The Ultimate Guide to Credit Cards
Thursday, September 29, 2022

Reflex Mastercard®

► 2022 Review, Application & Rates

"Though it has a high interest rate, this card's sizable credit lines and reporting to the three major credit bureaus make it a very solid choice for applicants with a poor or fair credit history."
- Toby Sembower,
Advertiser Disclosure
Reflex Mastercard® Review

at Celtic Bank'ssecure website





  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
24.99% - 29.99% (Variable)
See Terms
Bad, Fair, or No Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Bad Credit
(Ranked #11 out of 37)
Best Overall
Fair Credit
(Ranked #14 out of 26)
Instant Approval
(Ranked #4 out of 17)
(Ranked #2 out of 15)

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