The Ultimate Guide to Credit Cards
Thursday, June 8, 2023

Reflex® Platinum Mastercard® Review

"Though it has a high interest rate, this card's sizable credit lines and reporting to the three major credit bureaus make it a very solid choice for applicants with a poor or fair credit history."
- Toby Sembower,
Advertiser Disclosure
Reflex® Platinum Mastercard® Review

at Celtic Bank'ssecure website

BEST OVERALL RATING

★★★★

3.9

OVERALL RATING

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
29.99% APR (Variable)
See Terms
Bad, Fair, or No Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #18 out of 33)
★★★★
4.4
Best Overall
★★★★
3.9
Fair Credit
(Ranked #10 out of 21)
★★★★★
4.5
Instant Approval
(Ranked #8 out of 17)
★★★★
4.4
Unsecured
(Ranked #7 out of 12)
★★★★
4.4

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Reflex® Platinum Mastercard®

Be sure to visit the official website for Reflex® Platinum Mastercard® to learn complete details about its features and terms. If you’re not quite sure if Reflex® Platinum Mastercard® is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Reflex® Platinum Mastercard® offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.