perks and sign-up bonus offers are among the most buzzed about.

3

Discover it® Student Cash Back

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Discover it® Student Cash Back

4.5/5.0

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Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

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★★★★★ 4.5/5.0

at Discover Card'ssecure website

Our Review »

• INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
• Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
• Redeem cash back for any amount
• No credit score required to apply.
• No annual fee and build credit with responsible use.
• 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies.
• Terms and conditions apply.

Show MoreShow Less See application, terms and details »

Intro (Purchases) 0% Intro APR for 6 months

Intro (Transfers) 10.99% Intro APR for 6 months

Regular APR 16.49% - 25.49% Variable APR

Annual Fee $0

Credit Needed Fair/New to Credit

See Rates & Fees »

This card designed for younger credit holders with shorter credit history is much like the other Discover card mentioned before. Both cards have the option to choose from a selection of unique and fun card designs. Or pick from a range of vibrant textured solids in blue, green, purple, and more!

4

Chase Sapphire Reserve®

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Chase Sapphire Reserve®

4.7/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

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★★★★★ 4.7/5.0

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• Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
• Member FDIC

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Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR 20.24% - 28.74% Variable

Annual Fee $795

Credit Needed Good/Excellent

Along with its sleek and simplistic modern design, this card carries a hefty bonus for new cardholders. Earn bonus points after you spend a predefined amount on purchases in the first 3 months from account opening. If you’re a frequent traveler and have good to excellent credit, this card would be a great fit in your wallet.

NFL fans who plan on spending some cheddar on football-related expenses may want to check out this card, issued by Barclays. It features excellent NFL perks, and cardholders can select their favorite NFL team for a design. Not particularly loyal to any one team? They offer a generic “NFL” design, as well.

• Good to excellent credit required
• Apply for the NFL Extra Points Visa Signature card here.

This card has no need for photos, designs, or distractions. This completely black anodized card is the crème-de-la-crème and is what most people refer to when speaking of “the black card.” Did you know that it is actually made with genuine titanium?

• This card is by invitation only, and you can read more about it here.

This rich-looking metal card just begs for attention. That’s because most applicants have $10 million or more in assets before they get the invite. With a JP Morgan signature scrawled across the top, it’s a shiny addition to any well-kept wallet.

• This card is by invitation only.

(Non-Monetized. The information related to J.P. Morgan Reserve® was collected by CardRates.com and has not been reviewed or provided by the issuer of this product. Product details may vary. Please see issuer website for current information. Product details may vary. Please see issuer website for current information. CardRates.com does not receive commission for this product/card.)

8

Capital One Platinum Credit Card

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Capital One Platinum Credit Card

4.5/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

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★★★★★ 4.5/5.0

Our Review »

• No annual or hidden fees. See if you're approved in seconds
• Be automatically considered for a higher credit line in as little as 6 months
• Help build your credit through responsible use of a card like this
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
• Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
• Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
• Top rated mobile app

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR 28.99% (Variable)

Annual Fee $0

Credit Needed Average, Fair, Limited

See Rates & Fees »

If you believe the coolest card design is one you create, then you’ll love this! Capital One has joined the ranks of card issuers letting you upload your own photo. While they do have final say on the photo before they create it, most people have been able to place pets, kids, and their favorite memories on their VISA with no issues.

Here’s a card that deserves to be on the list, though it’s for Japanese cardholders only. The card company ANA actually has a card design competition to find the best artwork for their cards. Collectible designs have included mixtapes and unwrapped bars of chocolate. The cards are so popular that expired ones have been in collector’s auctions!

• This card is only available in Japan.

Bank of America is changing its affiliations all the time, but they usually offer a handful of attractive cards linked to special perks and bonus offers. Current partnerships include MLB, World Wildlife Fund, and Susan G. Komen. The card design for each is unique to Bank of America.

• Good to excellent credit required
• Apply for the Bank of America® Customized Cash Rewards credit card here.

11

Capital One QuicksilverOne Cash Rewards Credit Card

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Capital One QuicksilverOne Cash Rewards Credit Card

4.5/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

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★★★★★ 4.5/5.0

Our Review »

• Earn unlimited 1.5% cash back on every purchase, every day
• No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
• Be automatically considered for a higher credit line in as little as 6 months
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Help strengthen your credit for the future with responsible card use
• Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
• Top rated mobile app

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR 28.99% (Variable)

Annual Fee $39

Credit Needed Average, Fair, Limited

See Rates & Fees »

This card is not only a good choice for those with average, fair, or limited credit, but it has the look of high-end cards. With a smooth metallic finish and bold font, it definitely represents the Quicksilver brand. It answers the question “What’s in your wallet?” with something pretty cool!

Are you a big Disney fan? If you spend a good amount each year on Disney merchandise and property visits, this card offers unique rewards and 10 Disney-themed designs to choose from. Options change regularly, but they include Frozen and Star Wars!

• Good to excellent credit required
• Apply for the Disney Visa® Premier Card here.

13

The Platinum Card®

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The Platinum Card®

4.7/5.0

About this rating

Our experts rate credit card offers based on factors like rewards, APRs, signup bonuses, fees, and approval rates, with a focus on benefits that provide the best value. We also consider cardholder needs such as credit-building potential, issuer reputation, and customer service. Our ratings are unbiased, updated regularly, and not influenced by issuers.

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★★★★★ 4.7/5.0

at the issuer'ssecure website

• Earn 175,000 Membership Rewards® points after you use your new card to make $8,000 in purchases in your first 6 months of Card Membership
• Earn 5X Membership Rewards® points for flights booked directly through airlines or American Express Travel, on up to $500,000 on these purchases per calendar year. Also earn 5X Membership Rewards® points on prepaid hotels on AmexTravel.com.
• $600 annual hotel credit, $200 annual airline fee credit, $200 per year Uber cash credit, $300 per year digital entertainment credit, and more.
• Platinum Card Members have unlimited complimentary access to all locations of The Global Lounge Collection®, including 1,550 airport lounges.
• Apply with Confidence: Know if you're approved for this Card with no credit score impact
• Fee Credit for Global Entry, TSA PreCheck®, CLEAR® Plus Membership

Show MoreShow Less See application, terms and details »

Intro (Purchases) N/A

Intro (Transfers) N/A

Regular APR 19.99% - 28.99% Pay Over Time

Annual Fee $895

Credit Needed Excellent

A great card for travelers, this platinum-color metal card will certainly catch some eyes when you take it out of your wallet. Though it comes with a hefty annual fee, you can definitely make it worth your while if you take full advantage of all the perks.

(Non-Monetized. The information related to Chase Disney Visa® Premier Card was collected by CardRates.com and has not been reviewed or provided by the issuer of this product. Product details may vary. Please see issuer website for current information. Product details may vary. Please see issuer website for current information. CardRates.com does not receive commission for this product/card.)

Cards were chosen for this list based on aesthetic appeal and what we’ve heard card users say are their favorites. While we think all of the cards on this list are stunning to look it, we also understand that beauty is in the eye of the beholder. What you might find to be a cool card, others might eschew in favor of something more low-key. In the end, we hope that you choose a card that helps you meet your financial goals and build credit that you can use for a lifetime.

Many of the cards on the list also come with the option to change your look after a time. If you’ve grown tired of that picture of a puppy, most cards will let you update the design. Simply inquire at the phone number on the back of your card, or log in to your accounts and access card design options from the services menu.