The Ultimate Guide to Credit Cards™
Tuesday, September 29, 2026

Capital One QuicksilverOne Cash Rewards Credit Card

Laura Gariepy

By: Laura Gariepy

Editor: Jon McDonald

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One QuicksilverOne Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

It's rare that a card for "limited" or "fair" credit applicants offers the significant cash-back rewards this card offers. Add a nice intro APR to the mix and this is an excellent offering for those with fair credit.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Top rated mobile app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 29.24% (Variable)
Annual Fee $39
Credit Needed Average, Fair, Limited

Interest Rate & Annual Fee

According to the issuer, the Capital One QuicksilverOne Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 29.24% (Variable)

The following is the current annual fee for the Capital One QuicksilverOne Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $39
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One QuicksilverOne Cash Rewards Credit Card is:

  • Credit Level: Average, Fair, Limited

Our Ratings by Category

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★★★★★
4.5
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4.6
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4.8
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★★★★★
4.7
(Ranked #5 out of 24)
★★★★★
4.6

About the Author

Laura is a personal finance expert who primarily focuses on credit, credit cards, loans, and other consumer-facing topics. Her insights have been featured in U.S. News & World Report, Fortune, Yahoo Finance, The New York Post, USA Today, and many other financial publications. She also earned her MBA and a Bachelor's Degree in Psychology during her previous career in human resources.