The Ultimate Guide to Credit Cards
Friday, February 26, 2021

Reflex Mastercard®

► 2021 Review, Application & Rates

"Though it has a high interest rate, this card's sizable credit lines and reporting to the three major credit bureaus make it a very solid choice for applicants with a poor or fair credit history."
- Toby Sembower,
Advertiser Disclosure
Reflex Mastercard® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

3.9

OVERALL RATING

3.9/5.0
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
25.90% – 29.99% (Variable)
See Terms
Bad, Fair, or No Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #8 out of 32)
★★★★
4.4
Best Overall
★★★★
3.9
Fair Credit
(Ranked #8 out of 20)
★★★★★
4.5
Instant Approval
(Ranked #5 out of 17)
★★★★★
4.6
Low APR
(Ranked #39 out of 45)
★★
1.8
Unsecured
(Ranked #3 out of 14)
★★★★★
4.6

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.