The Ultimate Guide to Credit Cards
Tuesday, May 24, 2022

Reflex Mastercard®

► 2022 Review, Application & Rates

"Though it has a high interest rate, this card's sizable credit lines and reporting to the three major credit bureaus make it a very solid choice for applicants with a poor or fair credit history."
- Toby Sembower,
Advertiser Disclosure
Reflex Mastercard® Review

at Celtic Bank'ssecure website

BEST OVERALL RATING

★★★★

3.9

OVERALL RATING

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
24.99% - 29.99% (Variable)
See Terms
Bad, Fair, or No Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #11 out of 38)
★★★★
4.4
Best Overall
★★★★
3.9
Fair Credit
(Ranked #13 out of 26)
★★★★★
4.5
Instant Approval
(Ranked #4 out of 17)
★★★★★
4.6
Unsecured
(Ranked #2 out of 12)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.